Category: Homebuyers

Becoming a homebuyer is a key step in most people’s financial lives. A home is usually our most expensive debt and our greatest asset. When you buy a home the right way, it’s an investment tool that can set you up for financial success for years to come, but if homebuying is done the wrong way it can become an albatross around your neck that will be hard to get rid of so you can recover and move forward. We help homebuyers navigate an ever-changing real estate market and the often complex and stressful mortgage approval process so people can achieve their dreams of homeownership in the best way possible.

It's time for a more accessible mortgage market

Mortgage Market Opens for Low-to-Moderate Income Families

January 9th, 2017 | Meghan Alard

The Federal Housing Finance Agency is taking action to help low-to-moderate income families enter the mortgage market even with budget challenges.

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Student loan debt repayment comes home

Bringing Student Debt Repayment Home

December 7th, 2016 | Meghan Alard

A new homebuyer assistance program in Maryland provides a means for borrowers burdened by student loan debt to achieve homeownership faster.

Category icon Homebuyers, Housing, Student Debt

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Getting around barriers to homeownership

The Biggest Barriers to Homeownership

October 31st, 2016 | Meghan Alard

Student debt and high rent prices may seem like insurmountable barriers to homeownership, but there are programs available to help you overcome them.

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Map: Priced out of Homeownership

Are You Being Priced Out of Homeownership?

September 22nd, 2016 | Michael Koretzky

Achieving the American Dream is getting tougher and tougher as home prices continue to rise, but some key areas still offer affordability to new buyers.

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Working to achieve mortgage approval

The Mortgage Lending Paradox

September 19th, 2016 | Meghan Alard

As the mortgage default rate nears zero, some believe it’s a sign lending standards are too strict. Here’s what homebuyers can do to get approval.

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Overcoming the initial cost of homeownership

Homebuyer Assistance Programs Under Review

August 24th, 2016 | Meghan Alard

HUD is calling for an investigation of down payment assistance programs to ensure practices are fair, but homebuyers may simply not be fully informed.

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Achieve the credit score you want

Credit Score Obstacle to Homebuying

July 29th, 2016 | Meghan Alard

A low credit score may not be as much of a roadblock to buying a home as you might think. A good credit building strategy can get you there within the year.

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The Brexit may impact the real estate market here

Why Brexit Matters for US Homebuyers

July 14th, 2016 | Meghan Alard

What’s happening in the political arena across the pond in Britain and the EU has a big impact on the mortgage rates and the real estate market in the U.S.

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Achieving the American Dream

July 1st, 2016 | Meghan Alard

With the help of Consolidated Credit, Maria Altamirano was able to eliminate her high interest credit card debt to become a first time homebuyer.

Category icon Credit Score, Debt Relief, For Latinos, Homebuyers, Housing

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The Ups and Downs of Buying a Home

June 22nd, 2016 | Michael Koretzky

There are mixed reports about the housing market this summer. We look at the reports to see what homebuyers and sellers can expect in real estate this season.

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"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
Click here to learn more.

Consolidated Credit Consulting Services, Inc. has been verified as the owner or operator of the Web site located at www.consolidatedcredit.org. Official records confirm Consolidated Credit Consulting Services, Inc. as a valid business. Call us today and see what we can do for you.

Consolidated Credit is a Certified ISO 9001 company, as verified through Bureau Veritas Certification.

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

U.S. Department of Housing and Urban Development - HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

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