# Consolidated Credit: Consolidated Credit > With over 10 million people helped since 1993, Consolidated Credit can help you find debt relief through credit counseling and debt management\. Generated by Yoast SEO v28.2, this is an llms.txt file, meant for consumption by LLMs. ## Pages - [How Does Consolidated Credit Work?](https://www.consolidatedcredit.org/credit-counseling/how-does-consolidated-credit-work/) - [What is a Debt Management Program?](https://www.consolidatedcredit.org/debt-management-program/) - [Non\-Profit Consumer Credit Counseling](https://www.consolidatedcredit.org/credit-counseling/) - [Florida](https://www.consolidatedcredit.org/debt-relief/florida/) - [Talk to Your Aging Parents about Money](https://www.consolidatedcredit.org/family-finances/helping-elderly-parents-with-finances/) ## Posts - [2026 Money Confidence Roadmap: Budget for Fall and Winter Holiday Shopping Now](https://www.consolidatedcredit.org/financial-news/2026-money-confidence-roadmap-budget-for-fall-and-winter-holiday-shopping-now/): Setting a realistic plan is the best way to ensure emotional spending doesn’t get the best of you and avoid starting a new year with a holiday debt hangover\. - [Personal Debt is Getting Bigger – and Younger](https://www.consolidatedcredit.org/financial-news/personal-debt-is-getting-bigger-and-younger/): Gen Z is falling behind financially\. Here’s how to stop it\. - [Find Your State’s Tax\-Free Weekend for Back to School Savings](https://www.consolidatedcredit.org/financial-news/tax-free-weekend-map/): Tax\-free weekends for back\-to\-school can help you save\. - [How to Save Money on Back\-to\-School Shopping](https://www.consolidatedcredit.org/financial-news/back-to-school-shopping-how-to-save-money-this-year/): Learn how how budgeting and planning sets up your family for success – academically and financially\. - [July Was a Confusing Month for Buying a Home](https://www.consolidatedcredit.org/financial-news/july-was-a-confusing-month-for-buying-a-home/): And the rest of the year might not be any clearer\. ## Infographic - [2015 Tax Prep Checklist](https://www.consolidatedcredit.org/infographics/2015-tax-prep-checklist/) - [Smart Identity Theft Protection Tips](https://www.consolidatedcredit.org/infographics/identity-theft-protection/) - [Valentines Gifts and Your Wallet](https://www.consolidatedcredit.org/infographics/valentines-gifts-wallet/) - [Last\-Minute Holiday Shopping Tips](https://www.consolidatedcredit.org/infographics/last-minute-shopping-tips/) - [American Spending Statistics](https://www.consolidatedcredit.org/infographics/american-spending-statistics/) ## Ask The Experts - [Can I Consolidate Debt Consolidation Loans?](https://www.consolidatedcredit.org/ask-the-experts/can-i-consolidate-debt-consolidation-loans/) - [How Do I Rebuild My Credit Score?](https://www.consolidatedcredit.org/ask-the-experts/how-to-raise-your-credit-score/) - [Should My Parents Get a Reverse Mortgage?](https://www.consolidatedcredit.org/ask-the-experts/should-my-parents-get-a-reverse-mortgage/) - [Is a Home Equity Loan a Good idea?](https://www.consolidatedcredit.org/ask-the-experts/is-a-home-equity-loan-a-good-idea/) - [What is a Housing Counselor and How Can They Help?](https://www.consolidatedcredit.org/ask-the-experts/what-is-a-housing-counselor/) ## Booklets - [2026 Money Confidence Roadmap](https://www.consolidatedcredit.org/library/2026-money-confidence-roadmap-2/) - [Breaking Down Buy Now, Pay Later: The True Cost of Convenience](https://www.consolidatedcredit.org/library/breaking-down-buy-now-pay-later-the-true-cost-of-convenience/) - [Financial Preparation for Life After Divorce](https://www.consolidatedcredit.org/library/divorce-your-credit-booklet/) - [Keys to Homeownership: Your Guide to Buying a Home Smartly \& Confidently](https://www.consolidatedcredit.org/library/homebuyer-guide/) - [Understanding Your Credit Card Statement](https://www.consolidatedcredit.org/library/how-to-read-a-credit-card-statement/) ## Case Studies - [Greg, A](https://www.consolidatedcredit.org/case-studies/greg-a/) - [Michael, V](https://www.consolidatedcredit.org/case-studies/michael-v/) - [pamela B](https://www.consolidatedcredit.org/case-studies/pamela-b/) - [Sonia, C](https://www.consolidatedcredit.org/case-studies/sonia-c/) - [Rebekah, R](https://www.consolidatedcredit.org/case-studies/rebekah-r/) ## Debt Stories - [How to Get Out of $10,000 in Debt](https://www.consolidatedcredit.org/debt-stories/how-to-get-out-of-10000-in-debt/): All it takes is a family business and a divorce\. - [Acting Like She Wasn’t in Debt](https://www.consolidatedcredit.org/debt-stories/acting-like-she-wasnt-in-debt/): She studied acting in London but went broke in Hollywood\. - [Credit Card Debt: April H\. Pays It Off and Pays It Forward](https://www.consolidatedcredit.org/debt-stories/credit-card-debt-april-h-pays-it-off-and-pays-it-forward/) - [Buried in red ink\. And blue ink\. And green ink…](https://www.consolidatedcredit.org/debt-stories/buried-in-red-ink-and-blue-ink-and-green-ink/): Alexis