Creditors We Can Negotiate with On Your Behalf

Understanding how we negotiate with unsecured creditors on your behalf.

When you enroll in a debt management program, you still owe your original creditors. Consolidated Credit’s program is not a loan that replaces your existing debts with a new one. We’re here to act as your advocate and negotiate with your creditors on your behalf. We essentially serve as a go-between to set up a repayment schedule and negotiate to reduce or eliminate interest charges and stop penalties applied to your debt.

As one of the nation’s largest nonprofit credit counseling agencies, Consolidated Credit works with all major creditors and top retailers nationwide. If you currently hold a balance with any of these creditors, we should be able to help you.

Bank of America logo
American Express logo
Chase logo
Citi logo
Discover logo
Capital One logo
Wells Fargo logo
USAA logo
Synchrony logo
US Bank logo
Comenity logo
One Main logo
Navy Federal logo
Credit One logo
First Premier logo
Kohls logo
Merrick Bank logo
Fingerhut logo
AAFES logo
Nordstrom logo
 
1ST AMERICAN CU
1ST UNITED SERVICES CREDIT UNION
360 FEDERAL CREDIT UNION
4 FINANCE ILLINOIS INC /ZAPLO PDL
4 FRONT CREDIT UNION
500 FAST CASH LOAN ( PDL )
500 FASTCASH (PDL)
717 CREDIT UNION
AAFES/MILITARY STAR CARD
ABERDEEN PROVIDING GRD FCU
ABNB FCU
ABNB FEDERAL CREDIT UNION
ABSOLUTE RESOLUTIONS CORP
ACADIANA GASTRO CENTER
ACCEPTANCE SOLUTIONS GROUP (PDL)
ACCESS CREDIT UNION
ACCOUNT CONTROL CONSULTANTS ENT, INC.
ACCOUNT CONTROL SYSTEM
ACE CASH (PDL)
ACHIEVA CREDIT UNION
ACHIEVE FINANCIAL CREDIT UNION
ACU OF TEXAS
ADMIN RECOVERY, LLC
ADVANCE AMERICA (PDL)
ADVANCE CASH (PDL)
ADVANCE FINANCIAL (PDL)
ADVANTA CARDS
ADVANTAGE FEDERAL CREDIT UNION
ADVISORY CREDIT SERVICES INC.
AEA FEDERAL CREDIT UNION
AFFINITY FEDERAL CREDIT UNION
AGCU
AIRFORCE FEDERAL CU
ALABAMA CREDIT UNION
ALASKA FEDERAL CREDIT UNION
ALASKA US FEDERAL CREDIT UNION
ALDRIDGE PITE HAAN, LLP
ALIVE CREDIT UNION
ALL SAINTS SURGERY CENTER
ALLEGACY FEDERAL CREDIT UNION
ALLTRAN FINANCIAL LP
ALPHA RECOVERY CORP
ALTAONE FEDERAL CREDIT UNION
ALTRAN FINANCIAL
AMALGAMATED BANK-MASTERCARD
AMAZON /SYNCHRONY BANK
AMAZON/SYNCHRONY (67314) CTA D
AMAZON/SYNCHRONY BANK (67314) CTA E
AMERICA FIRST CREDIT UNION
AMERICA FIRST FCU
AMERICAN WEB LOAN (PDL)
AMERICAN AIRLINES CHARGE OFF
AMERICAN AIRLINES CREDIT CARD/ RETAIL PRIVATE LABEL (FL33)
AMERICAN AIRLINES CREDIT UNION
AMERICAN CORADIUS INTERNATIONAL
AMERICAN CORADIUS, INT. LLC
AMERICAN EAGLE – DUAL CARD/SYNCHRONY
AMERICAN EAGLE DUAL /SYNCHRONY BANK (CTA E -70251)
AMERICAN EAGLE FEDERAL C.U.
AMERICAN EAGLE FINANCIAL FCU
AMERICAN EAGLE OUT/SYNCHRONY
AMERICAN EAGLE OUTFITTERS/SYNCHRONY (14546) CTA D
AMERICAN EAGLE OUTFITTERS/SYNCHRONY (14546) CTA E
AMERICAN EAGLE/SYNCHRONY/CHARGE OFF
AMERICAN EXPRESS
AMERICAN EXPRESS
AMERICAN EXPRESS- OPTIMA
AMERICAN EXPRESS-OPTIMA
AMERICAN FINCO
AMERICAN HERITAGE F.C.U.
AMERICAN MEDICAL COLLECTION AGENCY
AMERICAN SAVINGS BANK
AMERICAN WEB LOAN (PDL)
AMERICASH LOANS NET (PDL)
AMERIMARK EASY PAY PLAN
AMERIMARK PREMIER
AMPLIFY FUNDING (PDL)
AMSCOT FINANCIAL SERVICES (PDL)
ANDREWS FEDERAL CREDIT UNION
ANESTHESIA ASSOC OF ANN ARBOR
ANHEUSER BUSCH EMPLOYEE CU
ANHEUSER BUSH EMPLOYEE C.U.
APFCU
APG FCU
APPLE FEDERAL CREDIT UNION
APPLIED BANK
AQUA FINANCE
AQUA FINANCE / CONNEXUS CREDIT UNION
AQUA FINANCE INC.
AQUA FINANCIAL
ARIZONA FEDERAL CREDIT UNION
ARKANSAS BEST FEDERAL CREDIT UNION
ARKANSAS FEDERAL CREDIT UNION
ARROW HEAD ADVANCE (PDL)
ARROWHEAD ADVANCE (PDL)
ARROWHEAD CREDIT UNION
AS WE CHANGE
ASCEND FEDERAL CREDIT UNION
ASHRO LIFESTYLE
ASPIRE FEDERAL CREDIT UNION
ASPIRE VISA
ASSET RECOVERY SOLUTIONS
ASSET SYSTEMS INC
ASSIGNED CREDIT SOLUTIONS
ASSOCIATED & FEDERAL EMPLOYEES
ASSOCIATED FEDERAL EMPLOYEES C.U.
AT & T (45 RESUB)(FL33)
AT HOME – SYNCHRONY BANK
AT HOME DUAL RETAIL CARD/SYNCHRONY BANK
AT&T FL 33
AT&T (45) – CHARGE OFF (FL33)
ATIRA CREDIT UNION
ATLANTIC CREDIT & FINANCE
ATLANTIC CREDIT AND FINANCE
AUGUSTA VAH FCU
AVAIL BLUE (PDL)
AVENUE
AVIO (PDL)
AZURA CREDIT UNION
BALTIMORE COUNTY EMPLOYEE CREDIT UNION
BANANA REPUBLIC BANK /SYNCHRONY
BANANA REPUBLIC BANK/SYNCHRONY (16904) CTA D
BANANA REPUBLIC BANK/SYNCHRONY (16904) CTA E
BANCO POPULAR DE PUERTO RICO 815
BANCO POPULAR/POPULAR COMMUNITY BANK
BANCORP SOUTH
BANCORP SOUTH CREDIT CARD CTR
BANCORPSOUTH BANK
BANGOR FEDERAL CREDIT UNION
BANK CARD SERVICES
BANK OF AMERICA VISA
BANK OF AMERICA (25325) CTA-E
BANK OF AMERICA CARD SVCS.
BANK OF AMERICA VISA (1667)
BANK OF AMERICA VISA (1667)
BANK OF AMERICA-LINE OF CREDIT
BANK OF THE WEST
BANK OF TRAVELERS REST
BANKCARD SERVICES
BANKCARD SERVICES
BARKSDALE CU
BAXTER CREDIT UNION
BAYPORT CREDIT UNION
BB & T
BB&T
BB&T BANKING
BB&T CONSUMER LOAN
BELK – DUAL CARD – SYNCHRONY BANK
BELK (947) CTA TYPE D
BELK /SYNCHRONY (947) CTA TYPE E
BELK DUAL CARD/SYNCHRONY CTA E
BELK/ SYNCHRONY BANK
BELLCO CREDIT CO
BELLCO CREDIT UNION
BELLCO FIRST FCU
BEN BRIDGE JEWELER INC.
BEST EGG/SYSTEMS & SERVICES TECHNOLOGY, INC
BETH PAGE CREDIT UNION
BETHPAGE FEDERAL CREDIT UNION
BIG PICTURE LOAN (PDL)
BIRCHLAND MARKET
BLALACK & WILLIAMS
BLAZE MASTERCARD
BLITT AND GAINES, P.C. ATTORNEY AT LAW
BLOOMINGDALES/AMEX #3774
BLOOMINGDALES-CITIBANK (FL33)
BLOOMINGDALES-CITIBANK (FL33)
BLUE FEDERAL CREDIT UNION
BLUE RIVER LENDING (PDL)
BLUE TRUST LOAN (PDL)
BMW BANK OF NORTH AMERICA
BOA / AMEX STD – MBNA AMERICA
BOA / MBNA LOAN PRODUCTS (17544)
BOA / MBNA STD / MST AND VISA (542)
BOA / MBNA-GOLD MASTERCARD
BOA / MBNA-PLATINUM MC/VISA
BOA / MBNA-PLATINUM MC/VISA (17543)
BOA /AMEX GOLD – MBNA AMERICA
BOA /MBNA BUSINESS CARD
BOA /MBNA STD /MST AND VISA
BOA /MBNA STD /MST AND VISA (542)
BOA/AMEX GOLD-MBNA AMERICA CTA D
BOA/AMEX PLATINUM- CTA E (52850)
BOA/AMEX STD – MBNA (52851)
BOA/MBNA BUSINESS CARD (20785)
BOA/MBNA BUSINESS CARD-CTA E (20785)
BOA/MBNA GOLD MC (17542)
BOEING CREDIT UNION
BOEING ECU
BOEING EMPL CU
BOEING EMPLOYEES CREDIT UNION
BOLTON ANIMAL HOSPITAL
BONDED COLLECTION CORP.
BORROWERS FIRST INC
BPL COLLECTION AGENCY
BRANCH BANK & TRUST
BRANCH BANKING & TRUST
BRENT CAREY DENTIST OFFICE
BRIDGE CREDIT UNION
BRIGHT LENDING (PDL)
BRIGHT STAR CREDIT UNION
BROCK & SCOTT LAW OFFICE
BROOKS BROTHERS MST/CITIBANK (FL33)
BROOKS BROTHERS PL/CITIBANK (FL33)
BROOKWOOD LOANS
BROWNINGS MEDICAL CENTER
