Homebuyer Workshop: October

Learn Exactly What You Need to Know to Become Mortgage-Ready

Buying your first home is an exciting venture, but it can also be extremely stressful if you don’t know what to expect. Getting rejected for a mortgage or losing out to another offer can be frustrating and cause delays you don’t need. If you want to be successful at buying a home, you need to know what to expect. The more you understand the homebuying process, the less likely you are to run into challenges.

Consolidated Credit’s FREE HUD-approved homebuyer workshop will teach you everything you need to know to get approved for a mortgage, so you can buy a home.

THIS FREE 8-HOUR COURSE WILL TEACH YOU:

• How to overcome the biggest barriers that block homebuyers from mortgage approval, such as:
  • Problems caused by bad credit or no credit because you are young or new to the country and don’t have enough credit history
  • Challenges caused by limited income, which can make it tough to cover upfront mortgage costs
  • Too much debt from credit cards or student loans, which can lead to mortgage rejections
• How to find and qualify for valuable first-time homebuyer programs, including:
  • Down payment assistance
  • Closing cost assistance
• What to expect during the home inspections process:
  • The right questions to ask your inspector
  • Whether you need specialized inspections for things like an older home, pool or kid-friendly environment
• All the costs you can expect to cover with homeowner’s insurance, like:
  • Basic homeowner’s insurance
  • Flood and fire coverage required in certain regions of Florida
  • Private mortgage insurance

Once you complete the homebuyer workshop, you will receive:

• A HUD-approved completion certificate good for up to a year. This is a requirement to qualify for many down payment and closing cost assistance programs.
• A one-on-one counseling session with a HUD-certified housing counselor. You will create a customized action plan that covers every step you need to take to become mortgage-ready.

You can ask questions and RSVP by phone at 954-377-9167