Personal Finance Help
Free financial advice to help you craft better strategies for your money.
Challenges with debt can make it tough to maintain a budget and save effectively, but these financial skills are often the key to achieving stability. The more you know about how to manage your money, the less reliant you’ll be on credit cards.
Personal finance doesn’t have to be so confusing. Here’s a simple, 60-second overview of everything you need to know about managing your money.
Good finance is essentially a really skillful balancing act. You have to make sure you’re spending, debt, and savings are proportional to your income level. Otherwise, you wind up with debt problems and can’t reach your financial goals, like retiring on time, buying a house, or sending your kids to college without the burden of high student loan debt.
Savvy finance also means taking steps to maximize your credit score. As the most important number in your financial portfolio, an excellent credit score means less money spent on interest and the best terms on loans, including your mortgage.
So whether you’re just starting out or you’re already enjoying your golden years, good finance is essential for a stable and successful life.
This guide is designed to help you develop the skills you need to overcome challenges with debt. If you have questions or you need help balancing your budget, call 1-888-294-3130 to get a free no-obligation debt and budget evaluation.
More budgeting resources
What’s your money mindset?
The way you think about your finances, debt and budget can have a huge impact on your ability to manage your money successfully. Learn how your mindset affects your ability to achieve your goals.
Finding smart ways to save money
Saving money is essential for achieving your long-term goals, but it can be challenging to save when you have debt. The good news is that even with limited income, you can craft a saving strategy that will help you build momentum, so you can start saving consistently.
More resources for saving
Financial Advice for Specific Households
Some financial situations require specialized advice. Whether you’re a single mom trying to support two kids or you’re a Service Member trying to manage your money on active-duty, these guides can help you achieve stability. Learn how to overcome the unique challenges that you face.
Financial Planning for Major Life Events
Certain life events can seriously derail even the best-laid financial plans. Events like these often require a specialized strategy. In addition, planning for the unexpected can help you weather any financial storm that may come. These financial planning guides help ensure that you’re ready.