Hammett has spent thousands of dollars on tattoos\. Now she’s focusing on what’s more than skin deep: Her financial future\. - [I Should’ve Known Better](https://www.consolidatedcredit.org/debt-stories/i-shouldve-known-better/): Kay S\. can laugh now, but she had maxed out four credit cards before calling Consolidated Credit\. ## Press Releases - [Consolidated Credit Strengthens Community Partnerships at Partners in Purpose Event](https://www.consolidatedcredit.org/press-releases/consolidated-credit-strengthens-community-partnerships-at-partners-in-purpose-event/): Consolidate Credit is committed to helping individuals and families achieve and improve financial well\-being in the community\. - [Consolidated Credit and Broward Housing Solutions Partner to Host Financial Education Workshop](https://www.consolidatedcredit.org/press-releases/consolidated-credit-and-broward-housing-solutions-partner-to-host-financial-education-workshop/): Consolidated Credit and Broward Housing Solutions provide financial education tools to build stronger communities\. - [Generational Wake\-Up Call: Young Adults Buckle Under Credit Pressure](https://www.consolidatedcredit.org/press-releases/generational-wake-up-call-young-adults-buckle-under-credit-pressure/): Millennials and Gen Z face uncertain financial future\. - [Consolidated Credit Offers Free Webinar Series Focused on Caring for Your Mental and Financial Health, Saving Strategies for Summer Vacation, and New Rules for Student Debt](https://www.consolidatedcredit.org/press-releases/consolidated-credit-offers-free-webinar-series-focused-on-caring-for-your-mental-and-financial-health-saving-strategies-for-summer-vacation-and-new-rules-for-student-debt/) - [Consolidated Credit’s Free Summer Webinar Series Designed to Keep Consumers Cool Under Financial Pressure](https://www.consolidatedcredit.org/press-releases/consolidated-credits-free-summer-webinar-series-designed-to-keep-consumers-cool-under-financial-pressure/): Consolidated Credit offers free summer webinar series designed to inform and empower individuals and families\. ## Education Quizzes - [Financial Literacy Test](https://www.consolidatedcredit.org/cuestionarios-educativos/financial-literacy-test/) - [Understanding Credit](https://www.consolidatedcredit.org/cuestionarios-educativos/understanding-credit/) - [Youth Financial Literacy Test](https://www.consolidatedcredit.org/cuestionarios-educativos/youth-financial-literacy-test/) - [Are you a good candidate for a debt consolidation loan?](https://www.consolidatedcredit.org/cuestionarios-educativos/are-you-a-good-candidate-for-a-debt-consolidation-loan/) - [Is Debt Settlement Your Best Option for Debt Relief?](https://www.consolidatedcredit.org/cuestionarios-educativos/is-debt-settlement-your-best-option-for-debt-relief/) ## Financial Education Videos - [The New Rules for Student Debt](https://www.consolidatedcredit.org/videos/the-new-rules-for-student-debt/) - [Smart Savings Strategies for Your Dream Vacation](https://www.consolidatedcredit.org/videos/smart-savings-strategies-for-your-dream-vacation/) - [Budgeting, Savings, and Credit for Homeownership](https://www.consolidatedcredit.org/videos/budgeting-savings-and-credit-for-homeownership/) - [2025 Holiday Survival Guide](https://www.consolidatedcredit.org/videos/2025-holiday-survival-guide/) - [Mental and Financial Health](https://www.consolidatedcredit.org/videos/mental-and-financial-health/) ## Video Playlist - [Community Outreach \(Financial News Page\)](https://www.consolidatedcredit.org/video-playlist/community-outreach/) - [Community Outreach \(All Time\)](https://www.consolidatedcredit.org/video-playlist/community-outreach-all-time/) - [Budgeting](https://www.consolidatedcredit.org/video-playlist/budgeting/) - [Game of Good Credit](https://www.consolidatedcredit.org/video-playlist/game-of-good-credit/) - [Housing Success Stories](https://www.consolidatedcredit.org/video-playlist/housing-success-stories/) ## Categories - [Money Management](https://www.consolidatedcredit.org/financial-news/category/money-management/) - [Debt](https://www.consolidatedcredit.org/financial-news/category/debt/) - [Company](https://www.consolidatedcredit.org/financial-news/category/company/) - [Credit](https://www.consolidatedcredit.org/financial-news/category/credit/) - [Housing](https://www.consolidatedcredit.org/financial-news/category/housing/) ## Categories - [Debt Elimination](https://www.consolidatedcredit.org/ask-the-experts/category/debt-elimination/) - [All About Credit](https://www.consolidatedcredit.org/ask-the-experts/category/all-about-credit/) - [Mortgage \& Homeownership](https://www.consolidatedcredit.org/ask-the-experts/category/mortgage-and-homeownership/) - [Credit Score](https://www.consolidatedcredit.org/ask-the-experts/category/credit-score/) - [Family Finance](https://www.consolidatedcredit.org/ask-the-experts/category/family-finance/) ## Optional - [Sitemap index](https://www.consolidatedcredit.org/sitemap_index.xml)