{"id":58678,"date":"2025-06-26T19:14:30","date_gmt":"2025-06-26T19:14:30","guid":{"rendered":"https:\/\/www.consolidatedcredit.org\/lpb\/?page_id=58678"},"modified":"2025-10-16T17:45:13","modified_gmt":"2025-10-16T17:45:13","slug":"refer-100","status":"publish","type":"page","link":"https:\/\/www.consolidatedcredit.org\/lpb\/refer-100\/","title":{"rendered":"Refer a Friend $100"},"content":{"rendered":"\n<div class=\"wp-block-group alignfull has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-704e782a wp-block-group-is-layout-constrained\" style=\"background-color:#a5e5fb\">\n<figure class=\"wp-block-image aligncenter size-full\"><img decoding=\"async\" width=\"1024\" height=\"173\" src=\"https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/uploads\/2024\/06\/image.png\" alt=\"Celebrating 30 Years of Service &amp; Education\" class=\"wp-image-10\" srcset=\"https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/uploads\/2024\/06\/image.png 1024w, https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/uploads\/2024\/06\/image-300x51.png 300w, https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/uploads\/2024\/06\/image-768x130.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div class=\"wp-block-group container has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<h1 class=\"wp-block-heading has-text-align-center has-text-color has-link-color wp-elements-38b6f1b302aeefa78df613ebc6823b2c\" style=\"color:#003c73\"><strong>You\u2019ve Been Recommended<\/strong><\/h1>\n\n\n\n<h1 class=\"wp-block-heading has-text-align-center has-text-color has-link-color wp-elements-05a2c9d14a764cc2fc0d0bc492717852\" style=\"color:#003c73\"><strong>You Can Receive $100 Off Your Debt Just For Getting Started.&nbsp;<\/strong><\/h1>\n\n\n\n<p class=\"has-text-align-center\">*<strong>$100 account credit after your first month\u2019s program payment<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\">Consolidated Credit is a nonprofit that has helped millions of people get out of debt for 30 years. We can\u2019t wait to share our guidance, expertise and support with new clients like YOU.<br><\/p>\n\n\n\n<p class=\"has-text-align-center\">Fill out the form below to get started on your free, no-obligation consultation.&nbsp; Or call one of our certified counselors now at <a class=\"notracking-phone-click\" href=\"tel:(844) 547-3214\"><span class=\"notracking-phone\">(844) 547-3214<\/span><\/a>.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-f90d3be4 wp-block-group-is-layout-constrained\" style=\"background-color:#e4f7fe;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--30)\">\n\n\n\n<div id=\"custom-form\" class=\"mx-auto\">\n    \n<div class=\"modal normal-modal\" id=\"communication-custom\" style=\"z-index:3147483642;color:black;\">\n    <div class=\"modal__content\">\n        <button type=\"button\" role=\"button\" tabindex=\"0\" class=\"close-normal-modal\" title=\"Close the Modal\"\n        aria-label=\"Close Modal\">&times;<\/button>\n                    <h2>E-Sign Disclosure<\/h2>\n            <p><strong>DISCLOSURE: For the Consumer\u2019s convenience, this is a copy of the E-sign Act Disclosures included in the TCPA Disclosure located in the form you signed and submitted to Consolidated Credit in order that Consolidated Credit will contact you about Consolidated Credit\u2019s services. Please be advised that the \u201cAgree &#038; Continue\u201d button reference in this Copy is our template action button, and that the action button you pressed when submitting the form may contained a different acceptance language. Being that this is a copy of the E-Sign Act Disclosures, there is no action to be taken by you. You may print and save this form for your records.<\/strong><\/p>\n            <p><strong>Consent to Use of Electronic Records and Signatures<\/strong><\/p>\n            <p>You have the opportunity to complete and sign documents, as well as receive notices and other documents related to your Submission Form and interaction with <strong>Consolidated Credit<\/strong>, in electronic rather than paper form. To agree to these uses of electronic documents and signatures, and to sign this document with the same effect as physically signing your name, click the <strong>&#8220;Agree &#038; Continue&#8221;<\/strong> button on the bottom of the form on the page after reviewing the information below.<\/p>\n            <p>In order to sign, complete and receive documents electronically you will need the following:<\/p>\n            <ul>\n                <li>A personal e-mail address<\/li>\n                <li>A computer or other device with standard e-mail software<\/li>\n                <li>Current version of Chrome, Firefox, Edge or Safari<\/li>\n                <li>A connection to the internet<\/li>\n                <li>A printer if you want to print paper copies<\/li>\n            <\/ul>\n            <p>Alternatively, you may choose to contact <strong>Consolidated Credit<\/strong>, through a phone call, and you may submit any request for services through paper versions of the documents.<\/p>        \n            <p>By clicking <strong>&#8220;Agree &#038; Continue&#8221;<\/strong> on the bottom of the form on the page after reviewing the information herein, you consent to electronically sign, complete and receive documents relating to your application for information and interaction with <strong>Consolidated Credit<\/strong>, during both this session and any future sessions relating to this process. Additionally, you consent to electronically receive: communications relating to your application and interaction with <strong>Consolidated Credit<\/strong>, including requests for additional information; notices of actions taken required by law; and notices of your rights under applicable laws. Your consent applies to documents completed, signed or provided via this website, as well as to documents transmitted via email.<\/p>\n            <p>If your contact information changes, please update your information with <strong>Consolidated Credit<\/strong>, by contacting <strong>Consolidated Credit<\/strong> as provided below. Further, you have the right to withdraw your consent at any time by contacting <strong>Consolidated Credit<\/strong>. You may update your information or withdraw your consent by: calling <strong>Consolidated Credit<\/strong>, at 1-800-728-3632 by e-mailing at privacy[at]consolidatedcredit.org, or by writing to: 5701 West Sunrise Blvd, Fort Lauderdale, FL 33313 <\/p>\n            <p>If you withdraw consent, you will no longer have the ability to sign documents electronically and to receive disclosures and other documents electronically. Your withdrawal of consent is prospective only and will become effective after we have had a reasonable opportunity to act upon it. After withdrawing your consent, please also contact the company representative who sent you this request to make arrangements to receive paper copies of documents and communications.<\/p>\n            <p>After consenting, you can obtain copies of documents and communications relating to your application and interaction with <strong>Consolidated Credit<\/strong>, by using your browser to print paper copies or save electronic copies of documents or screens during this session and future sessions.