Tag: interest rates

Interest charges are the amount of money you pay for the convenience of using credit cards and taking out loans, and the amount you’ll face is directly tied to your credit rating. in this section you’ll find everything you need to know about interest rates, from how certain transactions may lead to different applied rates to how a few points difference in a rate could mean big savings for your budget.

Average credit card APR hits record highs

Is Your Credit Card APR on Par?

Feb 10, 2017 | April Lewis-Parks

Today’s rates are at record highs on new credit cards, but if you haven’t checked your credit card APR lately, your personal rates may be even higher.

Category icon Credit Cards

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How the interest rate hike affects you

What the Interest Rate Hike Means for You

Dec 26, 2016 | Meghan Alard

The Fed’s interest rate hike last week doesn’t just affect your rates on new loans. Your credit card balances may be higher now, too, with increased APR.

Category icon Credit Cards

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Transition after deployment to garrison life stateside

Military Families Transition after Deployment

Oct 19, 2016 | Meghan Alard

As large scale deployments come to an end, it’s essential that military families have plans in place to transition after deployment to achieve stability.

Category icon Military

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Federal Reserve raises rates

Rate Hike May Impact Up to 92 Million Americans

Oct 10, 2016 | Meghan Alard

The latest rate increase could impact your budget. See how much you can expect your credit card bills to increase after the new rates take effect.

Category icon Credit Cards

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How the interest rate hike affects you

Credit Card APR at 5-Year High

Sep 30, 2016 | Meghan Alard

The average credit card interest rate is now at 15.22%. What does that mean for your ability to manage credit card debt effectively within your budget?

Category icon Credit Cards

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Credit card debt stacks up

Setting Records in Credit Card Debt

Sep 28, 2016 | Meghan Alard

Americans racked up more credit card debt in the second quarter of this year than any other year before. Are consumer debt levels becoming unsustainable?

Category icon Credit Cards, Debt Relief

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What do your credit card offers say?

What Do Credit Card Offers Say About You?

Sep 21, 2016 | Meghan Alard

Those credit card offers you receive are more tailored to your finances than you think. Here’s the truth about how companies send offers to consumers.

Category icon Credit Cards

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Unlocking the equity built up in your home

HELOC Domino Effect

Sep 16, 2016 | Meghan Alard

A study finds missed payments on a Home Equity Line of Credit (HELOC) often lead to other delinquencies with primary mortgages and credit card debt.

Category icon Housing

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Can you read your credit card agreement?

Can You Read a Credit Card Agreement?

Sep 14, 2016 | Meghan Alard

A new study finds most customers can’t understand credit card agreements. We explain what you’re missing and how to get up to speed with your agreement.

Category icon Credit Cards

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Paying for college with a credit card

Paying for College with a Credit Card

Sep 07, 2016 | Meghan Alard

Credit card convenience fees aren’t the only problem that comes with paying college tuition by credit card. Interest charges put you at high risk.

Category icon Credit Cards, Student Debt, Young Consumers

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"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
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Consolidated Credit Consulting Services, Inc. has been verified as the owner or operator of the Web site located at www.consolidatedcredit.org. Official records confirm Consolidated Credit Consulting Services, Inc. as a valid business. Call us today and see what we can do for you.

Consolidated Credit is a Certified ISO 9001 company, as verified through Bureau Veritas Certification.

Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

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Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.org review status

Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

U.S. Department of Housing and Urban Development - HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. Consolidated Credit is proud to be a member of HUD and also part of the Hope Now Alliance.

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