Tag: subprime loans

If you have less than perfect credit, traditional lending tools may not work because you simply can’t qualify. At the same time, subprime loans often have stricter terms and higher rates that can make them dangerous for a household that’s already limited on cash flow. While subprime loans can give you a path to achieve your financial goals, you need to know the risks so you can plan effectively. Here’s what you need to know in the world of subprime today.

Get help with delinquent debt

Delinquent Cars and Credit Cards

Feb 20, 2017 | Meghan Alard

A new report shows an increase in the number of delinquent auto loans and credit cards. We explain what delinquent debt is and how you can overcome it.

Category icon Credit Cards, Debt Relief

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Upside down auto trade ins

Upside Down Auto Industry

Dec 16, 2016 | Meghan Alard

A record number of car buyers are coming to the lot with upside down auto trade-ins, meaning they actually owe money on the old vehicle when they upgrade.

Category icon Auto

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Subprime auto loans fall off the path

Subprime Auto Loans Hit a Ditch

Oct 26, 2016 | Meghan Alard

Nearly five out of every 100 subprime borrowers is 60 days or more behind with their auto loans. We help borrowers create a strategy to help catch up.

Category icon Auto

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Payday Overdraft Fees Average $185

May 16, 2016 | Meghan Alard

Multiple automated payment requests in a day can drive up overdraft fees on a payday loan. Know what you’re getting into before you borrow for a quick fix.

Category icon Banking, Debt Advice

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Mortgage Market Heats Up

May 02, 2016 | Meghan Alard

2015 was a big year in mortgage lending, outreaching 2014 across the board, but is this a true real estate recovery or a return to risk subprime lending?

Category icon Homebuyers, Housing

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Have You Taken Advantage of HAMP?

Mar 28, 2016 | Meghan Alard

Mortgage modification could reduce your monthly payments and make your mortgage reflect your real property value; just be careful with new closing costs.

Category icon Foreclosure, Housing

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Another Crash on the Horizon?

Oct 19, 2015 | Meghan Alard

Several key market indicators show signs we may be getting into another bad situation with subprime lending ahead given current market fluctuations.

Category icon Housing

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Credit Limit Catch 22

Jun 26, 2015 | Meghan Alard

A higher credit limit may make it easier to maintain the low credit utilization necessary for a high credit score, but only if you have self-restraint.

Category icon Credit Score

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Is it a Smart Time to Buy a House?

Jun 22, 2015 | Monica Victor

With the possibility of rising home prices and rates, it may seem a good time to buy, but doing so on an unprepared budget with bad credit can be disastrous.

Category icon Homebuyers

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Is Subprime Lending Making a Comeback?

Jun 17, 2015 | Monica Victor

Mortgage payments are on the rise; so is subprime lending. While the former is good news, the latter may be bad news for homebuyers and the economy.

Category icon Homebuyers

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"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

"We are really proud to recommend Consolidated Credit" Kathleen Cannon, President & CEO of United Way of Broward County. Consolidated Credit Counseling Services, Inc. is pleased to announce our partnership with the United Way as a United Way Chairman’s Circle Organization.

All Consolidated Credit counselors are certified personal financial counselors (CFC) We've helped 5 million people get out of debt! Call us today and see what we can do for you.

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Consolidated Credit is honored to receive the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit Organization of the Year award. The EIFLE awards acknowledge innovation, dedication and the commitment of organizations that support financial literacy education worldwide. See what Consolidated Credit can do for you.

The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.
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Time tested and customer trusted. Consolidated Credit Counseling Services has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you.

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Consolidated Credit is proud to be an ANAB accredited member. Accreditation by a recognized and respected body such as ANAB ensures the impartiality and competence of our company. To see what we can do for you, give us a call.

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