<\/p>\n            <p>I understand that by typing my name where indicated in the form, providing my email and phone number, and then clicking on <strong>&#8220;Agree &#038; Continue&#8221;<\/strong>, You consent to the use of electronic records and signatures in the manner described above, and the electronic storage of such documents.<\/p>\n        \n    <\/div>\n<\/div>    \n    \n\n\n<div class=\"hidden thankyou-msg\" type=\"schema_form_thank_you\" >\n    <div class=\"default-thankyou-text\">\n        <h4 class=\"mb-6 h2\">Thank you for your application!<\/h4>\n        <div>\n                            <p class=\"mb-6\">Consolidated Credit has helped over 10.2 million people find relief from debt. Now we\u2019re here to help you.<\/p>\n                                    <!-- wp:group {\"className\":\"ccvcardbg p-4 md:py-6 md:px-8 rounded-lg mb-4 sm:mb-6\",\"layout\":{\"type\":\"constrained\"}} -->\n                    <div id=\"ccvcard\" class=\"wp-block-group ccvcardbg p-4 md:py-6 md:px-8 rounded-lg mb-4 sm:mb-6\"><!-- wp:paragraph {\"className\":\"mb-2 h4\"} -->\n                    <p class=\"mb-2 h4\">Don\u2019t Miss a Message<\/p>\n                    <!-- \/wp:paragraph -->\n\n                    <!-- wp:paragraph {\"className\":\"mt-0 mb-2 md:mb-3\"} -->\n                    <p class=\"mt-0 mb-2 md:mb-3\"><strong>Add our number to your contacts to get updates and reminders without delay.<\/strong><\/p>\n                    <!-- \/wp:paragraph -->\n\n                    <!-- wp:buttons {\"className\":\" mb-2 md:mb-3\"} -->\n                    <div class=\"wp-block-buttons  mb-2 md:mb-3\"><!-- wp:button -->\n                    <div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.consolidatedcredit.org\/vcard\/ConsolidatedCredit_ENG.vcf\" target=\"_blank\" rel=\"noreferrer noopener\">Add to your contacts<\/a><\/div>\n                    <!-- \/wp:button --><\/div>\n                    <!-- \/wp:buttons -->\n\n                    <!-- wp:paragraph {\"className\":\"mt-0 mb-0\"} -->\n                    <p class=\"mt-0 mb-0\"><strong>Save our information so you\u2019ll always know it\u2019s us reaching out with updates, tips, and support.<\/strong><\/p>\n                    <!-- \/wp:paragraph --><\/div>\n                    <!-- \/wp:group -->\n                                <p class=\"mb-6\">A Certified Credit Counselor will be calling you at the number you provided. They\u2019ll complete your free debt and budget analysis, then discuss the best options for getting out of debt with you. If a debt management program is right for you, your counselor can also help you enroll immediately.<\/p>\n                    <\/div>\n        <div>\n            <p class=\"mb-6\"><strong>For immediate assistance, please call:<\/strong><\/p>\n            <p class=\"mb-6 inline-block leading-6 align-top phoneNumber\">\n                <a class=\"notracking-phone-click\" href=\"tel:(844) 547-3214\"><span class=\"notracking-phone\">(844) 547-3214<\/span><\/a>            <\/p>\n        <\/div>\n\n        <div class=\"row flex flex-wrap\">\n            <div class=\"sm:w-2\/3 px-0\">\n                <div class=\"mb-6\">\n                    <strong>Hours of Operation:<\/strong>\n                                            <p class=\"mb-2\">Monday &#8211; Thursday 8am to 10pm (EST)<\/p>\n                        <p class=\"mb-2\">Friday 8am to 8pm (EST)<\/p>\n                        <p class=\"mb-2\">Saturday 9am to 5pm (EST)<\/p>\n                        <p class=\"mb-2\">Sunday closed<\/p>\n                                    <\/div>\n                <div class=\"mb-6\">\n                    <strong>Headquarters:<\/strong>\n                                            <p class=\"mb-2\">5701 West Sunrise Blvd.<\/p>\n                        <p class=\"mb-2\">Fort Lauderdale FL 33313<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"sm:w-1\/3\">\n                <img decoding=\"async\" src=\"https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/themes\/msb-lpb\/public\/images\/rep.jpg\" class=\"img-fluid\" alt=\"Stock Image of a Customer Service Representative\" width=\"432\" height=\"429\" loading=\"lazy\">\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n    <form id=\"lead-custom-form\" action=\"\" type=\"schema_form\" data-schema=\"LeadForm\" novalidate=\"novalidate\"  class=\"main-custom-form \">\n                    <fieldset class=\"first-fieldset\" name=\"debtInfo\" data-schema=\"DebtInfo\">\n                <div class=\"row justify-center\">\n                    <div class=\"container\">\n                        \n                                                    <h3 style=\"font-size: 30px; color: #003c73;\" class=\"text-center mb-4\">\n                                What is your total credit card debt amount?                            <\/h3>\n                                            <\/div>\n\n                    <div class=\"my-0 mx-auto relative max-w-2xl\">\n\n                                                                                                                    <span class=\"sr-only\">Debt Amount<\/span>\n                                                                <input\n                                    style=\"--min: 1000;--max: 75000;--val: 50\"\n                                    id=\"debtamount_CCV3b\"\n                                    class=\" block w-full mx-0 mt-5 my-10\"\n                                    name=\"debtamount\"\n                                    type=\"range\"\n                                    min=\"1000\"\n                                    max=\"75000\"\n                                    step=\"1000\"\n                                    value=\"10000\"\n                                \/>\n\n                                            <\/div>\n                <\/div>\n\n                <div class=\"fieldset-buttons text-center\">\n                    <button\n                            type=\"button\"\n                            name=\"next\"\n                            class=\"btn btn-next btn-primary\"\n                            data-form=\"debtInfo\"\n                            style=\"background: #e8730b; color: #ffffff; border-radius: 8px; font-weight: 600\"\n                    >Get Free Quote<\/button>\n                <\/div>\n            <\/fieldset>\n        \n        <fieldset name=\"leadInfo\" data-schema=\"LeadInfo\">\n\n            \n                                    <h3 style=\"font-size: 32px; color: #003c73;\" class=\"text-center mb-4\">\n                            Provide a few details about yourself.                        <\/h3>                <div class=\"form-grid grid grid-cols-1 gap-x-6 gap-y-4 md:grid-cols-2\">\n                    <div class=\"material-input-field relative\">\n                        <label for=\"first_nameCCV3\"                                 aria-label=\"First Name\">First Name<\/label>\n                        <input\n                                type=\"text\"\n                                id=\"first_nameCCV3\"\n                                name=\"first_name\"\n                                required=\"required\"\n                                aria-required=\"true\"\n                                placeholder=\"First Name\"\n                                class=\"firstinput\"\n                        \/>\n                    <\/div>\n\n\n                    <div class=\"material-input-field relative\">\n                        <label for=\"last_nameCCV3\"                                 aria-label=\"Last Name\">Last Name<\/label>\n                        <input\n                                type=\"text\"\n                                id=\"last_nameCCV3\"\n                                name=\"last_name\"\n                                required=\"required\"\n                                aria-required=\"true\"\n                                placeholder=\"Last Name\"\n                                class=\"lastinput\"\n                        \/>\n                    <\/div>\n\n\n                    <div class=\"material-input-field relative\">\n                        <label for=\"emailCCV3\" aria-label=\"Email Address\" >\n                            Email Address                        <\/label>\n                        <input type=\"email\"\n                                class=\"form-control \"\n                                id=\"emailCCV3\"\n                                name=\"email\"\n                                required=\"required\"\n                                aria-required=\"true\"\n                                placeholder=\"Email Address\"\n                        \/>\n                    <\/div>\n\n\n\n                    <div class=\"material-input-field relative\">\n                        <label for=\"primary_phoneCCV3\" aria-label=\"Phone Number\"                         >Phone Number<\/label>\n                        <input\n                                type=\"tel\"\n                                class=\"form-control \"\n                                id=\"primary_phoneCCV3\"\n                                name=\"primary_phone\"\n                                required=\"required\"\n                                aria-required=\"true\"\n                                placeholder=\"Phone Number\"\n                        \/>\n                    <\/div>\n\n                                            <div class=\"material-input-field relative\">\n                            <label for=\"zipcodeCCV3\" aria-label=\"Zip Code\" >\n                                Zip Code                            <\/label>\n                            <input\n                                    type=\"text\"\n                                    class=\"form-control \"\n                                    id=\"zipcodeCCV3\"\n                                    name=\"zip\"\n                                    required=\"required\"\n                                    aria-required=\"true\"\n                                    placeholder=\"Zip Code\"\n                            \/>\n                        <\/div>\n\n                    \n                                            <div class=\"material-input-field relative\">\n                            <label for=\"debtamount_CCV3\"  aria-label=\"Debt Amount\" aria-describedby=\"debtamount_CCV3\">Debt Amount<\/label>\n                                <select id=\"debtamount_CCV3\"\n                                        class=\"appearance-none minimal\"\n                                        name=\"debtamount\"\n                                        required=\"required\"\n                                        aria-required=\"true\">\n                                    <option value=\"\" disabled selected>Select debt amount<\/option>\n                                    <option value=\"1000\">$1,000 &#8211; $4,999<\/option>\n                                    <option value=\"5000\">$5,000 &#8211; $9,999<\/option>\n                                    <option value=\"10000\">$10,000 &#8211; $14,999<\/option>\n                                    <option value=\"15000\">$15,000 &#8211; $19,999<\/option>\n                                    <option value=\"20000\">$20,000 &#8211; $24,999<\/option>\n                                    <option value=\"25000\">$25,000 &#8211; $29,999<\/option>\n                                    <option value=\"30000\">$30,000 &#8211; $34,999<\/option>\n                                    <option value=\"35000\">$35,000 &#8211; $39,999<\/option>\n                                    <option value=\"40000\">$40,000 &#8211; $44,999<\/option>\n                                    <option value=\"45000\">$45,000 &#8211; $49,999<\/option>\n                                    <option value=\"50000\">$50,000 &#8211; $54,999<\/option>\n                                    <option value=\"55000\">$55,000 &#8211; $59,999<\/option>\n                                    <option value=\"60000\">$60,000 &#8211; $64,999<\/option>\n                                    <option value=\"65000\">$65,000 &#8211; $69,999<\/option>\n                                    <option value=\"70000\">$70,000 &#8211; $74,999<\/option>\n                                    <option value=\"75000\">$75,000+<\/option>\n                                <\/select>\n                        <\/div>\n                                    <\/div>\n\n            \n                            <input type=\"hidden\" id=\"newsletter_opt_in\" name=\"newsletter_opt_in\" value=\"1\">\n            \n            <!-- US Disclaimer -->\n                            <div class=\"form-disclaimer flex pt-4 relative mb-2\">\n                    <small class=\"scrollbox scrollbox-shadow text-15px text-left \">\n                            By providing my information above and clicking  \u201cAgree &#038; Continue\u201d below, I am affixing my electronic signature, governed by <a class=\"activate-modal underline font-bold\" href=\"#\" data-modal-id=\"communication-custom\" data-modal=\"true\" data-target=\"#communication-custom\" role=\"button\" title=\"Open a modal to see our E-Sign Disclosure\">E-SIGN Act<\/a>, and agree to give <strong>Consolidated Credit, a non-profit organization<\/strong>, my signed express prior written consent to contact me via phone, text, graphic, or image messages, or other electronic communication forms (including marketing calls and messages through autodialing, graphic, text, and pre-recorded messaging, AI generative voice, SMS, MMS, and E-mail), even if my telephone number is currently listed on any state or federal Do-Not-Call list. Msg. and data rates may apply, and I may opt out at any time by texting: STOP, QUIT, OPT-OUT, END, CANCEL, UNSUBSCRIBE, or REVOKE. For additional information, text HELP. <strong>I also consent to <a class=\"activate-modal underline font-bold text-ccusBlue\" href=\"#\" data-modal-id=\"terms-modal\" data-toggle=\"modal\" data-target=\"#terms\" role=\"button\" title=\"Open a modal to see our Terms and Conditions\">Terms of Use<\/a> and <a class=\"activate-modal underline font-bold text-ccusBlue\" href=\"#\" data-modal-id=\"privacy-modal\" data-toggle=\"modal\" data-target=\"#privacy\" title=\"Open a modal to see our Privacy Policy\" role=\"button\">Privacy Policy<\/a>, and <a class=\"activate-modal underline font-bold text-ccusBlue\" href=\"#\" data-modal-id=\"arbitration-modal\" data-toggle=\"modal\" data-target=\"#arbitration\" role=\"button\" title=\"Open a modal to see our Arbitration Agreement\">Arbitration Agreement<\/a>. My consent is not required to obtain services from Consolidated Credit, and that I may call Consolidated Credit instead at <a class=\"notracking-phone-click\" href=\"tel:(844) 547-3214\"><span class=\"notracking-phone\">(844) 547-3214<\/span><\/a><\/strong>.