Being creditworthy means you have an easier time qualifying for loans and new lines of credit and the competitive rates you see advertised. Creditworthiness is assessed based on your credit score and the information contained in your credit report. We have the latest news and trends on how lenders assess your risk as a borrower so you can take action to get ahead.
Apr 03, 2017 | Meghan Alard
A new $3 million CFPB penalty against Experian reveals the difference between a consumer credit score that lenders use and your “educational” score.
Nov 14, 2016 | Meghan Alard
As penalties from foreclosures and short sales executed during the Great Recession expire, many consumers see their credit scores rebound significantly.
Sep 21, 2016 | Meghan Alard
Those credit card offers you receive are more tailored to your finances than you think. Here’s the truth about how companies send offers to consumers.
Aug 17, 2016 | Meghan Alard
More and more states are restricting employer credit checks as an unfair practice for job candidates hit by the Great Recession. Check out our map.
Jun 01, 2016 | Julie Shattock
Hispanics who had bad experiences with financial institutions in their home countries struggle to adapt and unbanked Latinos are becoming all too common.
Banking, For Latinos
Apr 15, 2016 | April Lewis-Parks
A study looks at the debts and debt problems of property renters versus homeowners. Is there a correlation between mortgage holders and financial stability?
Credit Score, Debt Advice, Debt Collection
Mar 25, 2016 | Michael Koretzky
Women are often considered less financially savvy than men, but new evidence finds they may be better money managers, and better with debt and credit.
Mar 22, 2016 | Meghan Alard
Statistics show that cardholders who call their creditors for interest rate reduction and fee removal are usually successful. So why don’t more people do it?
Mar 21, 2016 | Monica Victor
Many Americans plan to take out unsecured personal loans this year. We weigh the pros and cons and why they may be better than credit if used responsibly.
Nov 23, 2015 | Meghan Alard
Millennials feel confident in their credit knowledge but underestimate their credit scores, debt levels and their understanding of how credit scores work.