Reduce your Total Credit Card Payments by up to 30-50%
- Get out of debt faster
- Consolidate your credit card bills
- Lower credit card interest rates
- Avoid bankruptcy & protect your credit
Thank you for your application!
Consolidated Credit has helped over 6.5 million people find relief from debt. Now we’re here to help you.
A Certified Credit Counselor will be calling you at the number you provided. They’ll complete your free debt and budget analysis, then discuss the best options for getting out of debt with you. If you qualify to enroll in a debt management program, your counselor can also help you enroll immediately.
For immediate assistance, please call:
Hours of Operation:
Monday – Thursday 8AM to 10PM (EST)
Friday and Saturday 8AM to 8PM (EST)
Sunday 9AM to 5PM (EST)
5701 West Sunrise Blvd.
Fort Lauderdale FL 33313
Hi, we’re the Allen Family!
[On-screen text] Making the American Dream of Homeownership a Reality
Why buy a house? How did Consolidated Credit assist you?
Mr. Allen: I mean, besides the growing family, the biggest impact was, where we were renting, it kept increasing. And it was getting to the point where it was like, am I paying for a mortgage? And if I’m paying for a mortgage, then why not just get a house?
Mrs. Allen: I called you and set up an appointment for the class
Mr. Allen: She’s on top of everything and, really was the one that brought this class to my attention and really was kind of go-getter about it. I mean, it was either get on or get lost. So, we got on board.
[On-screen text] What did you learn from the homebuyers workshop?
Mr. Allen: You have to save. Like that’s the biggest part, right? You have to be able to save and so we sat down and we were writing down, like okay, this is what I get paid and this is what I pay out. And it was, like… it was kind of a one, two, three step kind of process. It made it much easier than I think going it alone would have taken us – we’d probably still be looking for a house.
You kind of get that ah-ha moment, like yeah, this is what we should be doing.
[On-screen text] Were your expectations aligned with your personal reality?
Mr. Allen: You can say oh, we’ll just do this and this and this will be fine, but in reality it’s like, okay wait, this is what we really need to do and these are the steps we need to take. This is plan that we need to follow.
You’ve got to put on those blinders sometimes. There are trips that you want to take that you can’t take, things that you want to buy that you can’t buy. Thankfully, a little under a year went by and we had enough money for our down payment, we were qualified based on our credit. Thanks to going through, we knew all the steps based on the program. So, it was just like, hey, so we’re buying a house, huh?
[On-screen text] What advice would you give someone who was thinking of buying a home?
Mr. Allen: If you are buying a house, you and your other – your significant other – you’ve got to be, you have to be on the same page. Like, what you want to spend, what you’re looking for in a home. Not only does it make it, your process easier, it makes everything easier on the Realtor. It lets you sleep at night. I think, without the class, I don’t know if we’d have this house right now.
[On-screen text] For Homebuyer Education & Counseling Call 1-800-435-2261 or visit www.consolidatedcredit.org
Consolidated Credit offers free online financial education webinars each month, hosted by our certified credit counseling team. We also provide live monthly, HUD-approved first-time homebuyer workshops at our home offices in Southeast Florida.
We talk to clients and alumni of Consolidated Credit’s debt management program to learn how it helped them achieve stability. These stories show you’re not alone when it comes to facing challenges with debt. With the right help, you can overcome any obstacle to find relief.
Review case studies from real debt management program graduates to see how credit counseling helped them find debt relief through credit consolidation. Working with a certified credit counselor can reduce or eliminate interest charges and lower your monthly payments by 30-50%.
Reading about finance may be a good way to build financial literacy, but it’s not always entertaining. Consolidated Credit’s Financial Education Videos let you learn about budgeting, debt and credit in a fast and fun way. Now you can watch your way to financial success!
Infographics offer an easy visual way to understand complex personal finance topics. Find infographics that explain key financial processes like credit counseling and strategies to reduce debt. You can also how financial experts calculate things like interest rates and credit scores.
Consolidated Credit offers specialized credit counseling for military Service Members, Veterans and military families. Whether you’re about to deploy and need to know how to handle your credit or you’re making the transition to civilian life, we help protect and ensure your financial freedom.
From serving as a member of the United Way Chairman’s Circle to supporting charities both locally and nationwide, Consolidated Credit is dedicated to promoting financial stability for those most vulnerable to today’s financial challenges. Learn about our latest efforts.
Consolidated Credit offers customized financial wellness programs for your business or organization. Help your employees, members or customers find financial success with a range of free resources, from interactive courses and calculators, to self-help guides.