Believe the Math, Not the Hype
Banks are pitching early pay as the fix for tight paychecks. Consolidated Credit explains why it's a band-aid, and what actually helps instead.
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April Lewis-Parks
2026 Money Confidence Roadmap: The Emergency Fund Gap Behind America’s Credit Card Habit
More than half of Americans use credit cards to cover essentials. See why building an emergency fund can help you break the borrowing cycle.
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2026 Money Confidence Roadmap: Budget for Fall and Winter Holiday Shopping Now
Set your holiday budget now. Learn how to plan Halloween, gift, and travel spending before the season hits so you avoid a debt hangover in January.
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Personal Debt is Getting Bigger – and Younger
Gen Z is falling into debt earlier and delaying major life milestones. Learn why debt is rising and how nonprofit credit counseling can help.
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2026 Money Confidence Roadmap: Build Emergency Savings for Financial Resilience
Emergency savings can help you avoid debt when unexpected expenses strike. Learn practical steps to build a stronger financial safety net.
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The Spendthrift Myth
New research debunks the spendthrift myth, showing many Americans with credit card debt are responsible adults who hesitate to seek help.
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Why The Wall Street Journal Called Us
As credit card debt reaches record levels, learn why even high-income earners struggle with debt and how Consolidated Credit helps people lower interest rates and pay off balances faster.
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The 2026 Money Confidence Roadmap: June Shows How to Reduce Spending
Reduce spending and lower financial stress with smart budgeting, grocery savings, and debt payoff strategies in the 2026 Money Confidence Roadmap.
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Iran, Epstein, Inflation, and…your Credit Score?
Congress is considering four credit-related bills that could weaken consumer protections, make credit report errors harder to fix, and potentially hurt your credit score. Learn what’s at stake and why it matters during today’s affordability crisis.
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The 2026 Money Confidence Roadmap: May Is About Reducing Costs and Your Debts
Reduce costs and pay down debt with May’s Money Confidence Roadmap. Learn practical strategies to manage debt and build financial confidence.
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Love Is Good for Your Bank Account
Strong relationships build stronger finances. See how financial literacy, communication, and shared money goals can reduce stress and improve your financial future.
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The 2026 Money Confidence Roadmap: April is Where Effort Turns into Visible Progress
Most Americans don’t know their credit score. Learn what it means, how it affects your finances, and the habits that can help improve it.
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What’s Worse than Personal Debt?
Debt can affect more than your wallet. See how financial stress impacts mental health, relationships, and why many Americans suffer in silence.
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Understanding the Latest Tax Law Changes for the 2025 Tax Year (Filed in 2026)
Learn the key 2025 tax changes affecting returns filed in 2026, including updated tax brackets, standard deductions, retirement contribution limits, and reporting rules.
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Credit Education Month: Understanding Your Credit Report
March is Credit Education Month. Established in 1989 by the National Foundation for Credit Counseling, March is a time to review your reports for mistakes and ensure your credit is optimal.
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The 2026 Money Confidence Roadmap: March Is Where Confidence Becomes Momentum
March focuses on rebuilding financial habits. Learn how the 2026 Money Confidence Roadmap helps strengthen systems and build lasting stability.
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The Grandparent Trap: When Love Turns Into Debt
When helping her grandchild led to maxed-out credit cards, Susan turned to a debt management plan for relief. A look at how generational debt quietly happens.
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The 2026 Money Confidence Roadmap: February Is Where Awareness Turns into Smart Decisions
February marks the Financial Review phase of the 2026 Money Confidence Roadmap, helping readers assess cash flow, debt, credit, and money systems.
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How To Create a Realistic Budget You’ll Actually Stick To
A realistic budget can help you stick to and meet your financial goals in the new year. Here are five easy ways to get started.
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2026 Money Confidence Roadmap: January Reset
Kick off 2026 with clarity. Learn why money goals fade and how the January Reset builds confidence, reduces stress, and creates simple systems that last.
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Set the Right Plan to Pay Off Holiday Debt
It can be difficult to shake off the weight of holiday credit card debt, but with a little guidance, you could pay off debt quicker in 2025.
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A Snapshot of Credit Card Debt by State – Updated With the Latest Data
Alaska now leads the nation in credit-card debt as balances rise across the country. Learn which states saw the biggest increases and what it means for consumers.
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Who Is the ‘Typical’ Consolidated Credit Client?
From small balances to $80,000, clients of all backgrounds find real relief with Consolidated Credit. Read how Maria paid down debt and raised her credit score.
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The National Housing Crisis Isn’t Really National
There were 36,128 properties foreclosure filings nationwide in July. Media outlets reported headlines like "Home prices reach record highs." That may not be entirely true. It's more likely local and unique to each area around the country.
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