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Certified Credit Counseling with a Focus on Financial Education

Since 1993, Consolidated Credit has helped over 10.2 million people find relief from credit card debt to achieve real financial stability

Credit card debt problems are running rampant in the U.S. today. Americans owe more than $1.115 trillion, and we keep adding more every year. The truth is that most people aren’t taking on debt because they’re irresponsible. Most credit card debt comes from challenges like lack of income, emergency expenses, and out-of-pocket medical bills.

That’s why we believe that solving people’s debt challenges requires more than just a program that can help them become debt-free. True financial stability takes education and application, and that’s what we help our customers do. Consolidated Credit is one of the nation’s largest nonprofit credit counseling agencies and we’ve spent over a quarter of a century helping people find financial freedom.

Consolidated Credit’s mission: To assist families throughout the United States to end financial crises and solve money management issues through education and professional counseling.

“Without financial education, financial stability is just a dream,”

Gary Herman, President of consolidated credit
5 stars

Consumer Representative...

Consumer Representative was very helpful by phone.

KATHY S.

5 stars

Help me in a time of...

Help me in a time of need for debt consolidation

TANYA MAURINE B.

5 stars

I am making progress...

I am making progress paying off debt. They have fixed glitches online account and...

CARLA M.

5 stars

When help is needed...

When help is needed financially and ends can't be met, Consolidated Credit was my...

Katie Perry

5 stars

Everyone I have talked...

Everyone I have talked with have been very helpful and friendly. They have resolved...

Scott Shaffer

5 stars

Person was knowledgeable...

Person was knowledgeable & helpful

CAROL R B.

5 stars

Laura was wonderful

Laura was wonderful, she was very pleasant. I enjoyed talking with her. Everyone is...

Jean W.

5 stars

excellent

Im glad with this company

JOHN R.

5 stars

Professional and...

Professional and courteous employees

Joe

5 stars

Reliable Company

The company is very responsible in keeping up with the payments on a timely basis....

Jacqueline Oreamuno

5 stars

All questions answered`

All questions answered`

GAIL H.

5 stars

Great to work with!

Great experience and helping me get to a better financial standpoint.

Hadlee Rose

5 stars

Easy

I had gotten over my head in debt. Consolidating all my bills into one payment...

Cynthia Smiles

5 stars

facil de usar

facil de usar

Hector Santana

5 stars

Very easy to work with

Very easy to work with

VALERIE S.

Showing our 4 and 5 star ratings

Trustpilot

If you need immediate assistance, please visit our Contact page to find the phone number for the department that can help you.

Meet our team

Our leadership team collectively has over a century of experience in helping people achieve freedom from debt while building financial literacy. Click on the pictures below to learn more about each member.

Gary Herman

Gary S. Herman
President

Brenda Horner

Brenda D. Horner
Director of Operations

Ivan Rezvoy

Ivan Rezvoy
Chief Financial Officer (CFO)

April Lewis-Parks

April Lewis-Parks
Director of
Financial Education

Ron Librea

Ron Librea
Director of
Trust Services

Sandra Tobon

Sandra Tobon
Director of Housing Counseling & Community Outreach

Giovanna Gilliotti

Giovanna Gilliotti
Community Outreach
Manager

Beatriz Hartman

Beatriz Hartman
KOFE Business
Engagement Manager

Ana Maria Ceballos

Ana Maria Ceballos
KOFE Relationship
Manager

Want to join the Consolidated Credit team? Send your resume to [email protected] or apply to be a CSR online now!

Learn more about career opportunities with Consolidated Credit »

Consolidated Credit in the Media

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10 Ways You’re Wasting Money at the Supermarket

September 3, 2024

“You wander the aisles, picking up extras, and before you know it, your cart is full of things you didn’t plan for or really need.”…

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April Lewis-Parks Speaks to NBC News about a how Boston has the largest debt increase in the US

August 9, 2024

“We always don’t have to shoot for the moon and say, I’m going to pay everything off, because sometimes it’s not realistic. Make micro moves that will really help you pay …

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It Isn’t Easy for Students to Get a Credit Card Anymore. Here’s What to Know.

August 1, 2024

“One of the easiest ways to build good credit is to get a credit card,” says April Lewis-Parks, director of financial education at Fort Lauderdale, Fla.-based Consolidated…

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Consolidated Credit Press Center

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Brandywine Cares and KOFE Announce Upcoming Fall Small Business Bootcamp

October 1, 2024

ATLANTA – Sept. 30, 2024 – PRLog — KOFE: Knowledge of Financial Education, a product ofConsolidated Credit, is excited to announce an encore partnership with Brandywine Cares…

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Financial Wellness Platform KOFE by Consolidated Credit and Brandywine Cares Partner to Launch CareerProsper 3.0 Training Program

September 16, 2024

Fort Lauderdale, FL. September 16, 2024 – Brandywine Cares is announcing the launch of CareerProsper 3.0., a six-week program designed to empower individuals with skills, kn…

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Consolidated Credit Launches Free Webinar Series to Empower Individuals During the Dog Days of Summer

July 9, 2024

As the summer heats up, Consolidate Credit announces a series of free monthly webinars to help individuals learn how to manage finances when recovering from natural disasters …

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