\n                        <div class=\"scroll-down md:hidden\"> <\/div>\n                    <\/small>\n                <\/div>\n            \n                                                    <div class=\"flex flex-col-reverse sm:flex-row justify-center pt-6\">\n\n                    <button type=\"button\" name=\"previous\" class=\"hover:underline hover:shadow-none btn btn-next | btn-previous mt-3 sm:mt-0\" data-form=\"debtInfo\"><i class=\"fal fa-angle-double-left\"><\/i> Previous<\/button>\n\n                    <button\n                        type=\"button\"\n                        class=\"btn btn-primary\"\n                        style=\"background: #e8730b; color: #ffffff; border-radius: 8px; font-weight: 600\"\n                        data-form=\"LeadInfo\">Agree &#038; Continue                    <\/button>\n                <\/div>\n\n            \n        <\/fieldset>\n\n                    <fieldset name=\"virtualCounselor\" data-schema=\"VirtualCounselor\">\n                <div>\n                    <div class=\"cc-logo mx-auto md:mb-8 mb-6 hidden md:block\">\n                                                <img decoding=\"async\" class=\"cc-logo w-72 mx-auto \" alt=\"Consolidated Credit\" src=\"https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/themes\/msb-lpb\/public\/svg\/cc-logo.svg\" loading=\"lazy\"  width=\"100%\" height=\"60\"\/>\n                    <\/div>\n                    <h4 class=\"h3 text-24px md:text-30px text-center mb-4 customer_greetings\">##first_name##, here are your next steps&#8230;<\/h4>\n\n                    <div class=\"flex flex-wrap justify-center text-center gap-6 my-10\">\n                        <div class=\"\">\n                            <input type=\"hidden\" id=\"vic_page_id\" name=\"vic_page_id\" value=\"58678\">\n                            <input class=\"hidden\" type=\"radio\" id=\"send_to_cake_yes\" name=\"send_to_cake\" value=\"0\">\n                            <label for=\"send_to_cake_yes\">\n                                <button\n                                        type=\"button\" name=\"radio-button\"\n                                        class=\"btn btn-primary md:float-right mx-auto md:mx-1\"\n                                        data-form=\"VirtualCounselor\">Start your online budget now                                <\/button>\n                            <\/label>\n                        <\/div>\n                        <!-- <div class=\"\">\n                        <input class=\"hidden\" type=\"radio\" id=\"send_to_cake_no\" name=\"send_to_cake\" value=\"1\">\n                        <label for=\"send_to_cake_no\">\n                            <button\n                                    type=\"button\" name=\"radio-button\"\n                                    class=\"btn btn-primary md:float-right mx-auto md:mx-1\"\n                                    data-form=\"VirtualCounselorForm\">                            <\/button>\n                        <\/label>\n                    <\/div> -->\n                    <\/div>\n\n                    <p class=\"text-16px md:text-24px leading-7\">Get a clear picture of your spending vs. your income.  Begin your online budget and financial analysis now by clicking the button above.<\/p>\n                    <p class=\"text-16px md:text-24px leading-7\">\n                        Our experts are here to help you understand your options and reach your goals. After you complete the easy-to-use online budget, one of our certified counselors will reach out to you and provide recommendations.                    <\/p>\n                    <p class=\"text-16px md:text-24px leading-7\">Everything shared is 100% confidential and secure.<\/p>\n\n                    <p class=\"text-sm\">\n                        I understand and agree that by choosing \u201cStart your online budget now\u201d, I am voluntarily providing certain personal financial information in order to educate myself as to my current financial position. I understand that this budget tool is educational in nature, and that none of the information received in the form of a budget constitutes financial advice, nor does it constitute a counseling session. I understand and agree that the budget depends on the information I input into the fields, and that Company does not represent or guarantee the accuracy of the budget. I understand that this tool may collect information and should I choose not to provide such information, I am not to proceed further. If I choose to abandon the tool midway through the process, I understand that the information will not be maintained and I would be required to start providing the information from the beginning. Company disclaims all warranties associated with the budget tool herein. I understand and agree that Company may use the contact information provided herein to contact me through various means of communications, including automated messages, and that I expressly consent to receive these messages.                    <\/p>\n                <\/div>\n            <\/fieldset>\n        \n\n        <!-- Credibility Logos -->\n                    <div class=\"col flex flex-wrap justify-center gap-2 text-center px-0 pt-10 form-logos\">\n                                    <a href='#dynamic-modal'\n                        id=\"uw-logo\"\n                        aria-label=\"Open popup window about our partnership with The United Way of Broward County\"\n                        content=\"&quot;We are really proud to recommend Consolidated Credit&quot; Kathleen Cannon, President &amp; CEO of United Way of Broward County. Consolidated Credit is pleased to announce our partnership with the United Way as a United Way Chairman\u2019s Circle Organization.\"\n                        name=\"uw\"\n                        width=\"w-16\"\n                        role='button'\n                        class='activate-modal w-12 flex-shrink-0 transition-all transform hover:scale-125 ml-2 mr-3'\n                    >\n                        <img decoding=\"async\" id=\"uw\" src=\"https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/themes\/msb-lpb\/public\/svg\/uw-logo.svg\"\n                                alt=\"Open popup window about our partnership with The United Way of Broward County\"\n                                loading=\"lazy\" width=\"100%\" height=\"100%\"\/>\n                    <\/a>\n\n                    <a href=\"#dynamic-modal\"\n                        id=\"bbb-logo\"\n                        aria-label=\"Open popup window about our A+ rating with the Better Business Bureau\"\n                        content=\"Time tested and customer trusted. Consolidated Credit has been a BBB Accredited Business since 1998 and has a current A+ rating. Call us today and see what we can do for you. &#x3C;a href=&#x22;https:\/\/www.bbb.org\/us\/fl\/plantation\/profile\/credit-and-debt-counseling\/consolidated-credit-solutions-inc-0633-90035654&#x22; target=&#x22;_blank&#x22;&#x3E;View the Consolidatedcredit.org BBB review status.