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Consolidated Credit has been helping Americans for over 30 years

Let us work with your creditors, so you can pay down your debt faster

You are not alone:

Freddy J. got help with $15,000 in CA2 minutes ago
Jaquelin D. got help with $30,000 in IL4 minutes ago
Jalen W. got help with $30,000 in CA5 minutes ago
Yasmani U. got help with $10,000 in FL11 minutes ago
Tyson T. got help with $10,000 in KY12 minutes ago
Emmanuel M. got help with $25,000 in TX14 minutes ago
Jacquetta T. got help with $10,000 in NC27 minutes ago
Astrid V. got help with $40,000 in CA40 minutes ago
Ashley B. got help with $10,000 in MI40 minutes ago
Teresa G. got help with $16,000 in CA45 minutes ago
Carolyn B. got help with $75,000 in OR49 minutes ago
Christopher C. got help with $10,000 in OR51 minutes ago
Kobe B. got help with $15,000 in OK52 minutes ago
Kali S. got help with $15,000 in OH1 hour ago
Dreanna R. got help with $40,000 in TX1 hour ago
Arturoarturo H. got help with $9,000 in CA1 hour ago
Abel R. got help with $10,000 in CA1 hour ago
Stephanie B. got help with $20,000 in DE2 hours ago
James B. got help with $30,000 in MO2 hours ago
Christy U. got help with $60,000 in OK2 hours ago

Reduce Total Credit Card Payments by up to 50%

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Get a clear picture of your spending vs. your income. Begin your online budget and financial analysis now by clicking the button above.

Our experts are here to help you understand your options and reach your goals. After you complete the easy-to-use online budget, one of our certified counselors will reach out to you and provide recommendations.

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Consolidated Credit has been helping Americans for over 30 years

Let us work with your creditors, so you can pay down your debt faster

You are not alone:

Freddy J. got help with $15,000 in CA2 minutes ago
Jaquelin D. got help with $30,000 in IL4 minutes ago
Jalen W. got help with $30,000 in CA5 minutes ago
Yasmani U. got help with $10,000 in FL11 minutes ago
Tyson T. got help with $10,000 in KY12 minutes ago
Emmanuel M. got help with $25,000 in TX14 minutes ago
Jacquetta T. got help with $10,000 in NC27 minutes ago
Astrid V. got help with $40,000 in CA40 minutes ago
Ashley B. got help with $10,000 in MI40 minutes ago
Teresa G. got help with $16,000 in CA45 minutes ago
Carolyn B. got help with $75,000 in OR49 minutes ago
Christopher C. got help with $10,000 in OR51 minutes ago
Kobe B. got help with $15,000 in OK52 minutes ago
Kali S. got help with $15,000 in OH1 hour ago
Dreanna R. got help with $40,000 in TX1 hour ago
Arturoarturo H. got help with $9,000 in CA1 hour ago
Abel R. got help with $10,000 in CA1 hour ago
Stephanie B. got help with $20,000 in DE2 hours ago
James B. got help with $30,000 in MO2 hours ago
Christy U. got help with $60,000 in OK2 hours ago
Celebrating 30 years of service

When You Need Help Paying Off Debt, Look No Further Than Consolidated Credit

GET HELP NOW 8444340351

How Consolidated Credit Helps You Become Debt-Free

Step 1 icon

Receive a Free Debt Analysis from a Certified Credit Counselor

A counselor will review your budget to find a monthly payment you can afford. Donald and Susan’s total monthly payments were reduced by 48%!

Step 2 icon

Reduce or Eliminate Interest Charges and Stop Penalties

Then we’ll work with your creditors to minimize interest and stop penalties, so you can save thousands as you get out of debt.

Step 3 icon

Become Debt-Free in Just 36-60 Payments, on Average

A debt management program helps you get debt-free in 60 payments or less. Donald and Susan were debt-free in about four and half years!

