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[On-screen text] Holiday Shopping Tips
Narrator: Use a list of who you are shopping for and what you plan to buy, and stick to it!
[On-screen text] Make a plan! Don’t get distracted by retailers’ “bargain” ploys.
Narrator: As items pile up in your shopping cart, keep a running total of what you’re spending.
[On-screen text] BUDGET! Know your exact budget ahead of time.
Narrator: If you have children, help them set a gift budget and prioritize their shopping.
[On-screen text] And use Consolidated Credit’s holiday spending worksheets
Narrator: Check return and exchange policies before purchasing anything. Double check if the online policy is the same as the in-store policy.
[On-screen text] Stores crack down on their RETURN POLICIES during the holidays
Narrator: Many retailers ship multiple items individually and this could mean more fees.
[On-screen text] BEWARE of shopping costs!
Narrator: Credit can be good when used responsibly. If there’s a problem with your purchase, you might be able to get the credit card company to help. Plus, if you have a credit card reward program, you could rack up points while shopping.
[On-screen text] Shopping with credit cards offers greater security protection
Narrator: Many retailers also test out a sale to see if it will be successful.
[On-screen text] Shop the day before BLACK FRIDAY.
Narrator: Always ask in advance about possible pilot sales, especially when shopping for big ticket items.
[On-screen text] Especially for BIG ticket items!
Narrator: And remember, safety first. Be aware of your surroundings at all times. Locate the security officers, in case there is an emergency.
[On-screen text] Watch your personal belongings at all times. SAFETY FIRST
Narrator: For more holiday shopping tips, visit ConsolidatedCredit.org
[On-screen text] Consolidated Credit: When debt is the problem, we are the solution. www.ConsolidatedCredit.org, 800-995-0737.
Consolidated Credit offers free online financial education webinars each month, hosted by our certified credit counseling team. We also provide live monthly, HUD-approved first-time homebuyer workshops at our home offices in Southeast Florida.
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Consolidated Credit offers specialized credit counseling for military Service Members, Veterans and military families. Whether you’re about to deploy and need to know how to handle your credit or you’re making the transition to civilian life, we help protect and ensure your financial freedom.
From serving as a member of the United Way Chairman’s Circle to supporting charities both locally and nationwide, Consolidated Credit is dedicated to promoting financial stability for those most vulnerable to today’s financial challenges. Learn about our latest efforts.
Consolidated Credit offers customized financial wellness programs for your business or organization. Help your employees, members or customers find financial success with a range of free resources, from interactive courses and calculators, to self-help guides.