Rebuilding Credit After Bankruptcy

If you've recently been in a situation where you had to file bankruptcy, it most likely did serious damage to your credit score. However, that damage is only temporary and you can rebuild quickly with the right strategy. Financial education director April Lewis-Parks talked to Bankrate about how to avoid common credit traps as you rebuild your score after bankruptcy.

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7 Ways To Retire With $1 Million

Many people don’t realize that by taking small financial steps they can turn their dreams of becoming a millionaire into a reality. Consolidated Credit’s Director of Education and Corporate Communications, April Lewis-Parks, gives Channel 3000 advice on how to retire with $1 million.

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How long can a debt collector pursue old debt?

April Lewis-Parks, Consolidated Credit's Director of Education and Corporate Communications, spoke with Bankrate about the importance of clearing debt early. “[They] can also attempt to find out where you work and garnish your wages…[and] try to find out where you bank too, and freeze your accounts,” explains Lewis-Parks as she describes what happens when you put off paying debt collectors.

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What Is Mortgage Underwriting?

While the red tape involved in mortgage underwriting may seem burdensome, Consolidated Credit's Housing Counselor Manager, Barry Rothman, tells NerdWallet that the mortgage underwriting process is this way due to the 2008 housing market crash and the economic effects of the current coronavirus pandemic.

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Advantages of using credit cards

Credit cards aren't all bad. In fact, as long as they're used correctly and the debt is managed properly, they can offer a wide range of benefits. Consolidated Credit's financial education director talks to CreditCards.com about how features like built-in fraud protection help protect consumers from identity theft and fraud.

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401k Plan Sponsors’ Fiduciary Obligation to Former Employees

Finding a new job to advance your career is phenomenal, but most workers don't really understand what happens to their 401k plan when they leave a company. Gary Herman, President of Consolidated Credit talks to FiduciaryNews.com about what a company's responsibility is in managing a former employee's 401k and how workers can educate themselves so they understand the ins and outs of their plan

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7 ways to retire with $1 million

You may think saving for retirement is out of your reach, but even when you're facing financial challenges like limited income and excess debt, there are ways to start saving for retirement. Consolidated Credit's Financial Education Director talks to Fox Business about easy ways that Americans can start saving to have a million dollars by the time they retire.

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Have Your Kid Use Allowance for Needs As Well As Wants

An allowance gives parents a great way to introduce children to the concept of money. But if your kids are only spending the money on things that they want, that's missing an opportunity to teach your kids how to manage their money effectively. Consolidated Credit's Financial Education Director April Lewis-Parks explains how you can use kids' allowance to teach them about paying for essentials first

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How to Get Your Finances in Order in 30 Days

Achieving a better financial outreach can seem daunting, but creating a 30-day action plan to get your finances in order can put you on a path to success and give you the momentum you need to move forward. Consolidated Credit's Financial Education Director talks to Fox Business about how to create a 30-day action plan that will help you budget, manage debt, improve your credit and start saving for retirement.

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How to Find a Fixed-Rate Credit Card

Fixed-rate credit cards are rare, but they can be extremely useful, as long as you're aware of the extra eligibility requirements, such as a security deposit. Consolidated Credit's Financial Education Director talks to U.S. News & World Report about how to find these cards, what the benefits are and when to use them.

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