Youʼre not alone.
Youʼre not alone. 
 How can we help you?
Go to the Debt Solutions Page


Even with bad credit or limited income, certified credit counseling helps you find solutions that work. See if a debt management program is your best option to get out of debt.

Start managing your debt »

Go to the Credit Card Debt Page

Credit Card

High interest rate debt isn’t good for your budget. Learn ways to reduce debt and explore debt relief options, like credit card consolidation, that can help you reach zero faster with lower payments.

Take control of your credit »

Go to the Housing Counseling Page


From homebuyer education to reverse mortgages and foreclosure prevention, our HUD-certified housing counselors can help you achieve the American Dream and protect your asset.

Find your way home »

Go to the Financial Advice Page


Take advantage of free financial advice on a range of topics, from how to balance a budget and achieve a good credit score to how to save money and plan effectively for retirement.

Make a financial plan »

Free Webinars & Seminars

Consolidated Credit offers free online financial education webinars each month, hosted by our certified credit counseling team. We also provide live monthly, HUD-approved first-time homebuyer workshops at our home offices in Southeast Florida.

Sign up for upcoming webinars and seminars »

Profiles of Credit Counseling Success

We talk to clients and alumni of Consolidated Credit’s debt management program to learn how it helped them achieve stability. These stories show you’re not alone when it comes to facing challenges with debt. With the right help, you can overcome any obstacle to find relief.

Read our credit card debt stories »

Debt Consolidation in Action

Review case studies from real debt management program graduates to see how credit counseling helped them consolidate credit card debt. Working with a certified credit counselor can reduce or eliminate interest charges and lower your monthly payments by 30-50%.

See debt consolidation in action »

Personal Finance Infographics

Infographics offer an easy visual way to understand complex personal finance topics. Find infographics that explain key financial processes like credit counseling and debt reduction. You can also how financial experts calculate things like interest rates and credit scores.

Check out all infographic topics »

Ask the Experts

Have a question? Our team of certified credit counselors and HUD-approved housing counselors can answer any question you have about your debt. Find answers to the most common questions we receive and ask your own question directly to our experts!

See what our experts have to say »

Money in the Military

Consolidated Credit offers specialized credit counseling for military Service Members, Veterans and military families. Whether you’re about to deploy and need to know how to handle your credit or you’re making the transition to civilian life, we help protect and ensure your financial freedom.

Learn about options available to military personnel »

In the Community

From serving as a member of the United Way Chairman’s Circle to supporting charities both locally and nationwide, Consolidated Credit is dedicated to promoting financial stability for those most vulnerable to today’s financial challenges. Learn about our latest efforts.

Explore our community outreach programs »

Corporate Financial Wellness

Consolidated Credit offers customized financial wellness programs for your business or organization. Help your employees, members or customers find financial success with a range of free resources, from interactive courses and calculators, to self-help guides.

Get more details on our customized solutions for businesses »