Housing Counseling by Consolidated Credit

HUD-certified assistance for homebuyers and homeowners.

Consolidated Credit is approved by the U.S. Department of Housing and Urban Development (HUD) to provide housing counseling. Our certified housing counselors are knowledgeable and trained to help you succeed. If you need assistance or just have questions, call Consolidated Credit today at 1-800-435-2261 to speak with a certified housing counselor for free.

Home Retention and Foreclosure Prevention

Our home retention experts can help you understand options that allow distressed homeowners to avoid foreclosure. Together, you can identify options that could help you save your home, or to find the best option for making a graceful exit.

Explore home retention options now »

Mortgage Payment Assistance Programs

These state-run programs can help distressed homeowners get through a period of unemployment or lost income to avoid foreclosure. We can help Florida homeowners with the state’s Hardest Hit Fund and provide details on other states’ programs.

Overcome challenges to homeownership »

Reverse Mortgage Counseling

A reverse mortgage or Home Equity Conversion Mortgage (HECM) allows homeowners age 62 and over access to valuable home equity without putting them at risk of foreclosure. If you own your primary residence, you may qualify.

Learn if you’re eligible and how reverse mortgages work »

Homebuyer Education and Counseling

Buying a home can be a complex process, particularly when it comes to obtaining mortgage approval. The right homebuyer education resources can help streamline the process and ensure you’re mortgage-ready as you prepare to buy a home.

Get ready to become a successful homebuyer »

Meet Our Housing Counseling Team

It’s usually easier to trust the advice you receive from a financial expert like a housing counselor if you know who you’re working with. That’s why we’ve put together in-depth profiles of some of our HUD-certified housing counselors.

Meet Consolidated Credit’s housing counselors »

webinar and seminar schedule
webinar and seminar schedule
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