Advantages of using credit cards

Credit cards aren't all bad. In fact, as long as they're used correctly and the debt is managed properly, they can offer a wide range of benefits. Consolidated Credit's financial education director talks to CreditCards.com about how features like built-in fraud protection help protect consumers from identity theft and fraud.

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401k Plan Sponsors’ Fiduciary Obligation to Former Employees

Finding a new job to advance your career is phenomenal, but most workers don't really understand what happens to their 401k plan when they leave a company. Gary Herman, President of Consolidated Credit talks to FiduciaryNews.com about what a company's responsibility is in managing a former employee's 401k and how workers can educate themselves so they understand the ins and outs of their plan

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7 ways to retire with $1 million

You may think saving for retirement is out of your reach, but even when you're facing financial challenges like limited income and excess debt, there are ways to start saving for retirement. Consolidated Credit's Financial Education Director talks to Fox Business about easy ways that Americans can start saving to have a million dollars by the time they retire.

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Have Your Kid Use Allowance for Needs As Well As Wants

An allowance gives parents a great way to introduce children to the concept of money. But if your kids are only spending the money on things that they want, that's missing an opportunity to teach your kids how to manage their money effectively. Consolidated Credit's Financial Education Director April Lewis-Parks explains how you can use kids' allowance to teach them about paying for essentials first

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How to Get Your Finances in Order in 30 Days

Achieving a better financial outreach can seem daunting, but creating a 30-day action plan to get your finances in order can put you on a path to success and give you the momentum you need to move forward. Consolidated Credit's Financial Education Director talks to Fox Business about how to create a 30-day action plan that will help you budget, manage debt, improve your credit and start saving for retirement.

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How to Find a Fixed-Rate Credit Card

Fixed-rate credit cards are rare, but they can be extremely useful, as long as you're aware of the extra eligibility requirements, such as a security deposit. Consolidated Credit's Financial Education Director talks to U.S. News & World Report about how to find these cards, what the benefits are and when to use them.

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Good Debt vs Bad Debt

Is there such a thing as "good debt"? Yes, but what counts as good and bad often depends on who you ask. Financial Education Director April Lewis-Parks talks to The Simple Dollar about debts that fall into the gray area of good and bad, and why loans like your auto loan actually fall into the bad column

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Your Rights As An Identity Theft Victim

Identity theft is becoming a fact of life for U.S. consumers, but people don't always know what steps they need to take to recover quickly if they become a victim. Consolidated Credit's financial education director April Lewis-Parks explains why it's important to file a police report, in addition to reporting the theft to the FTC.

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How do I get out of $50,000 in credit card debt: personal loan or repayment plan?

Consolidated Credit's Financial Education Director, April Lewis-Parks talks to USA Today about the best way for consumers facing credit card debt problems to get out of debt. When choosing between a personal consolidation loan and a professionally assisted repayment plan, Lewis-Parks says that many people have success with repayment plans, where consolidation loans have failed.

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