&#x3C;\/a&#x3E;\"\n                        name=\"bbb\"\n                        width=\"w-14\"\n                        role=\"button\"\n                        class=\"activate-modal w-14 flex-shrink-0 transition-all transform hover:scale-125 mx-3 my-1\"\n                    >\n                        <img decoding=\"async\" id=\"bbb\" src=\"https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/themes\/msb-lpb\/public\/svg\/bbb-logo.svg\"\n                                alt=\"Open popup window about our A+ rating with the Better Business Bureau\"\n                                loading=\"lazy\" width=\"71\" height=\"40\"\/>\n                    <\/a>\n                                                            <img decoding=\"async\" class=\"w-20 flex-shrink-0 transition-all transform hover:scale-125 mx-3 my-1\"\n                                    src=\"https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/themes\/msb-lpb\/public\/svg\/trustpilot-green.svg\"\n                                    alt=\"Open the page with all of our Trust Pilot reviews\" loading=\"lazy\"\n                                    \/>\n                                        <div class=\"flex-shrink-0 transition-all transform hover:scale-125 mx-3 my-1\">\n                        <div class=\"trustedsite-trustmark\" data-type=\"202\" data-width=\"80\"  data-height=\"33\"><\/div>\n                    <\/div>\n                                <\/div>\n                <div class=\"resize-element\" data-resize-width=\"575\"><\/div>\n\n                <input type=\"hidden\" id=\"pid\" name=\"pid\" value=\"104859\">\n        <input type=\"hidden\" id=\"aff_id\" name=\"aff_id\" >\n        <input type=\"hidden\" id=\"ckm_subid\" name=\"ckm_subid\" value=\"104859\">\n        <input type=\"hidden\" id=\"ckm_subid_2\" name=\"ckm_subid_2\"\/>\n        <input type=\"hidden\" id=\"ckm_subid_3\" name=\"ckm_subid_3\"\/>\n        <input type=\"hidden\" id=\"ckm_subid_4\" name=\"ckm_subid_4\"\/>\n        <input type=\"hidden\" id=\"ckm_subid_5\" name=\"ckm_subid_5\"\/>\n        <input type=\"hidden\" id=\"utm_campaign\" name=\"utm_campaign\" \/>\n        <input type=\"hidden\" id=\"utm_medium\" name=\"utm_medium\" \/>\n        <input type=\"hidden\" id=\"utm_source\" name=\"utm_source\" \/>\n        <input type=\"hidden\" id=\"country\" name=\"country\" value=\"US\">\n        <input type=\"hidden\" id=\"language\" name=\"language\" value=\"en\">\n        <input type=\"hidden\" id=\"opt_in\" name=\"opt_in\" value=\"1\">\n        <input type=\"hidden\" id=\"thankyou-url\" name=\"thankyou-url\" value=\"https:\/\/www.consolidatedcredit.org\/lpb\/refer-100\/thank-you\/\">\n        <input type=\"hidden\" name=\"vt_ip_address\" value=\"216.73.216.11\">\n                    <\/form>\n<\/div>\n\n\n\n<div class=\"grad-ticker relative text-center center-ticker\" style=\"border:none;z-index: 1;overflow: hidden; background: rgba(255, 255, 255, 0); -webkit-border-radius: 6px; -moz-border-radius: 6px; -ms-border-radius: 6px; border-radius: 6px; \">\n    <div class=\"ticker-bg top-0 bottom-0 left-0 right-0 absolute\" style=\"z-index:-1; opacity: 0; \"><\/div>\n        <div id=\"home-ticker-container\" class=\"overflow-hidden\">\n        <div class=\"swiper-wrapper pb-2 text-16px\" style=\"color: #333333; max-height: 70px;\">\n            <div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Arthur B. got help with $39,999 in GA<small class=\"block\">1 minute ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Jose P. got help with $15,000 in IN<small class=\"block\">2 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Richard W. got help with $10,000 in LA<small class=\"block\">2 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Tammy M. got help with $8,665 in FL<small class=\"block\">3 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Mary S. got help with $14,999 in OR<small class=\"block\">11 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Mary B. got help with $10,000 in MI<small class=\"block\">12 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Janice D. got help with $23,000 in GA<small class=\"block\">12 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Vonda W. got help with $25,000 in SC<small class=\"block\">17 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Cynthia B. got help with $7,926 in TN<small class=\"block\">17 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>John R. got help with $17,000 in FL<small class=\"block\">18 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Angela G. got help with $7,908 in TX<small class=\"block\">20 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Tammy A. got help with $13,500 in MO<small class=\"block\">20 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Dana W. got help with $35,000 in OH<small class=\"block\">22 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Shanna H. got help with $50,000 in CA<small class=\"block\">28 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Dezney H. got help with $10,000 in AL<small class=\"block\">28 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Patricia C. got help with $15,000 in TX<small class=\"block\">32 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Fernando C. got help with $39,999 in GA<small class=\"block\">35 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Isabel A. got help with $10,000 in TX<small class=\"block\">36 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Alexis D. got help with $10,000 in WI<small class=\"block\">39 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Arthur R. got help with $75,000 in PA<small class=\"block\">39 minutes ago<\/small><\/div><\/div>            \n        <\/div>\n    <\/div>\n    <\/div><\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\"><strong>*Disclaimer:<\/strong> Credit is received after making their first <strong>program<\/strong> payment. Creditor assigned by Consolidated Credit based on program fit and availability. In order to receive the $100 credit, you must use either the link or the phone number associated with this offer and mention it to your counselor. Failure to do so may result in the loss of this benefit. Void where prohibited. This offer cannot be combined with any other offer.<\/p>\n<\/div>\n\n\n\n<p class=\"has-text-align-center\">Getting out of debt shouldn\u2019t feel impossible. That\u2019s why someone who knows your situation referred you to our proven debt relief program.<\/p>\n\n\n\n<p class=\"has-text-align-center\">Here\u2019s what makes us different: we don\u2019t just consolidate your payments, we manage programs created by your creditors for our company to help people who qualify to reduce interest rates and eliminate fees.