What’s Your Financial Well-Being Score?
A new CFPB study finds older Americans have a stronger sense of financial well-being. Learn what financial-being is and steps you can take to improve yours...Read full article
Author: April Lewis-Parks
Data Privacy Day 2019
Become a champion for data privacy on Data Privacy Day 2019! Learn how the day started and how you can get involved in the movement...Read full article
Attention Federal Employees: Free Help with Credit Card Debt During Government Shutdown
Consolidated Credit announces a special program to help furloughed employees struggling to stay afloat during the government shutdown. Get details here...Read full article
Figuring out the Finances of the Government Shutdown
The FDIC has issued a statement and offered financial advice for federal employees affected by the government shutdown, specifically furloughed homeowners...Read full article
Have You Paid Off Your Holiday Debt Yet?
Retail sales hit their highest point in 6 years, which is good for the economy, but bad for consumers. Learn how to handle your holiday debt hangover...Read full article
Despite Economy, Employees are Struggling with Debt
Despite a strong economy, employees are still struggling with debt. KOFE (Knowledge of Financial Education) helps employees become financially stable...Read full article
Going into Debt After a Cancer Diagnosis
If you went into debt after a cancer diagnosis, you’re not alone. Learn about debt relief options so you can regain control and focus on your health...Read full article
Is Financial Anxiety Keeping You Up at Night?
Americans are financial stressed and it’s hurting relationships and our lives. We offer 3 smart ways to minimize financial anxiety in your life...Read full article
Disaster Relief Hotline for Hurricane Victims
Consolidated Credit has a toll-free hotline to offer free disaster relief to victims of Hurricane Michael who face challenges debt after the storm...Read full article
Millennials’ Biggest Source of Debt Might Surprise You
You might think that most Millennials struggle the most with student loans, but a new study reveals that their biggest source of debt is credit cards...Read full article
Avoiding ID Theft in the New Age of Credit Card Fraud
Counterfeit credit card fraud is down 75% thanks to EMV chips, but the top three sources of fraud aren’t stopped by chips if you want to prevent ID theft...Read full article
New Security Clearance Credit Check Rules Impact Many Military Service Members
New security clearance credit check rules from the Department of Defense make it more critical than ever that Service Members actively monitor their credit...Read full article
Is Facebook Guilty of Fair Housing Discrimination?
HUD filed a formal complaint against Facebook for violating the Fair Housing Act. We explain what homebuyers need to know as they shop for homes online...Read full article
Making the Most of Your 401(k) Contributions
If you have a 401(k) through your employer, there’s good reason to max out your 401(k) contributions, but most retirement savers aren’t hitting the mark...Read full article
US Consumer Debt Eclipses Mortgage Debt
For the first time, US consumer debt has eclipsed mortgage debt, because Americans have more household debt tied up in credit cards and student loans...Read full article
How Much Should You Have in Emergency Savings?
Emergency savings is essential to cover unexpected expenses like home and car repairs, as well as to give you a financial safety net in case you lose your job or can’t work due to a medical emergency. But how much should you have in emergency savings and how much do average Americans actually save?..Read full article
Are Store Credit Cards Bad?
A new trend in increased credit card delinquencies on store credit cards reveals two good reasons why you might want to think twice before opening a in-store credit card. Consolidated Credit explains how to decide if store credit cards are a bad idea for your finances...Read full article
Is There a Tie between Student Loans and Credit Health?
Is there are correlation between student loans and credit health? A new FICO study suggests that although student loan borrowers don’t always have bad credit scores, having student loans may make overcoming financial challenges much harder...Read full article
Military Families Face a Financial Confidence Gap
First Command finds that there is a financial confidence gap between Service Members and their spouses, who typically manage the household finances. What can be done to improve financial confidence?..Read full article
Why Women Hold More Student Debt
A new study finds women hold more student debt than men. In fact, women hold two thirds of all student loans currently in repayment. CNBC explores five reasons why student loan debt is a bigger burden for women than it is for men...Read full article
How Credit Smart Are You?
It’s National Financial Literacy Month, which makes it the perfect time to find a range of free financial education resources. But what resources do you need? Consolidated Credit has a simple 7-question Credit Smart test so you can test your knowledge and determine what you don’t know...Read full article
12% of Americans Had a Credit Card Declined Last Year
One in ten Americans had a credit card declined last year, but embarrassment is really the least of your worries if it happens to you. Learn why cardholders experienced a declined credit card last year and what you can do to avoid it...Read full article
More Americans Right Size Emergency Savings
Learning how to right size emergency savings is a crucial skill that can help you achieve financial stability and avoid problems with credit card debt. We offer tips to help you ensure you have more savings than debt...Read full article
Which Cities are Home to the Highest Credit Card Debt?
A new study finds residents in the South may be struggling the most to pay off their credit cards. Each week, Consolidated Credit searches for financial research that can help… Read full article