BRYANT STATE BANK
BULLDOG FCU
C U RECOVERY INC.
CABELA VISA CHARGED OFF
CALIFORNIA COAST
CALIFORNIA COAST CREDIT UNION
CALL FCU
CALVARY PORTFOLIO SERVICES
CALVARY PORTFOLIO, LLC
CAPITAL COMMUNICATION
CAPITAL ONE
CAPITAL ONE (18732) CTA D
CAPITAL ONE (18732) CTA E
CAPITAL ONE CTA D
CAPITAL ONE CTA E
CAPITAL ONE/ LT (CTA D)
CAPITAL ONE/DRESS BARN (18732)
CAPITAL ONE/HSBC BANK USA
CAPITAL ONE/HSBC BANK USA (714093 CTA E)
CAPITAL ONE/HSBC BANK USA CTA E (536)
CAPITAL ONE/HSBC RETAIL SERVICES
CAPITAL ONE/HSBC RETAIL SERVICES (3386 CTA D)
CAPITAL ONE/HSBC RETAIL SERVICES (3386 CTA E)
CAPITAL ONE/JUSTICE (3386)
CAPITAL ONE/LT (18732)
CAPITAL ONE/MAURICES
CAPTIAL ONE/ LT (CTA E)
CARD MEMBER SERVICES
CARD SERVICES
CARD SERVICES CENTER
CARICO INTERNATIOINAL, INC.
CAROL WRIGHT GIFT
CARSON SMITHFIELD
CASH 2 U (PDL)
CASH AISLE (PDL)
CASH CENTRAL ( PDL)
CASH FACTORY USA (PDL)
CASH STORE ( PDL )
CASHNET USA (PDL)
CASTLE CREDIT CORPORATION
CATO CORP.
CATO CREDIT
CAVALRY PORTFOLIO
CAVALRY PORTFOLIO SERVICES LLC
CBCS
CCB CREDIT SERVICES, INC.
CEDAR HILL NATIONAL BANK
CEDAR HILL NAT’L BANK
CEFCU
CELTIC/CONTINENTAL BANK
CENTRAL BANK
CENTRAL BANK & TRUST CO
CENTRAL CREDIT SERVICE
CENTRAL CREDIT SERVICES
CENTRAL FINANCIAL CONTROL
CENTRAL FINANCIAL SERVICES, INC
CENTRAL FLA.EDUCATORS FED.C.U.
CENTRAL FLORIDA’S EDUCATORS FCU
CENTRAL KS CREDIT UNION
CENTRIS FEDERAL CREDIT UNION
CENTURY FEDERAL CREDIT UNION
CERULEAN
CFE FEDERAL CREDIT UNION
CFE FEFDERAL CREDIT UNION
CHARTER OAK HEALTH CENTER
CHARTER OAKS FEDERAL CREDIT UNION
CHARTER ONE
CHASE ADVANTAGE CREDIT
CHASE ADVANTAGE CREDIT (1100)-CTA E
CHASE ADVANTAGE CREDIT CTA D (1100)
CHASE BANK LOAN
CHASE MANHA72983TAN-MAST/VISA(2)
CHASE MANHATTAN ADVANTAGE LN (18413)CTAE
CHASE MANHATTAN-ADVANTAGE LN
CHASE MANHATTAN-MC/VISA (18416)-CTA D
CHASE MANHATTAN-MC/VISA (18416)-CTA E
CHASE MC
CHASE MC (49750)-CTA E
CHASE/BANK ONE
CHASE/BANK ONE (353)-CTA D
CHASE/BANK ONE (353)-CTA-E
CHEAPOAIR / SYNCHRONY BANK CTA E
CHEAPOAIR/ SYNCHRONY BANK
CHEAPOAIR/SYNCHRONY BANK CTA E
CHECK CITY (PDL)
CHECK INTO CASH INC-STORE . (PDL)
CHECK N GO (PDL)
CHECK SMART ( PDL )
CHECK SMART (PDL)
CHECKSMART (PDL)
CHESSIE FEDERAL CREDIT UNION
CHEVRON USA INC./SYNCHRONY BANK
CHEVRON USA, INC./SYNCHRONY TYPE D
CHEVRON USA/ SYNCHRONY BANK ( CTA E
CHEVRON VISA/SYNCHRONY BANKCTA E (73170)
CHIPPENHAM & JOHNSTON WILLIS HOSPITAL
CHRISTIAN FINANCIAL CREDIT U.
CITADEL CREDIT UNION
CITADEL FEDERAL CREDIT UNION
CITI HEALTH CARD (FL33)
CITI HEALTH CARD CHARGED OFF (FL33)
CITI HEALTH MACY’S/AMEX #3774 (710292)/CHARGED OFF
CITIBANK – ZALES JEWELERS (FL33)
CITIBANK (FL33)
CITIBANK – GORDON’S JEWELERS (FL33)
CITIBANK – LL BEAN MSTCARD (RESUBMIT)
CITIBANK – LL BEANS MSTCARD
CITIBANK (195 RESUBMIT) (FL33)
CITIBANK (195) – CHARGE OFF (FL33)
CITIBANK (UCCB) FL33
CITIBANK / HOME DEPOT RESUB (FL33)
CITIBANK / OFFICE DEPOT TECH CARD (FL33)
CITIBANK / OFFICE DEPOT TECH CARD-CHARGE-OFF (FL33)
CITIBANK /BESTBUY FL 33
CITIBANK /BESTBUY/CHARGED-OFF (FL33)
CITIBANK /HOME DEPOT (FL33)
CITIBANK /HOME DEPOT FL33 (48301) – CHARGE OFF
CITIBANK BUSINESS – #552815 (FL33)
CITIBANK BUSINESS (FL33)
CITIBANK PRE MRCARD (194 RESUB)(FL33)
CITIBANK PREFERRED MASTERCARD
CITIBANK PREFERRED VISA (FL33)
CITIBANK/ FORD SVC (FL33)
CITIBANK/ FORD SVC/CHARGED-OFF (FL33) (722450)
CITIBANK/4128 FL33
CITIBANK/4128 (194)/CHARGED OFF
CITIBANK/4128 (197 RESUB)(FL33)
CITIBANK/4217 (FL33)
CITIBANK/4428 (FL33)
CITIBANK/542379 (6414 RESUB)(FL33)
CITIBANK/542379 (6414)/CHARGED OFF
CITIBANK/542379 (FL33)
CITIBANK/AMERICAN EXPRESS (59409)/CHARGED OFF
CITIBANK/AMERICAN EXPRESS (FL33)
CITIBANK/ASSOCIATES (753)-CHARGE OFF (FL33)
CITIBANK/ASSOCIATES (FL33)
CITIBANK/BESTBUY/RESUBMISSION (728433) -FL33
CITIBANK/TRAVELERS BANK (3584)- CHARGE OFF (FL33)
CITIBANK/TRAVELERS BANK (FL33)
CITIBANK/WAWA, NA
CITIBANK-BR SOURCE(726140)-CHARGED OFF (FL33)
CITIBANK-BRAND SOURCE (FL33)
CITIBANK-COSTCO (FL33)
CITIBANK-COSTCO ANYWHERE BUSINESS CARD (FL33)
CITIBANK-COSTCO/CHARGE OFF (FL33)
CITIBANK-COSTCO/CHARGE OFF ANYWHERE BUSINESS CARD (FL33)
CITIBANK-DRIVE CARD CREDIT PLAN (FL33)
CITIBANK-JEWELERS RESERVE (FL33)
CITIBANK-QUICK LANE (FL33)
CITIBANK-QUICK LANE-CHARGED-OFF(FL33)(730035)
CITIBANK-THE CHILDRENS PLACE (FL33)
CITIBANK-VOLKSWAGON (FL33)
CITIFLEX (FL33)
CITIZENS BANK
CITIZENS COMMUNITY FED CU
CITIZENS EQUITY FRIST CU
CLEARLINE LOANS (PDL)
CLEARVIEW FEDERAL CREDIT UNION
CLOUMBIA ASSOCIATION
COAST CENTRAL CREDIT UNION
COAST HILLS CREDIT UNION
COASTHILLS FEDERAL CREDIT UNION
COLLECTION BUREAU OF AMERICA
COMENITY BANK – FARMERS REWARD VISA
COMENITY BANK – BEALLS STORES
COMENITY BANK – BIG LOTS CREDIT CARD
COMENITY BANK – BOOT BARN
COMENITY BANK – CENTURY 21
COMENITY BANK – COLDWATER CREEK
COMENITY BANK – DENTAL ALLIANCE
COMENITY BANK – DENTAL FIRST
COMENITY BANK – DIAMOND INT’L
COMENITY BANK – DUTYFREE.COM
COMENITY BANK – FOREVER 21
COMENITY BANK – FRONTGATE
COMENITY BANK – GORDONS JEWELERS
COMENITY BANK – HANNOUSH
COMENITY BANK – HOT TOPIC
COMENITY BANK – IMPROVEMENTS
COMENITY BANK – MESA
COMENITY BANK – MODELLS MASTERCARD
COMENITY BANK – MODELLS VISA
COMENITY BANK – OVERSTOCK
COMENITY BANK – OVERTONS
COMENITY BANK – STERLING FAMILY OF JEWELERS
COMENITY BANK – TRUE VALUE
COMENITY BANK – WILLIAMS SONOMA
COMENITY BANK – ZALES
COMENITY BANK / ZALES OUTLET
COMENITY BANK- ALPHAEON
COMENITY BANK- ALPHAEON CREDIT VISION
COMENITY BANK -ASHLEY STEWART
COMENITY BANK- COLDWATER CREEK DIRECT
COMENITY BANK- FOREVER 21 VISA
COMENITY BANK- GRANDIN ROAD
COMENITY BANK HSN MASTERCARD
COMENITY BANK -J CREW
COMENITY BANK- LEXUS
COMENITY BANK -LITTLE SWITZERLAND
COMENITY BANK- SERTA
COMENITY BANK -SMILE GENERATION FINANCIAL
COMENITY BANK- STERLING FAMILY OF JEWELERS
COMENITY BANK- TOYOTA REWARDS
COMENITY BANK- UBG
COMENITY BANK- ULTIMATE REWARDS
COMENITY BANK- US BANK/BED BATH AND BEYOND
COMENITY BANK- WILLIAMS SONOMA
COMENITY BANK- ZALES
COMENITY BANK/COMMUNITY CREDIT CONNECT
COMENITY BANK-ABERCROMBIE & FITCH
COMENITY BANK-ALPCOS
COMENITY BANK-AMERICAN HOME FURNISHINGS
COMENITY BANK-AMERICAN KENNEL CLUB
COMENITY BANK-AMERICAN SIGNATURE FURNITURE
COMENITY BANK-AMERICAN SKIN CARE
COMENITY BANK-AMERICAN TV & APPLIANCE
COMENITY BANK-ANN TAYLOR
COMENITY BANK-ANN TAYLOR MSTCARD
COMENITY BANK-ANNIE SEZ
COMENITY BANK-APPLE SEED’S
COMENITY BANK-ARHAUS FURNITURE
