Certified Credit Counseling with a Focus on Financial Education
Since 1993, Consolidated Credit has helped over 10.2 million people find relief from credit card debt to achieve real financial stability
Credit card debt problems are running rampant in the U.S. today. Americans owe more than $1.115 trillion, and we keep adding more every year. The truth is that most people aren’t taking on debt because they’re irresponsible. Most credit card debt comes from challenges like lack of income, emergency expenses, and out-of-pocket medical bills.
That’s why we believe that solving people’s debt challenges requires more than just a program that can help them become debt-free. True financial stability takes education and application, and that’s what we help our customers do. Consolidated Credit is one of the nation’s largest nonprofit credit counseling agencies and we’ve spent over a quarter of a century helping people find financial freedom.
Consolidated Credit’s mission: To assist families throughout the United States to end financial crises and solve money management issues through education and professional counseling.
Showing our 4 and 5 star ratings
If you need immediate assistance, please visit our Contact page to find the phone number for the department that can help you.
30 Years of Financial Education
Consolidated Credit opened its doors 30 years ago to provide personalized, nonprofit, certified credit counseling services to people facing challenges with debt. The idea was simple: Help consumers overcome their current challenges with debt and build better financial strategies to avoid debt in the future.
I decided to buy a home because I wanted to settle down with my family.
In order for me to get a new house I needed to pay all my debt.
Where we were renting it kept increasing.
It was challenging to get, you know, like an organization to lend you the money.
We still had this mortgage payment that was going up and up and up.
Unemployment was really low so my bills were piling up on top of each other.
All roads led to Consolidated Credit.
One of my neighbors told me about Consolidated Credit.
Through Consolidated Credit they sent me an email first time home buyers.
A very, very important support that you get in this process that it can be traumatizing sometimes.
I really like that they had different people coming in from different areas.
Every time I called I felt the one that’s over the phone that they were my personal teams.
I think without the class, like I said, I don’t know if we have this house right.
Now after I finish my debt management program and the House Counseling my credit score went to 790.
I know this is ours and that is great and wonderful comfort.
I would definitely recommend Consolidated Credit.
I truly thank Consolidated Credit and the team for everything that they reached out and did for me.
We come to work every day because nothing feels better than helping people lead better lives, but we couldn’t do any of that without our partners. Simply put they help us help Millions.
Consolidated credit is one of our great partners who comes in and not only teaches Financial education and literacy to our students, but also to the parents.
Everybody is very appreciative and found this boot camp to be worth their time and it’s certainly worth our effort and we’re just so eager to have them.
It’s great to have a partner in the community that we can refer them to.
Consolidated Credit has been a long time supporter and partner of Junior Achievement of South Florida
We look for someone who has a great reputation in the community, is actively involved in financial education, that we can partner with with all of our similar programs. So we’re so so so grateful to Consolidated Credit for their assistance and support, not just financially, but every year they come and bring toiletries and food and just so many things that help us to respond to the challenges that people in our community are facing.
This partnership with Consolidated Credit Solutions we’re changing lives. We are Building intergenerational Wealth and we are building Independence for the families that we serve. Thank you Consolidated Credit Solutions for this amazing partnership with Habitat for Humanity
You folks do a phenomenal job and and it’s so important to educate uh everybody uh plus our men and women that serve our country.
The more financial literacy you have among a city the better your city is going to be, so we appreciate having Consolidated Credit in our city.
KOFE is a financial wellness program that has different features. The online features is a portal that we give to the corporation to put on their intranet. Employees will have access to a lot of different tools also a dedicated toll-free line so the employees will have access throughout the year to unlimited and free financial coaching.
Employers are noticing that nowadays employees are not only finding themselves with health issues but also having a lot of problems with their personal finances, and they’re also finding that personal finances are affecting the bottom line of the company, so employers are reaching out to Consolidated Credit more and more, looking for that corporate financial wellness program that it can add to that mix of offerings they have in their Wellness initiatives.
We’re here to educate and Inspire and meet you where you are.
We’re counselors. We’re committed to helping people who need it most and to make the debt-free journey as easy as possible.
We get people on the road to financial stability and on the road to home ownership and at an eviction foreclosure and overwhelming debt
We’re the Guiding Light to Financial freedom.
We’re here to be a good partner, to solve problems, and do what’s best for our mutual client.
We’ve been doing this for 30 years. we’re committed to providing financial literacy education across the country. We will keep advocating for those who need help and working with financial institutions to provide the best possible outcomes. We Stand ready for the challenges that the next 30 Years will bring.
We are Consolidated Credit!
Meet our team
Our leadership team collectively has over a century of experience in helping people achieve freedom from debt while building financial literacy. Click on the pictures below to learn more about each member.
Gary S. Herman
President
Brenda D. Horner
Director of Operations
Ivan Rezvoy
Chief Financial Officer (CFO)
April Lewis-Parks
Director of
Financial Education
Ron Librea
Director of
Trust Services
Sandra Tobon
Director of Housing Counseling & Community Outreach
Giovanna Gilliotti
Community Outreach
Manager
Beatriz Hartman
KOFE Business
Engagement Manager
Ana Maria Ceballos
KOFE Relationship
Manager
Want to join the Consolidated Credit team? Send your resume to [email protected] or apply to be a CSR online now!
Learn more about career opportunities with Consolidated Credit »
Consolidated Credit in the Media
10 Ways You’re Wasting Money at the Supermarket
September 3, 2024
“You wander the aisles, picking up extras, and before you know it, your cart is full of things you didn’t plan for or really need.”…
Read MoreApril Lewis-Parks Speaks to NBC News about a how Boston has the largest debt increase in the US
August 9, 2024
“We always don’t have to shoot for the moon and say, I’m going to pay everything off, because sometimes it’s not realistic. Make micro moves that will really help you pay …
Read MoreIt Isn’t Easy for Students to Get a Credit Card Anymore. Here’s What to Know.
August 1, 2024
“One of the easiest ways to build good credit is to get a credit card,” says April Lewis-Parks, director of financial education at Fort Lauderdale, Fla.-based Consolidated…
Read MoreConsolidated Credit Press Center
Brandywine Cares and KOFE Announce Upcoming Fall Small Business Bootcamp
October 1, 2024
ATLANTA – Sept. 30, 2024 – PRLog — KOFE: Knowledge of Financial Education, a product ofConsolidated Credit, is excited to announce an encore partnership with Brandywine Cares…
Read MoreFinancial Wellness Platform KOFE by Consolidated Credit and Brandywine Cares Partner to Launch CareerProsper 3.0 Training Program
September 16, 2024
Fort Lauderdale, FL. September 16, 2024 – Brandywine Cares is announcing the launch of CareerProsper 3.0., a six-week program designed to empower individuals with skills, kn…
Read MoreConsolidated Credit Launches Free Webinar Series to Empower Individuals During the Dog Days of Summer
July 9, 2024
As the summer heats up, Consolidate Credit announces a series of free monthly webinars to help individuals learn how to manage finances when recovering from natural disasters …
Read More