<\/p>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-1fb3b346 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-01f90935 wp-block-group-is-layout-constrained\" style=\"background-color:#e4f7fe;margin-top:var(--wp--preset--spacing--40);margin-bottom:var(--wp--preset--spacing--40);padding-top:var(--wp--preset--spacing--30);padding-right:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">\n<p><strong>&nbsp;The Benefits:<\/strong><\/p>\n\n\n\n<p>\u2705&nbsp;Lower total monthly payments (up to 50% less)<\/p>\n\n\n\n<p>\u2705&nbsp;Reduced or eliminated interest rates<\/p>\n\n\n\n<p>\u2705&nbsp;One simple payment instead of multiple bills<\/p>\n\n\n\n<p>\u2705&nbsp;Get out of debt in as few as 36 months<\/p>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\">Our certified credit counselors make it simple to get you out of debt<\/h2>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-bea02a06 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-80fb368b wp-block-group-is-layout-constrained\" style=\"background-color:#e4f7fe;padding-top:var(--wp--preset--spacing--30);padding-right:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">\n<p class=\"has-text-align-center has-text-color has-link-color wp-elements-13b468823d143da2e30186da4862a047\" style=\"color:#003c73;font-size:clamp(18.959px, 1.185rem + ((1vw - 3.2px) * 0.936), 30px);\"><strong>\u201cSo Easy\u201d&nbsp;<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"188\" height=\"189\" src=\"https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/uploads\/2024\/06\/image.jpeg\" alt=\"CHRISTINE V., NY\" class=\"wp-image-38\" srcset=\"https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/uploads\/2024\/06\/image.jpeg 188w, https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/uploads\/2024\/06\/image-150x150.jpeg 150w\" sizes=\"(max-width: 188px) 100vw, 188px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p>\u201cThe person I spoke with was very knowledgeable.<\/p>\n\n\n\n<p>They made everything so easy.\u201d<\/p>\n\n\n\n<p>\u2014<em>CHRISTINE V., NY<\/em><\/p>\n<\/div>\n<\/div>\n\n\n\n<p>Many people who have credit card debt think, \u201cI\u2019ll try to pay this off\u2026I can manage this.\u201d<br>That\u2019s one way to deal with credit card debt.<\/p>\n\n\n\n<p><strong>There\u2019s a better way.<\/strong>&nbsp;It\u2019s the Debt Management Program here at Consolidated.<\/p>\n\n\n\n<p>We can help you manage and even eliminate your debt\u2026while maintaining and possibly improving your credit score.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40)\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-ebe15cfa wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-embed is-type-video is-provider-vimeo wp-block-embed-vimeo wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"CCUS_Peytra Fraser-Stone_Testomonial\" src=\"https:\/\/player.vimeo.com\/video\/871959697?dnt=1&amp;app_id=122963\" width=\"640\" height=\"360\" frameborder=\"0\" allow=\"autoplay; fullscreen; picture-in-picture; clipboard-write; encrypted-media; web-share\"><\/iframe>\n<\/div><\/figure>\n<\/div>\n\n\n\n<p class=\"has-text-align-center\" style=\"padding-top:var(--wp--preset--spacing--30)\"><strong>It\u2019s the perfect time of year to ease financial stress.<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Gift yourself financial peace of mind this year \u2013 and make a difference at the same time!<\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignwide has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"background-color:#eeeeee\">\n<div class=\"wp-block-columns alignwide text-center is-layout-flex wp-container-core-columns-is-layout-fc3f74e4 wp-block-columns-is-layout-flex\" style=\"padding-right:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-column has-background is-layout-flow wp-block-column-is-layout-flow\" style=\"background-color:#ffffff;padding-top:var(--wp--preset--spacing--30);padding-right:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img decoding=\"async\" width=\"153\" height=\"154\" src=\"https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/uploads\/2024\/07\/image.jpeg\" alt=\"Message bubble icon\" class=\"wp-image-58582\" style=\"width:auto;height:100px\" srcset=\"https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/uploads\/2024\/07\/image.jpeg 153w, https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/uploads\/2024\/07\/image-150x150.jpeg 150w\" sizes=\"(max-width: 153px) 100vw, 153px\" \/><\/figure>\n\n\n\n<p class=\"has-small-font-size\">Speak with certified experts who want to help you get out of credit card debt.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-background is-layout-flow wp-block-column-is-layout-flow\" style=\"background-color:#ffffff;padding-top:var(--wp--preset--spacing--30);padding-right:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img decoding=\"async\" width=\"153\" height=\"154\" src=\"https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/uploads\/2024\/07\/image-2.jpeg\" alt=\"Holding credit card icon\" class=\"wp-image-58584\" style=\"width:auto;height:100px\" srcset=\"https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/uploads\/2024\/07\/image-2.jpeg 153w, https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/uploads\/2024\/07\/image-2-150x150.jpeg 150w\" sizes=\"(max-width: 153px) 100vw, 153px\" \/><\/figure>\n\n\n\n<p class=\"has-small-font-size\">Successfully manage your credit card debt so it\u2019s no longer stressful.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-background is-layout-flow wp-block-column-is-layout-flow\" style=\"background-color:#ffffff;padding-top:var(--wp--preset--spacing--30);padding-right:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img decoding=\"async\" width=\"153\" height=\"154\" src=\"https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/uploads\/2024\/07\/image-1.jpeg\" alt=\"Coin going fast icon\" class=\"wp-image-58583\" style=\"width:auto;height:100px\" srcset=\"https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/uploads\/2024\/07\/image-1.jpeg 153w, https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/uploads\/2024\/07\/image-1-150x150.jpeg 150w\" sizes=\"(max-width: 153px) 100vw, 153px\" \/><\/figure>\n\n\n\n<p class=\"has-small-font-size\">Get you back on the road to robust financial health.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-background is-layout-flow wp-block-column-is-layout-flow\" style=\"background-color:#ffffff;padding-top:var(--wp--preset--spacing--30);padding-right:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img decoding=\"async\" width=\"153\" height=\"154\" src=\"https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/uploads\/2024\/07\/image-3.jpeg\" alt=\"Coin in hand icon\" class=\"wp-image-58586\" style=\"width:auto;height:100px\" srcset=\"https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/uploads\/2024\/07\/image-3.jpeg 153w, https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/uploads\/2024\/07\/image-3-150x150.jpeg 150w\" sizes=\"(max-width: 153px) 100vw, 153px\" \/><\/figure>\n\n\n\n<p class=\"has-small-font-size\">Restore your peace of mind\u2026<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e28cce13 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40)\">\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>One call can change it all.<\/strong><\/h2>\n\n\n\n<p>What\u2019s your next step? It\u2019s easy\u2026<\/p>\n\n\n\n<p>Speak with a Consolidated Credit Certified Counselor.