COMENITY BANK-BALLARD DESIGNS
COMENITY BANK-BARNEY’S NEW YORK
COMENITY BANK-BEALLS FLORIDA
COMENITY BANK-BEALLS OUTLET
COMENITY BANK-BEDFORD FAIR LIFESTYLES
COMENITY BANK-BLAIR
COMENITY BANK-BLUE NILE
COMENITY BANK-BON TON
COMENITY BANK-BOSCOV’S
COMENITY BANK-BRYLANE HOME
COMENITY BANK-BURKE’S OUTLET
COMENITY BANK-BURKE’S OUTLET
COMENITY BANK-CATHERINE’S
COMENITY BANK-CHADWICKS
COMENITY BANK-CHRISTOPHER AND BANKS
COMENITY BANK-COLDWATER CREEK MASTERCARD
COMENITY BANK-CRATE & BARREL
COMENITY BANK-CREDO
COMENITY BANK-DAVID’S BRIDAL
COMENITY BANK-DENTAL FIRST
COMENITY BANK-DOTS
COMENITY BANK-DRAPER & DAMONS
COMENITY BANK-DRESS BARN
COMENITY BANK-DSW
COMENITY BANK-DWOLLA
COMENITY BANK-EDDIE BAUER
COMENITY BANK-EL DORADO BLUE CARD
COMENITY BANK-EXPRESS
COMENITY BANK-FASHION BUG
COMENITY BANK-FINA DISCOVER/ALON
COMENITY BANK-FUEL REWARDS NETWORK
COMENITY BANK-FULL BEAUTY
COMENITY BANK-GAME STOP
COMENITY BANK-GANDER MOUNTAIN
COMENITY BANK-GARDNER WHITE
COMENITY BANK-GIANT EAGLE
COMENITY BANK-GOOD SAM/CAMPING
COMENITY BANK-GOODY’S
COMENITY BANK-GORDMANS
COMENITY BANK-GORDMAN’S
COMENITY BANK-HABAND
COMENITY BANK-HEALTHIPLAN
COMENITY BANK-HENRI BENDEL
COMENITY BANK-HOME SHOPPING NETWORK
COMENITY BANK-IDDEAL JEWELRY
COMENITY BANK-IDEAL IMAGE
COMENITY BANK-J JILL
COMENITY BANK-JD WILLIAM
COMENITY BANK-JESSICA LONDON
COMENITY BANK-KING SIZE
COMENITY BANK-LANE BRYANT
COMENITY BANK-LEXUS PURSUITS
COMENITY BANK-LIFE STYLIST
COMENITY BANK-LINENS SOURCE
COMENITY BANK-LOFT
COMENITY BANK-MANDEE
COMENITY BANK-MARATHON PETROLEUM
COMENITY BANK-MARATHON VISA
COMENITY BANK-MARISOTA A
COMENITY BANK-MARISOTA B
COMENITY BANK-MAYORS
COMENITY BANK-MEIJER
COMENITY BANK-MEIJER MASATERCARD
COMENITY BANK-METRO STYLE / LERNER
COMENITY BANK-MOTOROLA
COMENITY BANK-MY BJ’S PERKS MASTERCARD
COMENITY BANK-MY SMILE CARE
COMENITY BANK-NEW YORK & CO
COMENITY BANK-NEWPORT NEWS
COMENITY BANK-NORM THOMPSON
COMENITY BANK-OLD PUEBLO TRADERS
COMENITY BANK-ORBITZ
COMENITY BANK-PACSUN
COMENITY BANK-PALAIS ROYAL
COMENITY BANK-PEEBLES
COMENITY BANK-PIER 1 IMPORTS
COMENITY BANK-PIERCING PAGODA
COMENITY BANK-POTTERY BARN
COMENITY BANK-PREMIER DESIGNS
COMENITY BANK-REEDS JEWELERS
COMENITY BANK-RESTORATION HARDWARE
COMENITY BANK-ROAMAN’S
COMENITY BANK-SAHALIE
COMENITY BANK-SAMUELS JEWELRY
COMENITY BANK-SIMPLY BE (A)
COMENITY BANK-SIMPLY BE (B)
COMENITY BANK-SPIEGEL
COMENITY BANK-SPRINGSTONE FINANCIAL
COMENITY BANK-STAGE STORES
COMENITY BANK-STERLING FAMILY OF JEWELERS
COMENITY BANK-TALBOTS
COMENITY BANK-THE AVENUE
COMENITY BANK-THE BUCKLE
COMENITY BANK-THE CHILDRENS PLACE
COMENITY BANK-THE LIMITED
COMENITY BANK-THE ROOMPLACE
COMENITY BANK-THE SPORTSMAN’S GUIDE
COMENITY BANK-THE TOG SHOP
COMENITY BANK-TORRID
COMENITY BANK-TOTAL REWARDS VISA
COMENITY BANK-TOYOTA REWARDS
COMENITY BANK-TREK BICYCLES
COMENITY BANK-TRUE VALUE/DISCOVER
COMENITY BANK-ULTIMATE REWARDS MASTERCARD
COMENITY BANK-UNIVISION
COMENITY BANK-VALUE CITY FURNITURE
COMENITY BANK-VENUS
COMENITY BANK-VICTORIA SECRET
COMENITY BANK-VIRGIN AMERICAN VISA
COMENITY BANK-WAYFAIR
COMENITY BANK-WEST ELM
COMENITY BANK-WESTGATE REWARDS MASTERCARD
COMENITY BANK-WOMAN WITHIN
COMENITY BANK-YOUR TUITION
COMENITY BANK-Z GALLERIE
COMENITY- LENOVO
COMENTIY BANK-SOLUTIONS
COMENTIY BANK-SPORTS AUTHORITY
COMET LOANS PDL
COMMENITY BANK-PETLAND
COMMERCE BANK
COMMERCE BANK CARD
COMMERCE BANK CARD CENTER
COMMERICAL BANK AND TRUST
COMMONWEALTH CREDIT UNION
COMMONWEALTH FINANCIAL SYSTEMS INC
COMMUNITY AMERICA CREDIT UNION
COMMUNITY CHOICE
COMMUNITY CREDIT SERVICES ( PDL )
COMMUNITY EDUCATORS CREDIT UNION OF FLORIDA
COMMUNITY FINANCIAL CREDIT UNION
COMMUNITY FIRST
COMMUNITY FIRST CREDIT UNION
COMMUNITY STATE BANK
COMMUNITY WEST CREDIT UNION
COMNENITY BANK-MY POINTS
COMNENITY BANK-TIGER DIRECT PREFER ACCOUNT
COMPASS BANK
COMPASS BANK – RECOVERY DEPT
CONNEX CREDIT UNION
CONNEXUS CREDIT UNION
CONSUMER CU
CONSUMERS CREDIT UNION
CONTINENTAL FINANCE COMPANY
CONVERGENT HEALTHCARE
CONVERGENT OUTSOURCING INC.
COOPERATIVA DE AHORRO Y CREDITO DE ARECIBO
COOPERATIVA LA SAGRADA FAMILIA
COOPERATIVE CREDIT UNION
COOSA FCU
CORE PLUS
CORNING FEDERAL CREDIT UNION
CORPORATE AMERICA FAMILY CU
CORTRUST BANK
COTTONWOOD FINANCIAL (PDL)
COUNTRY DOOR INSPIRATIONS
COURTESY LOANS (PDL)
COVENANT MEDICAL GROUP
CPM LOAN
CREDIT BUREAU CENTRE
CREDIT BUREAU OF THE SOUTH
CREDIT CONTROL LLC
CREDIT CORP SOLUTION
CREDIT CORP SOLUTIONS
CREDIT CUBE (PDL)
CREDIT FIRST NATIONAL ASSOC.
CREDIT HUMAN / SACU
CREDIT ONE BANK
CREDIT SHOP / MERCURY MASTERCARD
CREDIT SHOP PDL
CREDIT UNION 1
CREDIT UNION 1
CREDIT UNION DODGE CITY
CREDIT UNION OF AMERICA
CREDIT UNION OF COLORADO
CREDIT UNION OF DENVER
CREDIT UNION OF SOUTHER CALIFORNIA
CREDIT UNION OF SOUTHERN CALIFORNIA
CSE CREDIT UNION
CUB CADET-TD RETAIL
CURACAO
CUZCO CAPITAL COLLECTION AGENCY
CYPRESS CREDIT UNION
D&A SERVICES, LLC
DANA WRIGHT DDS
DATCU CU
DAYTON FIRE FIGHTERS FCU
DCH HOSPITAL
DEETTO CARD
DELTA COMMUNITY CREDIT UNION
DELTA COMMUNITY FEDERAL CREDIT UNION
DENALI FCU
DENALI FEDERAL CREDIT UNION
DEVONS JEWELERS
DIAMOND FINANCE (PDL)
DIAMOND SHAMROCK REFINING & MARKETING
DICKS SPORT DUAL CARD/SYNCHRONY (710184) CTA E
DICK’S SPORTING GOODS DUAL CARD
DICK’S SPORTING GOODS DUAL CARD (710184) CTA D
DICK’S SPORTING GOODS/ SYNCHRONY
DICK’S SPORTING GOODS/ SYNCHRONY-CTA-D (61905)
DICK’S SPORTING GOODS/ SYNCHRONY-CTA-E (61905)
DIGITAL FED CREDIT UNION
DIGITAL FEDERAL CREDIT UNION
DIGITAL FEDERAL CREDIT UNION
DIRECT CHARGE
DIRECTIONS CREDIT UNION
DISCOVER CARD SERVICES
DISCOVER PERSONAL LOAN
DIVERSIFIED CONSULTANTS
DIVERSIFIED CONSULTANTS, INC.
DIXIE FINANCE (PDL)
DOCHES CREDIT UNION
DOCTOR PERRY KEST
DOLLAR BANK
DOLLAR LOAN CENTER (PDL)
DON ROBERTO JEWELERS
DONALD T DUNNING ESQ.
DORT FEDERAL CREDIT UNION
DOVER FEDERAL CREDIT UNION
DOWN EAST FEDERAL CREDIT UNION
DR. JOHN FINDLEY
DR. LEONARD’S
DR.SPARYBERRY
DSRM – NATIONAL BANK
DSRM CARD
DSRM NATIONAL BANK
DUPONT COMMUNITY CREDIT UNION
DYNAMIC RECOVERY SOLUTIONS
E.R.C
EAGLE LOAN
EAGLE LOUISIANA FEDERAL CREDIT UNION
EAST POINT RECOVERY/PROCESSING SERVICE CENTER
EASTMAN CREDIT UNION
EASY COMFORT
EASY PAY FINANCE (PDL)
EBATES – SYNCHRONY BANK
EBATES – SYNCHRONY BANK CTA E
EDUCATIONAL COMMUNITY CREDIT UNION
EDUCATIONAL EMPLOYEES CREDIT U
EDUCATORS CREDIT UNION
EECU
EGLIN FEDERAL CREDIT UNION
EL PASO TEACHERS FEDERAL CREDIT UNION
