First Command finds that there is a financial confidence gap between Service Members and their spouses, who typically manage the household finances. What can be done to improve financial confidence?..Read full article
A new study finds women hold more student debt than men. In fact, women hold two thirds of all student loans currently in repayment. CNBC explores five reasons why student loan debt is a bigger burden for women than it is for men...Read full article
It’s National Financial Literacy Month, which makes it the perfect time to find a range of free financial education resources. But what resources do you need? Consolidated Credit has a simple 7-question Credit Smart test so you can test your knowledge and determine what you don’t know...Read full article
One in ten Americans had a credit card declined last year, but embarrassment is really the least of your worries if it happens to you. Learn why cardholders experienced a declined credit card last year and what you can do to avoid it...Read full article
Learning how to right size emergency savings is a crucial skill that can help you achieve financial stability and avoid problems with credit card debt. We offer tips to help you ensure you have more savings than debt...Read full article
A new study finds residents in the South may be struggling the most to pay off their credit cards. Each week, Consolidated Credit searches for financial research that can help… Read full article
As consumer debt levels continue to break records, driven by credit card debt, many households may turn to balance transfer credit cards to consolidate. However, new changes in credit cards offering 0 interest on balance transfers could make this type of consolidation less beneficial...Read full article
Americans have record high credit card balances that are often caused by covering daily expenses to make ends meet. We look at reasons for debt and offer helpful tips on how to achieve a balanced budget so you can avoid credit card debt...Read full article
The last major credit issuer just announced they will phase out signature credit card signature requirements on most transactions this year. As EMV chip technology improves, you should see less request for your John Hancock, and hopefully less fraud...Read full article
As we head into 2018, U.S. consumers have record high debt levels, but does it affect all states equally? We look at Experian’s 2017 state of credit report to understand average credit card debt by state and tell you what you can do to get out of debt...Read full article
Consolidated Credit celebrates 25 years of helping credit users who are facing challenges with debt to find the solutions they need to get out of debt fast. Learn about key initiatives in community outreach and financial education that we’ve started...Read full article
Consumer credit card use continues to climb, now beating pre-recession levels of spending. Credit card debt increased by 13% in November alone, leading to an all-time high of $1.023 trillion. Here’s what you can do to pay off your debt...Read full article
Experts predict that cash back credit cards may be king in 2018 as more credit card issuers roll out even sweeter reward programs. But if you want to get the most out of cash back incentive programs, you need the right strategy...Read full article
If you decided to ignore your credit card balances until after the holidays, it’s time to cure your holiday debt hangover and pay off holiday debt...Read full article
As we approach New Year, it’s time to get your finances organized for 2018. Consolidated Credit offers end of year financial tips to help you get started...Read full article
Consolidated Credit’s certified financial coaches offer smart shopping tips for Black Friday and Cyber Monday to help you save money and avoid holiday debt...Read full article
A new CFPB report reveals the risk of long term auto loans, showing higher rates of default. We explain the debt management challenges these loans present...Read full article
Death, war, drowning due to sea level rise – all those fears are nothing compared credit card debt for Millennials. So why Millennials fear debt so much?..Read full article
A new survey finds one in ten Millennials spend $200 per month on subscription services, draining funds that could be used to achieve key financial goals...Read full article
Your reward credit card offers some nice incentives, but don’t let interest charges offset what you earn. We have the trick on how to treat credit cards...Read full article
The CFPB’s annual complaint report on student loans finds that most of the problems stem from bad service on the part of federal and private loan servicers...Read full article
Potential homebuyers are confused about the homebuying process and unaware of financial assistance programs that can help them achieve homeownership...Read full article
A new study finds Millennials want employee perks to go to the dogs… literally. But is having pets at work really a benefit or a total distraction?..Read full article
Consolidated Credit has established a toll-free hotline to offer free disaster relief and counseling to victims of Hurricanes Harvey, Irma and Maria...Read full article
A Texas teacher lost his dream job as a teacher after he defaulted, and Texas isn’t the only state that does this. We detail what states can revoke professional licenses for defaulted student loans...Read full article
A new study finds residents in the South may be struggling the most to pay off their credit cards. Each week, Consolidated Credit searches for financial research that can help… Read full article
Americans have record high credit card balances that are often caused by covering daily expenses to make ends meet. We look at reasons for debt and offer helpful tips on how to achieve a balanced budget so you can avoid credit card debt...Read full article
As we head into 2018, U.S. consumers have record high debt levels, but does it affect all states equally? We look at Experian’s 2017 state of credit report to understand average credit card debt by state and tell you what you can do to get out of debt...Read full article