<\/p>\n\n\n\n<p>Here\u2019s how it works\u2026<\/p>\n\n\n\n<p>\u2705 The conversation is totally confidential<\/p>\n\n\n\n<p>\u2705 There is no pressure and the decision to move forward is yours<\/p>\n\n\n\n<p>\u2705 You\u2019ll discover if you qualify for a debt management program<\/p>\n\n\n\n<p>\u2705 You can avoid bankruptcy and it won\u2019t hurt your credit<\/p>\n\n\n\n<p>\u2705 We work with hundreds of banks, retailers, and other creditors<\/p>\n\n\n\n<p>\u2705 You can get out of debt faster\u2026and save thousands on interest and fees<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-f36bc466 wp-block-group-is-layout-constrained\"><div class=\"relative max-w-5xl m-auto\">\n  \n<div class=\"swiper-slide case-study-slide has-cc-info-background-color has-background rounded-lg p-10\">\n  <h3 class=\"text-ccusDarkGray mb-5\">Case Study<\/h3>\n  <blockquote>\n    <h4 class=\"text-30px text-ccusBlue font-bold mb-3\">\n      Denise\n      from\n      Valencia, CA    <\/h4>\n          <p class=\"text-20px text-ccusBlack font-bold mb-8\">\u201cI consolidated my credit cards so fast and efficiently with this program. Consolidated Credit made it all so easy!\n\u201d<\/p>\n      <\/blockquote>\n\n  <div class=\"flex flex-wrap justify-between\">\n    <div class=\"w-full sm:w-1\/2\">\n        <h5 class=\"text-20px text-ccusDarkGray font-bold mb-3.5\">\n          Where\n          she\n          started:\n        <\/h5>\n        <div class=\"text-18px\">\n          <ul>\n<li>Total unsecured debt: $17,196.00<\/li>\n<li>Estimated interest charges: $9,052.90<\/li>\n<li>Time to payoff: 10 years, 4 months<\/li>\n<li>Total monthly payments: $687.84<\/li>\n<\/ul>\n        <\/div>\n        <h5 class=\"text-20px text-ccusDarkGray font-bold mb-3.5\">After DMP enrollment:<\/h5>\n        <div class=\"text-18px\">\n          <ul>\n<li>Average negotiated interest rate: 8.56%<\/li>\n<li>Total interest charges: $2,557.55<\/li>\n<li>Time to payoff: 3 years, 8 months<\/li>\n<li>Total monthly payment: $451.00<\/li>\n<\/ul>\n        <\/div>\n    <\/div>\n    <div class=\"w-full sm:w-1\/3 pt-3 relative\">\n      <div class=\"cs-savings-wrapper\">\n        <h5 class=\"text-ccusDarkGray font-bold\">Time Saved<\/h5>\n        <p class=\"text-24px text-green-700 font-bold\">6 years, 8 months<\/p>\n        <h5 class=\"text-ccusDarkGray font-bold\">Monthly Savings<\/h5>\n        <p class=\"text-24px text-green-700 font-bold\">$236.84<\/p>\n        <h5 class=\"text-ccusDarkGray font-bold\">Interest Saved<\/h5>\n        <p class=\"text-24px text-green-700 font-bold\">$6.495.35<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div><\/div>\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"relative max-w-5xl m-auto\">\n  \n<div class=\"swiper-slide case-study-slide has-cc-info-background-color has-background rounded-lg p-10\">\n  <h3 class=\"text-ccusDarkGray mb-5\">Case Study<\/h3>\n  <blockquote>\n    <h4 class=\"text-30px text-ccusBlue font-bold mb-3\">\n      Kevin\n      from\n      Montgomery, NY    <\/h4>\n          <p class=\"text-20px text-ccusBlack font-bold mb-8\">\u201cI\u2019ve been very satisfied with Consolidated Credit. The representatives are very professional every time I call. I would strongly recommend them to anyone with substantial debt.\n\u201d<\/p>\n      <\/blockquote>\n\n  <div class=\"flex flex-wrap justify-between\">\n    <div class=\"w-full sm:w-1\/2\">\n        <h5 class=\"text-20px text-ccusDarkGray font-bold mb-3.5\">\n          Where\n          he\n          started:\n        <\/h5>\n        <div class=\"text-18px\">\n          <ul>\n<li>Total unsecured debt: $12,385.00<\/li>\n<li>Estimated interest charges: $6,798.39<\/li>\n<li>Time to payoff: 11 years<\/li>\n<li>Total monthly payments: $495.40<\/li>\n<\/ul>\n        <\/div>\n        <h5 class=\"text-20px text-ccusDarkGray font-bold mb-3.5\">After DMP enrollment:<\/h5>\n        <div class=\"text-18px\">\n          <ul>\n<li>Average negotiated interest rate: 4.20%<\/li>\n<li>Total interest charges: $667.44<\/li>\n<li>Time to payoff: 2 years 6 months<\/li>\n<li>Total monthly payment: $440.00<\/li>\n<\/ul>\n        <\/div>\n    <\/div>\n    <div class=\"w-full sm:w-1\/3 pt-3 relative\">\n      <div class=\"cs-savings-wrapper\">\n        <h5 class=\"text-ccusDarkGray font-bold\">Time Saved<\/h5>\n        <p class=\"text-24px text-green-700 font-bold\">8 years, 6 months<\/p>\n        <h5 class=\"text-ccusDarkGray font-bold\">Monthly Savings<\/h5>\n        <p class=\"text-24px text-green-700 font-bold\">$55.40<\/p>\n        <h5 class=\"text-ccusDarkGray font-bold\">Interest Saved<\/h5>\n        <p class=\"text-24px text-green-700 font-bold\">$6,130.95<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div><\/div>\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"relative max-w-5xl m-auto\">\n  \n<div class=\"swiper-slide case-study-slide has-cc-info-background-color has-background rounded-lg p-10\">\n  <h3 class=\"text-ccusDarkGray mb-5\">Case Study<\/h3>\n  <blockquote>\n    <h4 class=\"text-30px text-ccusBlue font-bold mb-3\">\n      Gerald\n      from\n      Valrico, FL    <\/h4>\n          <p class=\"text-20px text-ccusBlack font-bold mb-8\">\u201cConsolidated Credit has been amazing. They made getting out of debt not so painful! Thank you.\n\u201d<\/p>\n      <\/blockquote>\n\n  <div class=\"flex flex-wrap justify-between\">\n    <div class=\"w-full sm:w-1\/2\">\n        <h5 class=\"text-20px text-ccusDarkGray font-bold mb-3.5\">\n          Where\n          he\n          started:\n        <\/h5>\n        <div class=\"text-18px\">\n          <ul>\n<li>Total unsecured debt: $108,688.00<\/li>\n<li>Estimated interest charges: $64,104.03<\/li>\n<li>Time to payoff: 18 years<\/li>\n<li>Total monthly payments: $4,347.52<\/li>\n<\/ul>\n        <\/div>\n        <h5 class=\"text-20px text-ccusDarkGray font-bold mb-3.5\">After DMP enrollment:<\/h5>\n        <div class=\"text-18px\">\n          <ul>\n<li>Average negotiated interest rate: 5.25%<\/li>\n<li>Total interest charges: $11,267.00<\/li>\n<li>Time to payoff: 4 years, 8 months<\/li>\n<li>Total monthly payment: $2,165.00<\/li>\n<\/ul>\n        <\/div>\n    <\/div>\n    <div class=\"w-full sm:w-1\/3 pt-3 relative\">\n      <div class=\"cs-savings-wrapper\">\n        <h5 class=\"text-ccusDarkGray font-bold\">Time Saved<\/h5>\n        <p class=\"text-24px text-green-700 font-bold\">13 years, 4 months<\/p>\n        <h5 class=\"text-ccusDarkGray font-bold\">Monthly Savings<\/h5>\n        <p class=\"text-24px text-green-700 font-bold\">$2,182.52<\/p>\n        <h5 class=\"text-ccusDarkGray font-bold\">Interest Saved<\/h5>\n        <p class=\"text-24px text-green-700 font-bold\">$52,837.03<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-cc-primary-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40)\">\n<div class=\"wp-block-group text-center container has-text-color has-link-color wp-elements-e3e90b522013e56793ecac682d560f1f has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"color:#ffffff\">\n<h2 class=\"wp-block-heading\">Let\u2019s Get Started\u2026<\/h2>\n\n\n\n<p>Call us at<strong> <span class=\"notracking-phone\">(844) 547-3214<\/span><\/strong><\/p>\n\n\n\n<p>Or Click on the Start Here button below and a specialist will contact you.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-text-color has-background has-link-color wp-element-button\" href=\"#LeadForm\" style=\"color:#ffffff;background-color:#e8730b\">Start Here<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>You\u2019ve Been Recommended You Can Receive $100 Off Your Debt Just For Getting Started.