ELAN FINANCIAL
ELAN FINANCIAL
ELEMENTS FINANCIAL FEDERAL CREDIT UNION
ELGA CREDIT UNION
ELGIN FEDERAL CREDIT UNION
ELITE JEWELERS – SCA
EMBLEM MASTERCARD
EMERALD GROUP CREDIT UNION
EMERGE MASTERCARD
EMERGENCY MEDICINE ASSOCIATES, P.A.
EMORY CREDIT UNION
EMPOWER FEDERAL CREDIT UNION
EMPRISE BANK
ENERBANK USA
ENERBANK USA
ENHANCE RESOURCE CENTER
ENHANCED RECOVERY CORPORATION
ENT FEDERAL CREDIT UNION
ENVISTA CU
ERIE COMMUNITY CREDIT UNION
ESL FEDERAL CREDIT UNION
EVANSVILLE TEACHERS F.C.U.
EXXON / CITIBANK (FL33)
EXXON / CITIBANK (4403)/CHARGED OFF (FL33)
F.M.A. ALLIANCE, LTD
FAIRFIELD COUNTY PATHOLOGIST CONSULTANTS
FAIRWINDS CU
FAIRWINDS FEDERAL CREDIT UNION
FAMILY SAVINGS FCU
FARM BUREAU BANK CONSUMER CARD SERVICE
FAST AUTO & PAYDAY LOANS (PDL)
FAST AUTO (PDL)
FAST DAY LOANS (PDL)
FED CHOICE FEDERAL CREDIT UNION
FIFTH THIRD BANK
FIFTH THIRD BANK CHARGE OFF ACCOUNTS
FIGI’S
FIGI’S INC.
FINANCIAL ONE CREDIT UNION
FINANCIAL PARTNERS
FINANCIAL PARTNERS CREDIT UNION
FINGER LAKE FCU
FINGERHUT
FINGERHUT DIRECT
FIREFIGHTER COMMUNITY CU
FIREFLY CREDIT UNION
FIRST ADVANTAGE FEDERAL CU.
FIRST BANK
FIRST BANK OF OMAHA
FIRST BANK OF PUERTO RICO
FIRST BANKCARD SERVICES
FIRST CITIZENS BANK
FIRST CITZENS BANK
FIRST COMMAND BANK
FIRST COMMUNITY CREDIT UNION
FIRST CREDIT UNION
FIRST ELECTRONIC BANK
FIRST FINANCIAL BANK
FIRST FINANCIAL BANK S.D.
FIRST FINANCIAL CREDIT UNION
FIRST FINANCIAL CREDIT UNION
FIRST FINANCIAL FCU
FIRST FINANCIAL FEDERAL CREDIT UNION
FIRST FLORIDA CREDIT UNION
FIRST HAWAIIAN BANK
FIRST HERITAGE
FIRST INTERSTATE BANK-CREDIT CARDS
FIRST MERIT BANK
FIRST MIDWEST BANK
FIRST NATIONAL BANK
FIRST NATIONAL BANK OF FT. COLLIN
FIRST NATIONAL BANK OF OMAHA
FIRST NATIONAL CREDIT CARD
FIRST NATL BANK OMAHA
FIRST PREMIER BANK
FIRST SAVING BANK CREDIT CARD
FIRST SAVINGS BANK CREDIT CARD
FIRST SAVINGS CREDIT CARD
FIRST SOURCE FED CU
FIRST STATE BANK
FIRST TENN/BANKCARD CENTER
FIRST TENN/BANKCARD SERVICES
FIRST VIRGINA
FIRSTMARK CREDIT UNION LINE OF CREDIT
FIVE COUNTY CREDIT UNION
FL RURAL ELECTRIC CU
FNBO EMERGE MASTERCARD/ VISA
FOOTHILL EMPLOYEE FEDERAL CREDIT UNION
FORT CAMPBELL FEDERAL CREDIT UNION
FORT KNOX FEDERAL CREDIT UNION
FORT LEE FEDERAL CREDIT UNION
FORT WORTH COMMUNITY CREDIT UNION
FORTIVA
FORTIVA
FOUNDATION FINANCE COMPANY
FOX COMMUNITIES CREDIT UNION
FOX COMMUNITY CREDIT UNION
FOX HILL CASH (PDL)
FRED MEYER JEWELRY/ CITIBANK (FL33)
FREEDOM CASH LENDERS (PDL)
FREEDOM CREDIT UNION
FRONTLINE ASSET STRATEGIES, LLC
FROST ARNETT CO/BELLSOUTH
FRY’S/ FIRST ELECTRONICS BANK
GAIN FEDERAL CREDIT UNION
GALAXY PORTFOLIO
GAP CARD/ SYNCHRONY (28968) CTA E
GAP CARD/SYNCHRONY (28968) CTA D
GAP CARD/SYNCHRONY BANK
GAP/ OLD NAVY/ BAN REP. DUAL CD/SYNCHRONY BANK
GAP/OLD NAVY/BANANA REP. DUAL CARD/SYNCHRONY (67146) CTA D
GAP/OLD NY/BAN REP.DUAL/SYNCHRONY BANK (67146) CTA E
GARDEN SAVINGS FCU
GC SERVICES
GCH HOME MEDICAL EQUIPMENT
GCI
GECU
GENERATION CREDIT UNION
GENESIS FS CARD SERVICES
GENFED FINANCIAL CREDIT UNION
GENISYS CREDIT UNION
GEORGIA UNITED CREDIT UNION
GEORGIA UNITED CREDIT UNION
GEORGIA’S OWN CREDIT UNION
GESA CREDIT UNION
GETTINGTON
GINNY’S
GLACIER HILLS CREDIT UNION
GLACIER HILLS CU
GLASS CITY FEDERAL CREDIT UNION
GLASSER AND GLASSER. P.L.C.
GLOBAL CREDIT UNION
GLOBAL SEVICES, INC.
GLOBAL TRUST MANAGEMENT
GO FED CREDIT UNION
GOLD COAST FED C U
GOLDEN 1 CU
GOLDEN 1ST CREDIT UNION
GOLDEN ONE CREDIT UNION
GOLDEN ONE CREDIT UNION VISA
GOLDEN PLAINS CREDIT UNION
GOLDEN VALLEY LENDING, INC (PDL)
GOLDEN WEST CREDIT UNION
GOODYEAR – CITI (FL33)
GOODYEAR – CITI (423)- CHARGE OFF
GOVERMENT EMPLOYEES CU
GPO FEDERAL CREDIT UNION
GRANITE STATE CREDIT UNION
GRANT MEMORIAL HOSP.REG.HEALTH
GRANT MERCANTILE AGENCY
GREAT LAKES CREDIT UNION
GREAT PLAINS LENDING (PDL)
GREEN ARROW (PDL)
GREEN CIRCLE LENDING (PDL)
GREEN LINE LOANS (PDL)
GREEN PINE (PDL)
GREEN TRUST (PDL)
GREENSKY
GREENVILLE FEDERAL CREDIT UNION
GTE FEDERAL CREDIT UNION
GULF WINDS FEDERAL CREDIT UNION
H & R EMERALD CARD SERVICING
H C ROYAL / HYCITE ENTERPRISES, LLC
HANSCOM FEDERAL CREDIT UNION
HAPO
HAPO COMMUNITY CREDIT UNION
HARBORSTONE CREDIT UNION
HARRIS JEWELRY
HAVERTYS FURNITURE
HAWAII FEDERAL CREDIT UNION
HAWAII USA
HC CREDIT
HC PROCESSING
HC PROCESSING CENTER
HEALTHCARE ASSOCIATES CREDIT UNION
HEARTLAND BANK
HEIGHTS FINANCE
HELPCARD PROCESSING CENTER
HENRICO FEDERAL CREDIT UNION
HERITAGE BANK
HERITAGE FAMILY CREDIT UNION
HICAL FINANCIAL GROUP LLC
HICKAM FCU
HOLY ROSARY CREDIT UNION
HOLYOKE CREDIT UNION
HOME DEPOT LOAN SERVICE-LINE OF CREDIT
HOME DEPOT MASTERCARD CONSUMER (FL33)
HOME FURNISHING
HOME@FIVE
HORIZON CREDIT UNION
HOUSTON FEDERAL CREDIT UNION
HOWARD LEE SCHIFF P.C.,
HP DIRECT.COM
HSBC BANK USA
HSBC BANK USA
HSBC BANK USA ( 727583 ) CTA D
HSBC BANK USA ( 727583) (CTA E)
HSBC BANK USA N.A
HUDSON VALLEY FCU
HUGHES FEDERAL CREDIT UNION
HUNT & HENRIQUES
HUNTINGTON NATIONAL BANK
HUNTINGTON NATIONAL BANKS
HYCITE FINANCE
IBERIA BANK
IBM SOUTHEAST EMPLOYEES FEDERAL CREDIT UNION
ICUL SERVICES CORPORATION
IDAHO UNITED CREDIT UNION
IH CREDIT UNION
IH MISSISSIPPI VALLEY CREDIT UNION
INBOX LOAN (PDL)
INSIGHT CREDIT UNION
INSPIRUS CREDIT UNION
INTERRA CREDIT UNION
INTRUST BANK
ISLAND FINANCE
ISLAND FINANCE LLC
ISPC
JAVITCH BLOCK & RATHBONE
JC PENNEY /SYNCHRONY BANK
JC PENNEY (490) / SYNCHRONY CTA TYPE E
JC PENNEY / SYNCHRONY CTA D (490)
JC PENNEY /SYNCHRONY BANK
JC PENNEY DUAL/SYNCHRONY
JC PENNEY DUAL/SYNCHRONY (1046) CTA D
JC PENNEY DUAL/SYNCHRONY (1046) CTA E
JC PENNEY/SYNCHRONY BANK -CTA E (22707)
JC PENNEY/SYNCHRONY CTA D (22707)
JEANNE D’ARC
JEANNE D’ARC CREDIT UNION CREDIT CARD
JEFFERSON CAPITAL SYSTEMS LLC
JEFFERSON CAPITAL SYSTEMS, LLC
JEFFERSON CAPITAL SYSTEMS, LLC.
JEFFERSON RADIOLOGY
JET STREAM FCU
JEWELRY TV PREFERRED ACCT/ SYNCHRONY
JH PORTFOLIO DEBT EQUITIES LLC LLC
JOHN DEER
JOHN DEERE CREDIT
JOINT TOWNSHIP MEDICAL HOSPITAL
JORA (PDL)
JTV PREFERRED
JUNIPER BANK
JUNIPER BANK / BARCLAY CARD
JUSTICE FEDERAL CREDIT UNION
JUSTICE FEDERAL CREDIT UNION
K JORDAN
KEESLER FEDERAL CREDIT UNION
KEMBA CREDIT UNION
KEMBA FINANCIAL CREDIT UNION
KENTUCKY FARMERS BANK
KERN FEDERAL CREDIT UNION
KERN SCHOOL FEDERAL CREDIT UNION
KEY BANK
KEY BANK
KEY BANK C/O
KEY BANK /FIRST NIAGARA BANK
KEY BANK EXCEPTION PAYMENT
KEY POINT CREDIT UNION
KINECTA FCU
KINECTA FEDERAL CREDIT UNION
KINETIC CREDIT UNION