Here’s How Much Some Of Our Clients Saved…

Case Study

Susan and Donald from Montegut, LA

“A very painless and satisfying experience. 🙂 Very professional attitude from all. ”

Where they started:
  • Total unsecured debt: $24,165.00
  • Estimated interest charges: $13,740.14
  • Time to payoff: 12 years, 6 months
  • Total monthly payments: $966.60
After DMP enrollment:
  • Average negotiated interest rate: 5.13%
  • Total interest charges: $3,004.55
  • Time to payoff: 4 years, 7 months
  • Total monthly payment: $498.00
Time Saved

7 years, 11 months

Monthly Savings

$468.60

Interest Saved

$10,735.59

Case Study

Walter from Hollywood, FL

“I wish to congratulate and also thank Consolidated Credit for assembling the incredible team of homerun hitters that you have assembled in your customer service department. They are your best representatives and stand as bright shining lights to the debt-besieged public. ”

Where he started:
  • Total unsecured debt: $29,397.00
  • Estimated interest charges: $16,752.75
  • Time to payoff: 13 years, 6 months
  • Total monthly payments: $1,175.88
After DMP enrollment:
  • Average negotiated interest rate: 4.19%
  • Total interest charges: $1,988.74
  • Time to payoff: 4 years, 5 months
  • Total monthly payment: $594.00
Time Saved

9 years, 1 month

Monthly Savings

$581.88

Interest Saved

$14,764.01

Case Study

Kevin from Toledo, OH

“We were overwhelmed by debt and our problems snowballed quickly. We were in danger of losing everything in bankruptcy but Consolidated Credit put us on a plan to be debt free. Words can’t express how amazing this feels! ”

Where he started:
  • Total unsecured debt: $26,732.00
  • Estimated interest charges: $15,027.21
  • Time to payoff: 13 years, 4 months
  • Total monthly payments: $1,069.28
After DMP enrollment:
  • Average negotiated interest rate: 9.38%
  • Total interest charges: $4,642.99
  • Time to payoff: 3 years, 11 months
  • Total monthly payment: $651.00
Time Saved

9 years, 5 months

Monthly Savings

$418.28

Interest Saved

$10,384.22

Case Study

Stacy from Baltimore, OH

“Thank you to Consolidated Credit and all your reps. Everyone has been so helpful and understanding. ”

Where she started:
  • Total unsecured debt: $44,884.88
  • Estimated interest charges: $25,711.24
  • Time to payoff: 14 years, 3 months
  • Total monthly payments: $1,803.95
After DMP enrollment:
  • Average negotiated interest rate: 8.50%
  • Total interest charges: $5,048.34
  • Time to payoff: 4 years
  • Total monthly payment: $1,013.00
Time Saved

10 years, 3 months

Monthly Savings

$790.95

Interest Saved

$20,662.90

Case Study

Barbara from Bethlehem, NH

“My experience has been nothing but excellent. ”

Where she started:
  • Total unsecured debt: $20,370.00
  • Estimated interest charges: $11,716.12
  • Time to payoff: 12 years, 6 months
  • Total monthly payments: $814.80
After DMP enrollment:
  • Average negotiated interest rate: 7.93%
  • Total interest charges: $3,585.24
  • Time to payoff: 4 years, 2 months
  • Total monthly payment: $486.00
Time Saved

8 years, 4 months

Monthly Savings

$328.80

Interest Saved

$8,130.88

Here’s what our clients say…

Excellent

Trustpilot
Rated 4.7 / 5 based on 9,068 reviews onTrustpilot
5 stars

great customer service…

great customer service and the money actually goes to your creditors. Not a scam…

KEVIN B.

5 stars

it was great thank you

it was great thank you

KATHERINE W.

5 stars

great customer service

The representative I talked to is always very friendly and easy to get along with….

lynn

5 stars

Thank you for helping me…

Thank you for helping me get debt free

Tammy R. Ellis

5 stars

Everyone did what they…

Everyone did what they said they would do. The entire organization has performed…

BRAD B.

5 stars

Everyone is so wonderful…

Everyone is so wonderful to work with

Judy

5 stars

Excellent Customer…

Excellent Customer Service!

Geetha

5 stars

Just great customer…

Just great customer service

DeAnna McCutcheon

5 stars

My credit problem

My credit problem is being solved, so far.

Linda L Hill

5 stars

So grateful

So grateful someone I know recommended Consolidated Credit. I’ve been with them…

A. L.

4 stars

Very professional and…

Very professional and helpful with any and all questions

David ferguson

5 stars

The counselor was so…

The counselor was so helpful and saved me $200 a month and reduced my APR from 30%…

GEORGIA SHEA R.

5 stars

Great service

This is a great service.

JANA E.

Showing our 4 and 5 star ratings

Trustpilot


Who We Are

Consolidated Credit is one of the nation’s largest nonprofit credit counseling organizations in the U.S. and our mission is to help people end financial crises caused by debt. Our certified credit counselors strive to help each individual identify the best way to get out of debt based on their unique financial situation.

Celebrating 30 years of service