&nbsp; *$100 account credit after your first month\u2019s program payment Consolidated Credit is a nonprofit that has helped millions of people get out of debt for 30 years. We can\u2019t wait to share our guidance, expertise and support with new clients like [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-58678","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>You&#039;ve Been Invited! Knock $100 Off Your Debt Just for Getting Started<\/title>\n<meta name=\"description\" content=\"Consolidated Credit is a nonprofit that has helped millions of people get out of debt for 30 years.\u00a0 We can\u2019t wait to share our guidance, expertise and support with new clients like YOU.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"You&#039;ve Been Invited! Knock $100 Off Your Debt Just for Getting Started\" \/>\n<meta property=\"og:description\" content=\"Consolidated Credit is a nonprofit that has helped millions of people get out of debt for 30 years.\u00a0 We can\u2019t wait to share our guidance, expertise and support with new clients like YOU.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.consolidatedcredit.org\/lpb\/refer-100\/\" \/>\n<meta property=\"og:site_name\" content=\"Consolidated Credit\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-16T17:45:13+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/uploads\/2024\/06\/image.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"173\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.consolidatedcredit.org\/lpb\/refer-100\/\",\"url\":\"https:\/\/www.consolidatedcredit.org\/lpb\/refer-100\/\",\"name\":\"You've Been Invited! Knock $100 Off Your Debt Just for Getting Started\",\"isPartOf\":{\"@id\":\"https:\/\/www.consolidatedcredit.org\/lpb\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.consolidatedcredit.org\/lpb\/refer-100\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.consolidatedcredit.org\/lpb\/refer-100\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/uploads\/2024\/06\/image.png\",\"datePublished\":\"2025-06-26T19:14:30+00:00\",\"dateModified\":\"2025-10-16T17:45:13+00:00\",\"description\":\"Consolidated Credit is a nonprofit that has helped millions of people get out of debt for 30 years.\u00a0 We can\u2019t wait to share our guidance, expertise and support with new clients like YOU.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.consolidatedcredit.org\/lpb\/refer-100\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.consolidatedcredit.org\/lpb\/refer-100\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.consolidatedcredit.org\/lpb\/refer-100\/#primaryimage\",\"url\":\"https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/uploads\/2024\/06\/image.png\",\"contentUrl\":\"https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/uploads\/2024\/06\/image.png\",\"width\":1024,\"height\":173},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.consolidatedcredit.org\/lpb\/refer-100\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.consolidatedcredit.org\/lpb\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Refer a Friend $100\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.consolidatedcredit.org\/lpb\/#website\",\"url\":\"https:\/\/www.consolidatedcredit.org\/lpb\/\",\"name\":\"Consolidated Credit\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.consolidatedcredit.org\/lpb\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"You've Been Invited! Knock $100 Off Your Debt Just for Getting Started","description":"Consolidated Credit is a nonprofit that has helped millions of people get out of debt for 30 years.\u00a0 We can\u2019t wait to share our guidance, expertise and support with new clients like YOU.","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"You've Been Invited! Knock $100 Off Your Debt Just for Getting Started","og_description":"Consolidated Credit is a nonprofit that has helped millions of people get out of debt for 30 years.\u00a0 We can\u2019t wait to share our guidance, expertise and support with new clients like YOU.","og_url":"https:\/\/www.consolidatedcredit.org\/lpb\/refer-100\/","og_site_name":"Consolidated Credit","article_modified_time":"2025-10-16T17:45:13+00:00","og_image":[{"width":1024,"height":173,"url":"https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/uploads\/2024\/06\/image.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.consolidatedcredit.org\/lpb\/refer-100\/","url":"https:\/\/www.consolidatedcredit.org\/lpb\/refer-100\/","name":"You've Been Invited! Knock $100 Off Your Debt Just for Getting Started","isPartOf":{"@id":"https:\/\/www.consolidatedcredit.org\/lpb\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.consolidatedcredit.org\/lpb\/refer-100\/#primaryimage"},"image":{"@id":"https:\/\/www.consolidatedcredit.org\/lpb\/refer-100\/#primaryimage"},"thumbnailUrl":"https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/uploads\/2024\/06\/image.png","datePublished":"2025-06-26T19:14:30+00:00","dateModified":"2025-10-16T17:45:13+00:00","description":"Consolidated Credit is a nonprofit that has helped millions of people get out of debt for 30 years.\u00a0 We can\u2019t wait to share our guidance, expertise and support with new clients like YOU.","breadcrumb":{"@id":"https:\/\/www.consolidatedcredit.org\/lpb\/refer-100\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.consolidatedcredit.org\/lpb\/refer-100\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.consolidatedcredit.org\/lpb\/refer-100\/#primaryimage","url":"https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/uploads\/2024\/06\/image.png","contentUrl":"https:\/\/www.consolidatedcredit.org\/lpb\/wp-content\/uploads\/2024\/06\/image.png","width":1024,"height":173},{"@type":"BreadcrumbList","@id":"https:\/\/www.consolidatedcredit.org\/lpb\/refer-100\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.consolidatedcredit.org\/lpb\/"},{"@type":"ListItem","position":2,"name":"Refer a Friend $100"}]},{"@type":"WebSite","@id":"https:\/\/www.consolidatedcredit.org\/lpb\/#website","url":"https:\/\/www.consolidatedcredit.org\/lpb\/","name":"Consolidated Credit","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.consolidatedcredit.org\/lpb\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.consolidatedcredit.org\/lpb\/wp-json\/wp\/v2\/pages\/58678","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.consolidatedcredit.org\/lpb\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.consolidatedcredit.org\/lpb\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.consolidatedcredit.org\/lpb\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.consolidatedcredit.org\/lpb\/wp-json\/wp\/v2\/comments?post=58678"}],"version-history":[{"count":16,"href":"https:\/\/www.consolidatedcredit.org\/lpb\/wp-json\/wp\/v2\/pages\/58678\/revisions"}],"predecessor-version":[{"id":58722,"href":"https:\/\/www.consolidatedcredit.org\/lpb\/wp-json\/wp\/v2\/pages\/58678\/revisions\/58722"}],"wp:attachment":[{"href":"https:\/\/www.consolidatedcredit.org\/lpb\/wp-json\/wp\/v2\/media?parent=58678"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}