Congratulations on taking a step toward becoming debt-free!

The first step is to get a clear understanding of your spending and income. Use our simple online budget and financial analysis tool to get started.

Once you complete the easy online budget, one of our certified counselors will guide you through your options.

By clicking the "Start your online budget now" button above, you agree to the Terms of Use and Privacy Policy. That you are providing express "written" consent for Consolidated Credit Solutions, Inc to call you (autodialing, text and pre-recorded messaging for convenience) via telephone, mobile device (including SMS and MMS - charges may apply depending on your carrier, not by us, messaging frequency varies; text HELP for help, text STOP to cancel), even if your telephone number is currently listed on any internal, corporate, state or federal Do-Not-Call list. We take your privacy seriously and you may receive electronic communications, including periodic emails with important news, financial tips, tools and more. You can always unsubscribe at any time. Consent is not required as a condition to utilize Consolidated Credit Solutions, Inc. services and you are under no obligation to purchase anything. All interactions are recorded for compliance & quality assurance purposes.