Debt Quiz

Quiz Results

Based on your answers to our debt quiz, you seem to be in good financial shape.

If you don’t already have a formal budget in place, we recommend you create a budget to help you keep an eye on your finances. Review your budget twice each year or anytime you make a change in your spending or income.

To avoid any problems with credit card debt in the future, keep a close eye on your credit card spending. We recommended using your credit card with the lowest interest rate. Make sure to pay off your debts as soon as possible. Ideally you want to develop a repayment strategy that allows you to pay off your balance completely each month so you can maintain a zero balance – remember, creditors will charge you interest each month no matter how low your balance is! Also make sure to check your credit report at least once per year with your free annual credit report so you can dispute any discrepancies.

We also invite you to use the resources in our Debt Learning Center so you can make even better choices for your finances with the right information. If you know someone who needs help with the finances or you’re ever in a situation where your own debt gets out of control, please call us at to speak with a certified credit counselor.

Quiz Results

Based on your answers, it seems like you’re in need of some financial help.

A few of your financial habits indicate a more serious financial problem may be ahead if you don’t get a better handle on your finances. First, make sure to create a budget that accurately reflects your spending each month. Keep any credit card spending in check and try to develop your budget so it allows you to pay more than the minimum amounts due on your credit card bills each month.

If you simply can’t get your current debt under control with a basic debt reduction strategy, don’t wait to get help. Call us at (844) 276-1544 to speak with a certified credit counselor today. You credit counselor can assess your debts and budget for free in a confidential, no-obligation consultation. If you prefer, you can get started online with a Free Debt Analysis.