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Certified Credit Counseling with a Focus on Financial Education

Since 1993, Consolidated Credit has helped over 10.2 million people find relief from credit card debt to achieve real financial stability

Credit card debt problems are running rampant in the U.S. today. Americans owe more than $1.115 trillion, and we keep adding more every year. The truth is that most people aren’t taking on debt because they’re irresponsible. Most credit card debt comes from challenges like lack of income, emergency expenses, and out-of-pocket medical bills.

That’s why we believe that solving people’s debt challenges requires more than just a program that can help them become debt-free. True financial stability takes education and application, and that’s what we help our customers do. Consolidated Credit is one of the nation’s largest nonprofit credit counseling agencies and we’ve spent over a quarter of a century helping people find financial freedom.

Consolidated Credit’s mission: To assist families throughout the United States to end financial crises and solve money management issues through education and professional counseling.

“Without financial education, financial stability is just a dream,”

Gary Herman, President of consolidated credit
5 stars

great customer service

The representative I talked to is always very friendly and easy to get along with....

lynn

5 stars

Thank you for helping me...

Thank you for helping me get debt free

Tammy R. Ellis

5 stars

Everyone did what they...

Everyone did what they said they would do. The entire organization has performed...

BRAD B.

5 stars

Everyone is so wonderful...

Everyone is so wonderful to work with

Judy

5 stars

Excellent Customer...

Excellent Customer Service!

Geetha

5 stars

Just great customer...

Just great customer service

DeAnna McCutcheon

5 stars

My credit problem

My credit problem is being solved, so far.

Linda L Hill

5 stars

So grateful

So grateful someone I know recommended Consolidated Credit. I’ve been with them...

A. L.

4 stars

Very professional and...

Very professional and helpful with any and all questions

David ferguson

5 stars

The counselor was so...

The counselor was so helpful and saved me $200 a month and reduced my APR from 30%...

GEORGIA SHEA R.

5 stars

Great service

This is a great service.

JANA E.

5 stars

its great

its easy to use

DOUGLAS L.

5 stars

Great telephone care

Great telephone care

Heidi Palombi

5 stars

Being able to pay off...

Being able to pay off the debt and actually get things taken care of felt great.

REBECCA HURST

5 stars

financial help that was...

good experience

THELMA D.

Showing our 4 and 5 star ratings

Trustpilot

If you need immediate assistance, please visit our Contact page to find the phone number for the department that can help you.

Meet our team

Our leadership team collectively has over a century of experience in helping people achieve freedom from debt while building financial literacy. Click on the pictures below to learn more about each member.

Gary Herman

Gary S. Herman
President

Brenda Horner

Brenda D. Horner
Director of Operations

Ivan Rezvoy

Ivan Rezvoy
Chief Financial Officer (CFO)

April Lewis-Parks

April Lewis-Parks
Director of
Financial Education

Ron Librea

Ron Librea
Director of
Trust Services

Sandra Tobon

Sandra Tobon
Director of Housing Counseling & Community Outreach

Giovanna Gilliotti

Giovanna Gilliotti
Community Outreach
Manager

Beatriz Hartman

Beatriz Hartman
KOFE Business
Engagement Manager

Ana Maria Ceballos

Ana Maria Ceballos
KOFE Relationship
Manager

Want to join the Consolidated Credit team? Send your resume to [email protected] or apply to be a CSR online now!

Learn more about career opportunities with Consolidated Credit »

Consolidated Credit in the Media

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April Lewis-Parks Speaks to NBC News about a how Boston has the largest debt increase in the US

August 9, 2024

“We always don’t have to shoot for the moon and say, I’m going to pay everything off, because sometimes it’s not realistic. Make micro moves that will really help you pay …

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It Isn’t Easy for Students to Get a Credit Card Anymore. Here’s What to Know.

August 1, 2024

“One of the easiest ways to build good credit is to get a credit card,” says April Lewis-Parks, director of financial education at Fort Lauderdale, Fla.-based Consolidated…

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What to Do If You Trigger a Penalty APR

July 26, 2024

“A penalty APR is the company’s way of saying, ‘If you don’t pay on time, we’ll charge you more to make up for the risk and inconvenience,” says April Lewis-Parks, communicati…

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Consolidated Credit Press Center

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Consolidated Credit Launches Free Webinar Series to Empower Individuals During the Dog Days of Summer

July 9, 2024

As the summer heats up, Consolidate Credit announces a series of free monthly webinars to help individuals learn how to manage finances when recovering from natural disasters …

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Consolidated Credit Reveals Vacation Hacks: Enjoy a Debt-Free, Budget-Friendly Getaway this Summer

May 22, 2024

May 22, 2024 – Fort Lauderdale, FL – Consolidated Credit, a leading nonprofit financial education and counseling organization, shares summer planning tips that help consum…

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10th Annual Financial Literacy Breakfast

Recognizing Community Partners in 10th Annual National Financial Literacy Month Celebration

March 29, 2024

Fort Lauderdale, FL, March 25, 2024 – Consolidated Credit, a leading financial education and counseling organization with a legacy of empowering individuals to overcome debt s…

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