KIRSCHBAUM,NANNEY,BROWN, & KEENAN, P.A.
KIRTLAND FEDERAL CREDIT UNION
KITSAP COMMUNITY CREDIT UNION
KOHL’S/COLLECTIONS
KWIK TRIP
L&N FEDERAL CREDIT UNION
L.L. BEANS – CITIBANK C/OFF
LA CAP FEDERAL CREDIT UNION
LA CURACAO
LADDER CREDIT (PDL)
LAFAYETTE SCHOOLS FEDERAL C.U.
LAFCU
LAKE SHORE LOANS (PDL)
LAND OF LINCOLN CREDIT UNION
LANDMARK CREDIT UNION
LANGLEY FEDERAL CREDIT UNION
LAW FIRM OF BALLACK & WILLIAM
LAW OFFICE OF DANIEL N. GORDON P.C
LAW OFFICE OF FENDER & MCGARVEY
LAW OFFICE OF HOWARD LEE SCHIFF,P.C.
LAW OFFICE OF ZAKHEIM & LAVRAR, PA
LAW OFFICES OF FRANK J. MAIER
LAW OFFICES OF MITCHELL BLUHM & ASSOCIATES
LAW OFFICES OF PATENAUDE & FELIX APC
LAW OFFICES OF SELIP & STYLIANOU
LBS FINANCIAL CREDIT UNION
LCA VISION, INC
LEBANON FED CREDIT UNION
LEND GREEN (PDL)
LEND MARK FINANCIAL
LEND MARK FINANCIAL
LENDGREEN (PDL)
LENDMARK
LENDMARK FINANCIAL
LENDMARK CREDIT UNION
LENDMARK FINANCE
LENDMARK FINANCIAL
LENDMARK FINANCIAL
LENDMARK FINANCIAL SERVICE
LENDMARK FINANCIAL SERVICES
LES SCHWAB
LES SCHWB TIRE CENTER
LEVIN FURNITURE
LGE FEDERAL CREDIT UNION
LIBERTY SAVINGS FEDERAL CREDIT UNION
LIFT CREDIT (PDL)
LINCOLN COUNTY CREDIT UNION
LINCOLN/CBNA-CITIBANK (FL33)
LINN AREA CU
LINN CO FCU
LINN-CO FEDERAL CREDIT UNION
LIONS LOANS (PDL)
LLBEAN
LOAN AT LAST (PDL)
LOAN BY PHONE
LOAN HERO
LOAN ME, INC (PDL)
LOAN SMITH (PDL)
LOANTOPIA (PDL)
LOCKHEED CREDIT UNION
LOGIX F.C.U.
LOGIX FEDERAL CREDIT UNION
LONE STAR
LONE STAR CASH (PDL)
LONG BEACH GASTROENTEROLOGY ASSOC.
LORENZ CLINIC, LLC
LOS ANGELES FEDERAL CREDIT UNION
LOWES – BRC/ SYNCHRONY BANK
LOWES / SYNCHRONY BANK
LOWE’S DUAL CARD VISA (62824) CTA D
LOWE’S DUAL CARD VISA/SYNCHRONY
LOWE’S DUAL CARD VISA/SYNCHRONY (62824) CTA E
LOWES/SYNCHRONY (964) CTA D
LOWES/SYNCHRONY BANK CTA E (964)
LRGH HEALTHCARE
LTD FINANCIAL SERVICES L.P.
LVNV FUNDING LLC
LYON, DOUGHTY & VELDHUIS
LYONS DOUGHTY & VELDHIUS PA
LYONS, DOUGHTY & VELDHUIS, PC
M & T BANK
M & T BANK
M&T BANK
MABT RETAIL
MABT/OLLO CARD SERVICES
MACY’S – ALL DIVISIONS RESUBMIT (FL33)
MACY’S – ALL DIVISIONS (54748)/CHARGED OFF
MACY’S – ALL DIVISIONS (6035) (FL33)
MACY’S – ALL DIVISIONS (FL33)
MACY’S – ALL DIVISIONS-CHARGED OFF (FL33)(54748)
MACY’S – FACS G RETAINED ACCTS FL 33
MACY’S/AMEX #3774 (FL33)
MAIN SAVINGS FEDERAL CREDIT UNION
MAJESTIC LAKE FINANCIAL (PDL)
MARCADIS SINGER
MARINER FINANCE
MARION & POLK COUNTY CREDIT UNION
MARRIOTT EMPLOYEE’S FEDERAL CREDIT UNION
MASON EASY PAY
MASON EZ PAY
MASSEYS
MASTERCARD BMO HARRIS, NA
MATHIS BROTHERS FURNITURE
MAX LEND (PDL)
MAZUMA CREDIT UNION
MEADOWS CREDIT UNION
MEDICAL SERVICES
MEDICREDIT
MEMBER ONE FEDERAL CREDIT UNION
MEMBER SOURCE CREDIT UNION
MEMBERS 1ST C U
MEMBERS CHOICE CREDIT UNION
MEMBERS CHOICE FCU
MEMBER’S EXCHANGE CREDIT UNION
MEMBERS FIRST CREDIT UNION
MEMBERS HERITAGE FCU
MEN’S WAREHOUSE/SYNCHRONY
MERCED SCHOOL EMP F.C.U. (LOANS)
MERCHANTS ACCEPTANCE CORPORATION
MERCHANTS CREDIT
MERITRUST CREDIT UNION
MERRICK BANK
MERRICK BANK CORPORATION
MESSERLI & KRAMER
METHODIST DALLAS MEDICAL CENTER
METRO CREDIT UNION
METROPOLITIAN CREDIT UNION
MIAMI POSTAL SERVICES CREDIT UNION
MIAMI-DADE COUNTY FEDERAL CREDIT UNION
MICHIGAN FIRST CREDIT UNION
MICHIGAN SCHOOL AND GOVERNMENT CREDIT UNION
MICHIGAN SCHOOL AND GOVERNMENT CU
MICHIGAN SCHOOLS & GOVERNMENT CREDIT UNION
MICHIGAN STATE FED C.U.
MID AMERICA BANK & TOTAL CARD
MID AMERICA BANK & TRUST
MID AMERICAN CREDIT UNION
MID ATLANTIC FCU
MID FLORIDA CREDIT UNION
MID FLORIDA FEDERAL CREDIT UNION
MIDLAND CREDIT MANAGEMENT
MIDLAND CREDIT MANAGEMENT INC
MIDLAND CREDIT MANAGEMENT INC.
MIDLAND CREDIT MANAGEMENT, INC.
MIDNIGHT VELVET
MIDSOUTH BANK, N.A.
MIDWEST MEMBER CREDIT UNION
MILES KIMBALL
MILESTONE
MILLENNIUM FINANCIAL GROUP
MISSOULA FEDERAL CREDIT UNION
MITIG CAPITAL (PDL)
MOBILOANS (PDL)
MOCSE
MODELLS SPORTING (604579)
MODELL’S SPORTING GOODS/SYNCHRONY
MONARCH RECOVERY MANAGEMENT, INC.
MONEY KEY (PDL)
MONEY LION (PDL)
MONEY LION (PDL)
MONEY MART (PDL)
MONEY TREE
MONEY TREE PDL
MONEY TREE, INC (PDL)
MONROE & MAIN
MONROE & MAIN C/OFF
MONROE COUNTY CREDIT UNION
MONTEREY FINANCIAL SERVICE
MONTEREY FINANCIAL SERVICES
MONTGOMERY WARD
MONTGOMERY WARDS
MOR4LESS
MOUNTAIN AMERICA CREDIT UNION
MOUNTAIN AMERICAN CREDIT UNION
MOUNTAIN SUMMIT FINANCIAL (PDL)
MSCB
MSU FEDERAL CREDIT UNION
MULLOOLY, JEFFREY ,ROOEY & FLYNN LLP
MUNA FEDERAL CREDIT UNION
MUNICIPAL CREDIT UNION
MUNICIPAL CREDIT UNION
MUNICIPAL EMPLOYEES CRED.UN OF BALTIMORE
MUTUAL OF OMAHA
MY LOANSITE (PDL)
MY WORLD MASTERCARD-COMENITY BANK
NAMCO
NASA FEDERAL CREDIT UNION
NATIONAL BUREAU COLLECTIONS CORP
NATIONAL CITY
NATIONAL CITY /FORMERLY PNC
NATIONAL CREDIT ADJUSTERS, LLC
NATIONAL CREDIT ADJUSTERS, LLC (PDL)
NATIONAL RECOVERY CENTER
NATIONAL TIRE & BATTERY ( 20373 RESUB)(FL33)
NATIONAL TIRE & BATTERY (20373) – CHARGE OFF
NATIONAL TIRE & BATTERY-CITIBANK (FL33)
NATIONS RECOVERY CENTER
NATIONWIDE BANK
NAVY FEDERAL CREDIT UNION
NCB MANAGEMENT SERVICES
NECHES FEDERAL CREDIT UNION
NET CASH LENDER (PDL)
NET CREDIT(PDL)
NETPAY ADVANCE (PDL)
NEW GULF COAST SURGERY CENTER
NEWEGG. COM PREF ACCOUNT
NIH FEDERAL CU
NISHNA VALLEY CREDIT UNION
NISSAN/SYNCHRONY BANK
NOBLE CREDIT UNION
NOBLE CREDIT UNION
NORDSTROM
NORDSTROM VISA
NORDSTROM-TD BANK
NORTH COUNTRY FEDERAL CREDIT UNION
NORTH STAR FINANCIAL, LLC (PDL)
NORTHEAST CREDIT UNION
NORTHLAND FEDERAL C.U.
NORTHSTAR LOCATION SERVICES
NORTHWEST BANK
NORTHWEST CREDIT UNION
NORTHWEST FEDERAL CREDIT UNION
NU VISIONS FINANCIAL FEDERAL CREDIT UNION
NUMARK CREDIT UNION
NUMERICA CREDIT UNION
NUMERICA CREDIT UNION
NUSENDA FEDERAL CREDIT UNION
NUTMEG STATE FEDERAL CREDIT UNION
NUVISION FEDERAL CREDIT UNION
NW COMMUNITY CREDIT UNION
NW CREDIT UNION
OLD NAVY /SYNCHRONY BANK
OLD NAVY /SYNCHRONY BANK (28902) CTA E
OLD NAVY/SYNCHRONY BANK(28902) CTA D
OLIPHANT FINANCIAL, LLC
ON POINT COMMUNITY CREDIT UNION
ON POINT CREDIT UNION
ONE CLICK CASH (PDL)
ONE MAIN FINANCIAL – SPRING LEAF FINANCIAL 12 DGT.SCORE CCCS
ONE NEVADA CREDIT UNION
ONEAZ CREDIT UNION
ONEMAIN FINANCIAL
ONEMAIN FINANCIAL (CDCS)
ONESTOP.COM VISA
ONPOINT COMMUNITY CREDIT UNION
ONPOINT COMMUNITY CREDIT UNION
ONWARD (PDL)
OPP LOANS (PDL)
ORANGE COUNTY CREDIT UNION
OREGON COMMUNITY CREDIT UNION
OREGON COMMUNITY CU
OREGON STATE CREDIT UNION
ORIENTAL GROUP
ORNL FEDERAL CREDIT UNION
PA STATE EMPLOYEES C. U.
PACIFIC MARINE CREDIT UNION
PACIFIC MARINE CREDIT UNION
PACIFIC SERVICE CREDIT UNION
PAFFORD MEDICAL SERVICES OF MS
PALMETTO CITIZEN FEDERAL CREDIT UNION
PARTNERS FEDERAL CREDIT UNION
PATELCO CREDIT UNION
PATENAUDE & FELIX A P C
PATH LENDING (PDL)
PAY PAL CREDIT / FORMERLY BILL ME LATER
PAYOFF, INC
PAYPAL BUY CRED/ SYNCHRONY BANK (54459) CTA E
PAYPAL BUYER CREDIT/SYNCHRONY (54459) CTA D
PAYPAL PLUS/SYNCHRONY
PAYPAL PLUS/SYNCHRONY (60960) CTA D
PAYPAL PLUS/SYNCHRONY BANK CTA E
PEACH STATE FEDERAL CREDIT UNION
PELICAN STATE CREDIT UNION
PENDRICK CAPITAL PARTNERS LL
PENN STATE FEDERAL CREDIT UNION
PENNSYLVANIA STATE EMPOL.CU
PENTAGON FEDERAL CREDIT UNION
PENTAGON FEDERAL CREDIT UNION
PEOPLE’S ALLIANCE FEDERAL CREDIT UNION
PEOPLES TRUST CREDIT UNION
PHILADELPHIA FEDERAL C.U.
PHILLIPS 66/SYNCHRONY
PHILLIPS 66/SYNCHRONY CTA-E (729419)
PHILLIPS CHIROPRATIC & PT CENTER
PHOENIX FINANCIAL SERVICES
PIMA FEDERAL CREDIT UNION
PIONEER FCU
PIONEER MCB
PIONEER SERVICES
PLAIN GREEN LOANS (PDL)
PMAB LLC
PNC BANK
PNC BANK
PNC BANK LOAN
PNC CONSUMER LOAN CENTER
PNC NATIONAL ASSOCIATES
PNC/ FORMERLY NATIONAL CITY
PNC/NATIONAL CITY
PORTFOLIO RECOVERY ASSOCIATES LLC
PORTFOLIO RECOVERY ASSOCIATES, LLC
POTLATCH1 FEDERAL CREDIT UNION
POWER EMPLOYEE FEDERAL CREDIT UNION
POWER FINANCE (PDL)
POWER FINANCE OF TEXAS (PDL)
PREFERRED CREDIT
PREFFERED CREDIT INC.
PREMIER CREDIT UNION
PRESENCE HEALTH
PRESSLER AND PRESSLER, L.L.P.
PRIMECREDITLINE.COM (PDL)
PRINCETON ORTHOPAEDIC ASSOC II
PROPONENT CREDIT UNION
PROVIDENT CREDIT UNION
PUBLIC SERVICE CREDIT UNION
PUBLISHERS CLEARING HOUSE
PUBLIX EMPLOYEE FEDERAL CREDIT UNION
PUBLIX EMPLOYEE. FEDERAL CREDIT UNION
PUERTO RICO CONSUMER DEBT MANAGEMENT CO, INC
PUERTO RICO FEDERAL CREDIT UNION
PURDUE EMPLOYEES FEDERAL CREDIT UNION
QC HOLDING, INC (PDL)
QUINCY CREDIT UNION
QUORUM FEDERAL CREDIT UNION
QVC/SYNCHRONY (1131) CTA D
QVC/SYNCHRONY BANK (1131) CTA E
QVC-SYNCHRONY
R.C WILLEY HOME FURNISHINGS
R.C. WILLEY
R.C. WILLEY CORPORATE OFFICES
R.C. WILLEY FINANCIAL SERVICES
RADIANT CASH (PDL)
RADIO SHACK/CITIBANK (FL33)
RADIUS GLOBAL SOLUTIONS LLC
RADIUS GLOBAL SOLUTIONS, INC
RAIL ROAD FCU
RANDOLF BROOK FEDERAL CREDIT UNION
RANDOLPH BROOKS FEDERAL CREDIT UNION
RANDOLPH-BROOKS FEDERAL CREDIT UNION
RAPITAL CAPITAL (PDL)
RARITAN BAY FCU
RAUSCH STURM ISRAEL & HORNIK S C P C
RAUSCH STURM ISRAEL ENERSON AND HORNIK LLC
RAUSCH, STURM, ISRAEL, ENERSON & HORNIK, LLC
RAUSH,STURM,ISREAL & HORNIK LAW FIRM
RAYMOUR & FLANIGAN FURNITURE
RBS NB – MASTERCARD
RBS/ CREDIT CARD SERVICES
RC WILLEY
RC WILLEY HOME FURNISHINGS
RE NOVATE-TD BANK
READY SET GO FINANCE (PDL)
REAL TIME RESOLUTION (PDL)
RED CANOE FCU
RED PINE LENDING (PDL)
REDWOOD CREDIT UNION
REGENCY FINANCE
REGENCY FINANCE COMPANY
REP/BUILD
REPUBLIC FINANCE
REPUBLIC FINANCE, LLC
REPUBLIC FINANCE,LLC
RESURGENT CAPITAL SERVICES
RESURGENT LOAN SERVICING
RETAILERS NAT’L BANK/ NETWORK CARD VISA
RETAILERS NAT’L BANK/TARGET
RGS FINANCIAL
RIO GRANDE CU
RISE CREDIT (PDL)
RIVERBEND FINANCE (PDL)
RIVERMARK
RIVERSET CREDIT UNION
ROBBINS BROTHERS TD RETAIL SVCS
ROBINS FEDERAL CREDIT UNION
ROCKLAND FEDERAL CREDIT UNION
ROGERS & HOLLAND
ROGERS & HOLLANDS/ASH CROFT & OAK JEW.
ROGUE CREDIT UNION
ROOMS TO GO – SHOPPERS CHARGE
ROSSMAN & COMPANY
ROYAL CREDIT UNION
RPL CITIBANK -(FL33)
RSVP LOANS (PDL)
RUSHMORE FINANCIAL (PDL)
RUSHMORE SERVICE CENTER
RYE RADIOLOGY ASSOCIATES LLP
S A C FEDERAL C.U
S.I.U. CREDIT UNION
SAC FEDERAL CU
SAFE 1 CREDIT UNION
SAFE CREDIT UNION
SAFE FEDERAL CREDIT UNION
SAG MED FCU
SALUTE CORE
SAMS CL/SYNCHRONY (8146) CTA D
SAM’S CLUB BUSIN ACCTS /SYNCHRONY
SAMS CLUB/ SYNCHRONY BANK (8146)
SAM’S CLUB//SYNCHRONY
SAMS DUAL CARD/SYNCHRONY
SAM’S DUAL CARD/SYNCHRONY
SAMS DUAL CARD/SYNCHRONY (56596)
SAMS DUAL CARD/SYNCHRONY BANK (56596) CTA E
SAN DIEGO COUNTY CREDIT UNION
SAN DIEGO CREDIT UNION
SAN DIEGO METRO CREDIT UNION
SAN JUAN MOUNTAIN CREDIT UNION
SAN MARCOS MEDICAL IMAGING
SAN MATEO CREDIT UNION
SAN RAMON REGIONAL MEDICAL CENTER
SANDIA AREA FCU
SANDIA LABORATORY FCU
SANTANDER BANK
SANTANDER BANK CARD SERVICES
SANTANDER BANK LOAN / LINE OF CREDIT
SAVANNAH SCHOOLS FEDERAL CU
SC STATE F.C.U.
SC TELCO FEDERAL CREDIT UNION
SCE FEDERAL CREDIT UNION
SCHOOLS FIRST FCU
SCHOOLS FIRST FCU
SCHOOLS FIRST FEDERAL CREDIT UNION
SCHOOLSFIRST FEDERAL CREDIT UNION
SCHRIER, TOLINN WAGMAN,LLC
SCOTIABANK DE PUERTO RICO
SEARS (13363) CHARGE OFF (FL33)
SEARS (673 RESUBMIT)(FL33)
SEARS (673)-CHARGED-OFF (FL33)
SEARS (FL33)
SEARS BANKCARD CENTER (13363 RESUB)(FL33)
SEARS BANKCARD CENTER (FL33)
SEATTLE METROPOLITAN CREDIT UNION
SECOND ROUND
SECU CREDIT UNION
SECURITY BANK CARD
SECURITY CREDIT SYSTEMS, INC.
SECURITY FINANCE
SECURITY SERVICE FEDERAL CREDIT UNION
SEFCU VISA
SELCO COMMUNITY CREDIT UNION
SELCO CREDIT UNION
SELF HELP FEDERAL CREDIT UNION
SELIP, STYLIANOU & ASSOCIATES, LLP
SERVICE CREDIT UNION
SERVICE CREDIT UNION
SERVICE CU
SEVEN SEVENTEEN C U
SEVENTH AVENUE
SHELL / TEXACO- CITIBANK (FL33)
SHELL FEDERAL CREDIT UNION
SHELL OIL – CITIBANK (FL33)
SHELL OIL / CITI COMPANY (681) – CHARGE OFF (FL33)
SHELL OIL / CITI COMPANY (FL33)
SHOP NBC – EVINE /SYNCHRONY
SHOP NBC- EVINE /SYNCHRONY (CTA D)
SHOP NBC- EVINE /SYNCHRONY (CTA E)
SHOP NOW PAY PLAN
SHOP NOW PAY PLAN -NO F/S
SIERRA LENDING (PDL)
SIKORSKY F.C.U.
SIKORSKY FINANCIAL CREDIT UNION
SILVER CLOUD (PDL)
SIMMONS FIRST NATIONAL BANK
SIMMS & ASSOCIATES
SIMPLE FAST LOAN (PDL)
SKY FCU
SKY ONE FCU
SKY TRAIL SERVICING GROUP, LLC (PDL)
SKYTRAIL CASH (PDL)
SNAP FINANCE
SNOW & SAUERTEIG
SOLARITY CREDIT UNION
SOLID OAK FUNDING (PDL)
SOLOMON AND SOLOMON,PC.ATTORNEYS AT LAW
SOLVAY BANK
SOOPER CREDIT UNION
SOUTH CAROLINA FEDERAL C.U.
SOUTH CAROLINA STATE CREDIT UNION
SOUTH FLORIDA EDUCATIONAL F.C.U.
SOUTH FLORIDA EDUCATIONAL FCU
SOUTH STATE BANK
SOUTHERN STATE BANK
SPACE COAST CREDIT UNION
SPARTA COMMUNITY HOSPITAL
SPCO CREDIT UNION
SPECIAL FINANCING COMPANY, LLC
SPEEDY CASH (PDL)
SPEEDYCASH ( PDL )
SPIRE FEDERAL CREDIT UNION
SPOKANE CITY CREDIT UNION
SPOKANE TEACHERS CREDIT UNION
SPOT LOAN (PDL)
SPRINT
SRP FEDERAL CREDIT UNION
SRS STERN RECOVERY SERVICES
SSI GROUP
SST/COLUMBUS BANK & TRUST COMPANY
ST MATEO FCU
ST. JOSEPH MERCY HOSPITAL
ST. MARYS BANK
STAPLES CREDIT PLAN-CITIBANK (FL33)
STAPLES PERSONAL CREDIT CARD-CITIBANK (FL33)
STARLING PHYSICIANS
STASH – SYNCHRONY BANK
STATE CREDIT UNION
STATE ECU
STATE EMPLOYEE CREDIT UNION OF MD
STATE FARM BANK VISA
STEINMART- CTA D (65154)
STEINMART -CTA E (65154) /SYNCHRONY
STEINMART/SYNCHRONY
STENGER & STENGER
STILLMAN LAW OFFICE
STONE LAKE LENDING (PDL)
STONEBERRY
SUMMIT CREDIT UNION
SUN COMMUNITY FCU
SUNCOAST CREDIT UNION
SUNCOAST EMT SURGICAL SPECIALIST
SUNOCO/GAS – CITIBANK (FL33)
SUNTRUST BANK
SUNUP FINANCIAL PDL
SUPERIOR FEDERAL CREDIT UNION
SUTTELL, HAMMER & WHITE ATTORNEYS AT LAW
SWISS COLONY
SYNCHRONY CTA D (1032)
SYNCHRONY (22160)
SYNCHRONY BANK / FORMERLY GE CAPITAL BANK
SYNCHRONY BANK BP DUAL, PLCC
SYNCHRONY BANK BP DUAL, PLCC (CTA-E) (734257)
SYNCHRONY BANK BP, PLCC
SYNCHRONY BANK BP, PLCC (CTA-D) (734258)
SYNCHRONY BANK BP, PLCC (CTA-E) (734258)
SYNCHRONY BANK- CTA E
SYNCHRONY BANK/CARE CREDIT
SYNCHRONY BANK/CARE CREDIT DUAL CARD
SYNCHRONY BANK/CITGO
SYNCHRONY BANK/GOOGLE
SYNCHRONY BANK/MARVEL
SYNCHRONY BANK/MARVEL (CTA D)
SYNCHRONY BANK/MFF DC
SYNCHRONY BANK-ATHLTA
SYNCHRONY/CARE CREDIT CTA D (732212)
SYNCHRONY/CARE CREDIT CTA E (732212)
SYNCHRONY-CHEVRON VISA
SYNCHRONY-PAYPAL BUYER CREDIT
SYNOVUS GEORGIA BANK & TRUST
TALL GRASS FINANCE (PDL)
TALLAHASSEE MEMORIAL HEALTH CR
TAPCO CREDIT UNION
TARGET FINANCE LLC (PDL)
TCM BANK NA
TCM / COUNTY BANK
TCM BANK
TCM BANK
TCM BANK N.A.
TCT FEDERAL CREDIT UNION
TD BANK
TD BANK RETAIL
TD BANK RETAIL CARD CENTER
TD BANK RETAIL CARD CENTER- FRED MEYERS JEWELERS
TD BANK, N.A.
TD BANK, N.A.
TD CARD SERVICES
TD RETAIL
TD RETAIL CARD SERVICES
TD RETAIL-ASHLEY FURNITURE
TD RETAIL-PERFORMANCE WATER
TEACHER FEDERAL CREDIT UNION
TEACHERS CREDIT UNION
TEACHERS FCU
TEACHERS FEDERAL CREDIT UNION
TEAM ONE CREDIT UNION
TELCO CREDIT UNION
TEXACO-CITIBANK-CHARGED-OFF (FL33)
TEXAS DOW EMPLOYEES CREDIT UNION
THE CHILDRENS PLACE (9583)- CHARGE OFF
THE FARMERS BANK
THE GOLDEN 1 CREDIT UNION
THE HUB CO. CU
THE SWISS COLONY
THINK MUTUAL BANK
THREE RIVERS HOSPITAL
THROUGH THE COUNTRY DOOR
TIB BANK
TIDEWATER CREDIT SERVICES
TIRE PLUS
TJMAX MASTERCARD/ SYNCHRONY – CTA E
TJMAXX CC/ SYNCHRONY BANK
TJMAXX CC/ SYNCHRONY- CTA D
TJMAXX CC/SYNCHRONY- CTA E
TJMAXX MASTERCARD/SYNCHRONY
TJMAXX MASTERCARD/SYNCHRONY – CTA D
TMG FINANCIAL SERVICES
TNB CARD SERVICES – MC
TOTAL CARD INC
TOTAL LOAN COMPANY (PDL)
TOWER FEDERAL CREDIT UNION
TOWN & COUNTRY FCU
TOWNECRAFT FINANCE & CREDIT SOLUTION..
TOYS R US MASTERCARD & VISA CCCS/SYNCHRONY
TOYS R US MASTERCARD & VISA/SYNCHRONY CTA D
TOYS R US MASTERCARD/ SYNCHRONY BANK CTA E
TOYS R US PLCC / SYNCHRONY BANK CTA E
TOYS R US PLCC/ SYNCHRONY
TOYS R US PLCC/SYNCHRONY BANK – CTA D
TRACTOR SUPPLY COMPANY (32109)/CHARGED OFF
TRACTOR SUPPLY COMPANY-CITIBANK (FL33)
TRAVERSE BAY AREA CREDIT UNION
TRAVIS CREDIT UNION
TRAVIS CREDIT UNION
TRAVIS FCU
TRIANGLE CREDIT UNION
TRIANGLE FEDERAL CREDIT UNION
TRIBUTE
TRI-COUNTY CREDIT UNION
TRUE SKY CREDIT UNION
TRUITY CREDIT UNION
TRULIANT FEDERAL CREDIT UNION
TRUMARK FINANCIAL
TRUSTONE FINANCIAL
TURNER ACCEPTANCE CORP.
TWIN STAR CREDIT UNION
U.W. CREDIT UNION
UBS BANK
UMB
UME FEDERAL CREDIT UNION
UNCLE WARBUCKS (PDL)
UNIFUND, INC.
UNION BANK CREDIT SERVICES
UNION BANK NA
UNION SQUARE FEDERAL CREDIT
UNITED CONSUMER FINANCIAL
UNITED CONSUMER FINANCIAL SVCS
UNITED FEDERAL CREDIT UNION
UNITED FINANCIAL CREDIT UNION
UNITED HERITAGE CREDIT UNION
UNITED MO. BANK
UNITED MO. BANK/ CARD CENTER
UNITED POLICE FEDERAL CREDIT UNION
UNITUS COMMUNITY CREDIT UNION
UNIVERSAL AMEX/SYNCHRONY
UNIVERSAL CREDIT SERVICES
UNIVERSITY CREDIT UNION
UNIVERSITY CU
UNIVERSITY FEDERAL CREDIT UNION
UNIVERSITY OF MICHIGAN CREDIT UNION
UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION
UNIVERSITY OF WISCONSIN CRDIT UNION
UPSTART OPERATIONS DEPARTMENT
US BANK
US BANK/AMEX
US BANK/ELAN FINANCIAL MASTERCARD-CTA D (734929)
US BANK/ELAN FINANCIAL/BUSINESS CARD (4002)
US BANK/ELAN FINANCIAL/BUSINESS CARD-CTA D (4002)
US EAGLE FEDERAL CREDIT UNION
US EMPLOYEE FCC
USAA AMERICAN EXPRESS
USAA FEDERAL SAVINGS
USAA FEDERAL SAVINGS BANK
USAA FEDERAL SAVINGS BANK
USE CREDIT UNION
USF FEDERAL CREDIT UNION
UTAH COMMUNITY CREDIT UNION
VALENTINE & KEBARTAS, INC
VALERO GAS CARD
VALLEY FEDERAL CREDIT UNION
VALLEY NATIONAL BANK..
VAN RU CREDIT CORP.
VANTAGE CREDIT UNION
VANTAGE WEST CREDIT UNION
VANTAGE WEST CU
VELOCITY INVESTMENT LLC
VENTURA CREDIT UNION
VENTURA COUNTY CREDIT UNION
VERIDIAN CREDIT UNION
VERIDIAN CREDIT UNION PLATINO VISA
VERITY CREDIT UNION
VERMONT FEDERAL CREDIT UNION
VERMONT STATE EMPLOYEE CREDIT
VERVE A CREDIT UNION
VERVE MASTERCARD
VERVE/MID AMERICA BANK & TRUST
VIRGINIA CREDIT & FINANCE
VIRGINIA CREDIT UNION
VISION FEDERAL CREDIT UNION
VISIONS FEDERAL CREDIT UNION/CREDIT CARD
VON MAUR
VYSTAR CREDIT UNION
WALMART DUAL CARD/ SYNCHRONY (55817)CTA E
WALMART DUAL CARD/ SYNCHRONY BANK
WALMART DUAL CARD/SYNCHRONY (55817)
WALMART/ SYNCHRONY BANK
WALMART/ SYNCHRONY BANK – CTA E (21176)
WALMART/SYNCHRONY CTA D (21776)
WALMART/SYNCHRONY/CHARGE OFF
WALMART/SYNCHRONY/CHARGE-OFF
WALTER DRAKE PREFERRED CREDIT
WARREN FEDERAL CREDIT UNION
WATERBURY TEACHERS FEDERAL CREDIT UNION
WATERBURY TEACHERS FEDERAL CU
WE FLORIDA FINANCIAL
WE FLORIDA FINANCIAL CU
WE FLORIDA FINANCIAL/CITY COUNTY CREDIT UNION
WEBSTER BANK
WELL STAR HEALTH SYSTEM
WELLESLEY CREDIT UNION
WELLS FARGO
WELLS FARGO
WELLS FARGO – CHARGE OFF ACCTS
WELLS FARGO BANK
WELLS FARGO BANK 748
WELLS FARGO BANK CTA E (22732)
WELLS FARGO BANK CTAD (22732)
WELLS FARGO CARD SERVICES
WELLS FARGO FIN. NAT’L BK.
WELLS FARGO FIN. NAT’L BK. (54208)
WELTMAN, WEINBERG & ASSOCIATES
WESCOM CREDIT UNION
WESCOM CU
WEST COMM CREDIT UNION
WESTCONSIN CREDIT UNION
WESTER CONNECTICUT FCU
WESTERN ALLIANCE
WESTERN AUTO
WESTERN FEDERAL CREDIT UNION
WESTERRA CREDIT UNION
WESTVIEW FINANCIAL SERVICES
WHATCOM EDUCATIONAL CREDIT UNION
WHITE EAGLE CU
WHITE PINE LENDING (PDL)
WILLIAM C GROSSMAN
WINGS FINANCIAL
WINGS FINANCIAL FCU
WLCC LENDING D/B/A LINCOLN FUNDING (PDL)
WLCC LENDING GEG D/B/A GAN EDEN GROUP (PDL)
WLCC LENDING MFT D/B/A RAIN OF CASH
WLCC LENDING MFT D/B/A MERIT FINANCIAL PDL
WLCC LENDING MFT/ D/B/A OCEAN PK FUNDINGL
WRIGHT PATT CREDIT UNION
WRIGHT PATT CU
WRIGHT PRATT CREDIT UNION
WSECU
WSSC FCU
WVU EMPLOYEE CREDIT UNION
WYHY FEDERAL CREDIT UNION
YARD CARD -TD BANK
ZEAL CREDIT UNION
ZINGO CASH (PDL)
ZIONS BANCORPORATION
ZOCA LOANS DMP DEPT. (PDL)
ZULILY/SYNCHRONY BANK
ZULILY/SYNCHRONY BANK CTA E
ZWICKER & ASSOCIATES
ZWICKER & ASSOCIATES, P.C
 

How Much Could You Save?

Just tell us how much you owe, in total, and we’ll estimate your new consolidated monthly payment.

Debt Amount

What if I don’t see my creditor listed?

There may be smaller retailers or credit issuers that you don’t see listed above – it would be impossible to list everyone we’ve negotiated with in 25 years! But just because you don’t see a specific creditor list, it doesn’t mean you can’t include that debt in your debt management program. We will call any creditor that holds a credit card debt you wish to include and negotiate to get them to accept payments through your debt management program.

In addition, we can negotiate with other unsecured creditors if you have another type of unsecured debt that you wish to include your program. This can include debt collection agencies, medical collection agencies, and even some payday lenders. So, even if you don’t see a particular company’s name listed above, don’t lose heart. Chances are good that we’ll be able to negotiate successfully on your behalf.

How does negotiating with creditors work?

When you go through your initial credit counseling session, the credit counselor helps determine if you are eligible for a debt management program. If you are, they work with you to find a monthly payment you can afford on your budget. Then the next step is to get your creditors to agree to the new repayment plan.

This means we contact each of your creditors to let them know you’re working with us and want to enroll in a debt management program. The credit counseling team negotiates to:

  1. Get creditors to agree to accept payments on your debt management program.
  2. Reduce or eliminate interest charges applied to your debt.
  3. Stop all penalties and new penalty fees.

In addition, if you ever run into any trouble while you’re making payments on the program, the credit counseling team will contact your creditors to make sure you can remain in the program. It’s our job to make sure you can keep up with your program and that your creditors remain on board until you are debt-free.

What happens with my creditors if I leave the program?

A debt management program is 100% voluntary. You can leave the program at any time. The money that you paid through the program will still count towards reducing your debt. In other words, you won’t see your balances increase because you decide to leave.

However, be aware that most creditors will restore your original interest rates and penalties they’d applied before you enrolled. You will need to go back to making individual monthly payments to each creditor. But you won’t be back to square one. Everything you eliminated during your enrollment will still count.