Tag: Fair Credit Reporting Act
The Fair Credit Reporting Act (FCRA) is the landmark federal legislation that protects your rights to a fair and accurate credit profile. From what can be reported about you, to who can access your profile, understanding how the FCRA works and what new changes Congress is proposing to change it can be essential in your ability to manage your credit score effectively.
Dec 02, 2016 | Meghan Alard
Bad consumer credit caused by negative public records such as foreclosure actions issued during the Great Recession may still be holding people back.
Oct 05, 2015 | Meghan Alard
If you have less than perfect credit a new bill in the House Financial Services Committee may remove the worry of losing job opportunities due to bad credit.
Credit Score, Employment
Jun 08, 2015 | Monica Victor
A credit report stained with black marks leads to paying more for products. Knowing your score but not monitoring reports only perpetuates the problem.
Credit Score, Identity Theft
Oct 08, 2014 | Meghan Alard
The Association of Credit Counseling Professionals (ACCPros) offers three tips to people who are facing credit problems due to unpaid medical bills.
Sep 24, 2014 | Meghan Alard
The average consumer credit score just hit an all-time high, but will consumers backslide into bad habits now that the recession is behind us.
Sep 11, 2014 | Meghan Alard
Lawmakers want to overhaul the legislation that governs consumer credit reports, but are the proposed changes really good for the average consumer?
Consumer Rights, Credit Score