Category: Banking
Congress wants to create Universal Savings Accounts to give Americans an easier way to generate emergency savings, but will they help average families?..
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We help clients enrolled Consolidated Credit’s relief program understand the Federal Reserve rate hike impact on their credit card debt, loans and savings...
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For more than two decades, attractive rewards programs have been a big reason that many consumers turn to credit cards at checkout. But as banks scale back credit card rewards and increase debit card rewards, this trend may be changing...
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Millennials are the first to jump on new technology that makes their lives easier, but a new survey finds they also may be the first to dump tech that doesn’t perform like they expect. This survey shows the problems with our current mobile banking experience...
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For the 13th year in a row, bank fees have hit new all-time highs. Find out where ATM and overdraft fees are the worst and what you can do to minimize them...
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Direct deposit advance could make a comeback, but with interest rates up to 300%, this “solution” could be just as bad for your finances as payday loans...
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A new poll reveals credit card holders are some of the best tippers in the U.S., but how much should you tip in 2017? who should you tip or not tip?..
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A new study finds cash is still a preferred payment method that most Americans use at least once a week How do you like to pay at checkout: Cash or credit?..
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Could face recognition technology be the next step in increasing ATM security against identity theft? Two major players are betting that it is...
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We all assume that secure online banking is equipped to protect our data, but an industry study reveals most financial institutions can’t stop all attacks...
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A survey finds consumers aren’t satisfied with the service they receive from financial service providers. Does your financial institution meet your needs?..
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Vault 7 was intended to show the ability of government agencies to spy on us, but it also reveals the high security risk of using mobile payments...
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Although debit cards are used more often, credit cards cover more total cost. Consolidated Credit offers tips to maintain a balanced budget free of debt...
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Consumers lack confidence in our current banking system and believe less and less in the power of traditional banks. So what’s next for our money?..
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If you’re unbanked because of past issues or a lack of trust in big banks, we have solutions on how to achieve the basic financial stability you need...
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Chase banking customers should take note that the company is changing its policy that allows a credit card to be used for account overdraft protection...
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Hispanics who had bad experiences with financial institutions in their home countries struggle to adapt and unbanked Latinos are becoming all too common...
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Multiple automated payment requests in a day can drive up overdraft fees on a payday loan. Know what you’re getting into before you borrow for a quick fix...
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Cash may still be king when it comes to small purchases for incidentals of less than $5, but debit and credit are closing the gap as more youth prefer plastic...
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Millennials are using credit cards effectively and paying off balances in full, but a preference for paycards over bank accounts could be a financial risk...
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Many Americans find benefits in splitting their money between two banks in order to maximize the financial benefits they receive from their accounts...
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Spending more than value of a penny to mint each coin just doesn’t make fiscal sense. Should the federal government close this budgetary spending leak?..
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From identity theft and online reputation management, to insurance and asset diversity, Millennials must protect their financial and professional interests...
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As cash continues to become less prevalent, consumers turn to debit as their preferred method of payment, avoiding interest charges on credit card debt...
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How you bank and the accounts you use can have a big impact on your ability to maintain financial stability. Without the right strategy, it can be a struggle to reach your goals. From choosing accounts that help you avoid fees that can drain your funds, to finding the right financial services to fit your lifestyle and goals, these banking articles from the certified experts at Consolidated Credit help you learn how to bank smarter:
