Personal Debt Stories
Stories of people overcoming challenges with credit card debt.
Americans have record-levels of credit card debt. We owe $482 billion to credit card companies.[1] Although every financial situation is unique, common themes run through the financial challenges that people face. These personal debt stories come from real clients of Consolidated Credit. They’ve shared their experiences with credit card debt in the hopes that it can inspire others facing similar situations.
If you’re struggling to eliminate credit card debt, it’s time to turn the page on your debt story today. Call 1-800-774-0313. A certified credit counselor will review your options for relief and help you find the best way to get out of debt in your situation. Turn the page on your debt story today.
Good Friend Equals Bad Debt
Patrick lent $28,000 to a friend who hasn’t paid it back....
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What Happens When Everything Goes Wrong at Once?
How Consolidated Credit helps you survive whatever life throws at you....
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An Accident, a Pandemic, and then Debt
Tony is a survivor, and he wasn’t going to let debt defeat him....
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He Got into Debt While Helping Others Get Out of Poverty
Joseph fell behind on his bills by $10,000. Three years later, he bought a house....
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How to Get Out of $10,000 in Debt
All it takes is a family business and a divorce....
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Acting Like She Wasn’t in Debt
She studied acting in London but went broke in Hollywood....
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Home Sour Home
Buying a house was the first step to a $58,000 debt hole that Michael B. is just now crawling out of....
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Buried in red ink. And blue ink. And green ink…
Alexis Hammett has spent thousands of dollars on tattoos. Now she’s focusing on what’s more than skin deep: Her financial future....
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Kirsten G. Looks Forward to Her First Vacation in 8 Years
Kirsten Gonzalez knows all about making an urgent phone call in a crisis. She’s a longtime 911 dispatcher in Indiana....
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Into debt slowly – and out quickly
Fausto Ramos says his debt story was boring – until it got terrifying....
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I Should’ve Known Better
Kay S. can laugh now, but she had maxed out four credit cards before calling Consolidated Credit....
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A Pandemic of Debt: Abraham F.
Before the pandemic, Abraham was doing just fine, thank you. In fact, it was quite common for family members to borrow mo...
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She Did Everything Right. So How Did it Go So Wrong?
Breanna cooked the food at her wedding to save money and then took in a tenant. Yet she still needed Consolidated Credit....
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Credit Card Debt: April H. Pays It Off and Pays It Forward
April nearly went bankrupt as a single mother raising her two children. Now she’s a Consolidated Credit graduate -- and her son and daughter have grown up to be financially ...
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Laid Back and Unashamed: How Elaine S. Is Getting Out of Debt
Her credit card interest rates were up to 30% – until she called Consolidated Credit. ...
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A Novel Way to Get into Debt
When Ryann Bee Gordon first heard the term “starving artist,” she told herself, “They don’t mean literally.”
Yea...
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From Dream Home to Debt Nightmare
A credit card might seem like the best tool to fund your next big home renovation project, but take it from Lisa, the debt may be more than you can handle....
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Credit – What They Didn’t Teach You in School
Credit is often one a topic that they didn’t teach you in school, that you suffer greatly for later. But there’s a way to learn better credit habits as an adult....
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Understanding the Cost of Debt Consolidation—and the Cost Savings
Bernadette says the fees for her debt consolidation program were tiny compared to the savings she got with zero percent interest. See how much she saved....
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How Grief Can Lead to Debt: Cheryl’s Journey to Overcoming a Tragedy
A tragedy sent Cheryl on a bleak financial path. See how Consolidated Credit helped her overcome her grief debt and be fiscally responsible....
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Getting Out of Debt and into a New Chapter in Life
Julie's shopping sprees landed her in $11,000 in credit card debt. See how Consolidated Credit helped clear up her debt so she could buy her first home....
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Cheryl Takes Control of Her Overspending and Her Debt
Cheryl racked up $15,000 in credit card debt while making purchases she did not think twice about. But the overspending caught up with her and she needed Consolidated Credit's expert help....
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