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Student Loan Interest Rates Set to Rise Again for 2018-2019

Posted on May 21, 2018 by | Meghan Alard (3-minute read)

Federal student loan interest rates are set to increase for the second year in a row on July 1 of this year. Learn what parents and grads can do to keep education borrowing costs low to avoid problems down the road with student loan debt.

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Don’t Loan Credit Cards!

Posted on March 30, 2018 by | Meghan Alard (3-minute read)

If you thought lending money to family was a bad idea, consider that 36 million Americans admit they’ve run into trouble when they decided to loan credit cards to friends and family. Learn why it’s a bad idea and what you can do instead to help someone out.

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Revealing the Risk of Long Term Auto Loans

Posted on November 17, 2017 by | April Lewis-Parks (4-minute read)

A new CFPB report reveals the risk of long term auto loans, showing higher rates of default. We explain the debt management challenges these loans present.

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New Reverse Mortgage Rules

Posted on September 25, 2017 by | Meghan Alard (5-minute read)

New reverse mortgage rules from HUD on the Home Equity Conversion Mortgage (HECM) Program could mean higher initial costs and less money available.

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The Dubious Return of Direct Deposit Advance

Posted on September 11, 2017 by | Meghan Alard (4-minute read)

Direct deposit advance could make a comeback, but with interest rates up to 300%, this “solution” could be just as bad for your finances as payday loans.

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Don’t Get Caught by a Deficiency Judgment

Posted on July 10, 2017 by | Meghan Alard (3-minute read)

You might think repossession and foreclosure are the end of the trouble once you default, but you don’t get caught unaware by a deficiency judgment.

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Is There Deception Hidden in Your Auto Loan?

Posted on April 17, 2017 by | Meghan Alard (3-minute read)

A study predicts deception in auto loans may lead to increased default rates this year. Is your car loan hiding auto loan fraud committed by the dealer?

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Delinquent Cars and Credit Cards

Posted on February 20, 2017 by | Meghan Alard (3-minute read)

A new report shows an increase in the number of delinquent auto loans and credit cards. We explain what delinquent debt is and how you can overcome it.

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Upside Down Auto Industry

Posted on December 16, 2016 by | Meghan Alard (3-minute read)

A record number of car buyers are coming to the lot with upside down auto trade-ins, meaning they actually owe money on the old vehicle when they upgrade.

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Subprime Auto Loans Hit a Ditch

Posted on October 26, 2016 by | Meghan Alard (4-minute read)

Nearly five out of every 100 subprime borrowers is 60 days or more behind with their auto loans. We help borrowers create a strategy to help catch up.

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Protecting Servicemembers from Financial Abuse at Home

Posted on October 12, 2016 by | Meghan Alard (3-minute read)

Servicemembers on active duty deployment are protected by the SCRA, but you need to educate yourself to ensure your financial rights aren’t violated.

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