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Category: Credit Cards
Another interest rate hike by the Federal Reserve means that the cost of debt for consumers just got higher again. WalletHub has revised their map of cities with the most and least sustainable credit card balances. Can you still afford to pay off your debt in a cost-effective way or do you need debt relief?..
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If you thought lending money to family was a bad idea, consider that 36 million Americans admit they’ve run into trouble when they decided to loan credit cards to friends and family. Learn why it’s a bad idea and what you can do instead to help someone out...
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One in ten Americans had a credit card declined last year, but embarrassment is really the least of your worries if it happens to you. Learn why cardholders experienced a declined credit card last year and what you can do to avoid it...
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A credit card company wants your business, so they’re usually willing to give you certain money-saving perks for sticking with them. Learn how you can turn customer loyalty into more credit card rewards, cut annual fees and lower interest rates...
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As consumer debt levels continue to break records, driven by credit card debt, many households may turn to balance transfer credit cards to consolidate. However, new changes in credit cards offering 0 interest on balance transfers could make this type of consolidation less beneficial...
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Americans have record high credit card balances that are often caused by covering daily expenses to make ends meet. We look at reasons for debt and offer helpful tips on how to achieve a balanced budget so you can avoid credit card debt...
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A new study finds 15 million people hide credit cards and bank accounts from their partners. We look at current trends in financial infidelity and offer tips on how to have an honest money talk with your significant other, just in time for Valentine’s Day!..
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The last major credit issuer just announced they will phase out signature credit card signature requirements on most transactions this year. As EMV chip technology improves, you should see less request for your John Hancock, and hopefully less fraud...
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As we head into 2018, U.S. consumers have record high debt levels, but does it affect all states equally? We look at Experian’s 2017 state of credit report to understand average credit card debt by state and tell you what you can do to get out of debt...
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Consumer credit card use continues to climb, now beating pre-recession levels of spending. Credit card debt increased by 13% in November alone, leading to an all-time high of $1.023 trillion. Here’s what you can do to pay off your debt...
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Experts predict that cash back credit cards may be king in 2018 as more credit card issuers roll out even sweeter reward programs. But if you want to get the most out of cash back incentive programs, you need the right strategy...
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Whether you’ve been denied credit or you don’t think credit cards are necessary, there are things you should do when you’re living without credit cards...
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Coffee giant Starbucks announces a new credit card with coffee rewards for java fanatics, but is this is the right choices for caffeine addicts on a budget?..
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Your reward credit card offers some nice incentives, but don’t let interest charges offset what you earn. We have the trick on how to treat credit cards...
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Trying to game the credit system to achieve a higher score can seem like a great idea, but one wrong move could land you in a heap of credit card debt...
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Nearly half of Americans carry unpaid credit card balances for more than two years. We calculate the cost of credit card interest charges over two years...
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With retail data breaches becoming commonplace, a virtual credit card could give you more ID theft and fraud protection in an unsecure world...
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Services like Uber and Lyft may soon roll out ride hailing credit cards that offer rewards for charging rides. Will they help you save money or hail debt?..
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In answering the question, “How many credit cards do you have?” the real question should be, “Do you have one card too many?” Find the answer here!..
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The rate experts at CardRates.com explain how Consolidated Credit’s debt management program offers a proven way to reduce credit card interest rates...
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A new poll reveals credit card holders are some of the best tippers in the U.S., but how much should you tip in 2017? who should you tip or not tip?..
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Deferred interest promotions offer great advantages when you buy, but people often get blindsided by higher costs once the promotion period ends...
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We compare the credit habits of revolver vs transactor cardholders so you can see the difference and choose the right credit management strategy for you...
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A new study finds almost a third of Americans never bother to redeem credit card rewards. So, why incur interest charges if you don’t reap any benefits?..
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Credit cards don’t have to be the enemy of a balanced budget. If you develop the right habits and pay attention to important updates and industry trends, you can use credit effectively. Whether you need to eliminate your current balances or want to develop better habits moving forward, we have the solutions you need.
