Have a question about how credit cards work or the best kind of credit to use? We have the answers you need here!
Credit can be tricky – from confusing credit cards contracts and statements, to just choosing between the different types of credit available in today’s market, it can be tough to know exactly what to do so you can be a successful credit user. If you want to get ahead (and stay ahead) financially, then you have to understand credit as much as possible.
With that in mind, we’ve created this Ask the Expert section specifically dedicated to answering questions about credit and credit cards that people have. If you can’t find the information you need in the answers below or you need more details on a specific topic, just ask! Complete the form to the right or call us at to speak directly with a credit counselor.
If you want to find the best credit card to consolidate debt, you must compare monthly and total costs between a balance transfer credit card with a 0% APR teaser rate and a low interest rate card...Read full article
What is a charge card and how does it differ from a general-purpose credit card? This Ask the Expert explains how these two types of credit cards differ and which one is best for new credit users...Read full article
20 million people haven’t changed their primary credit card in 10 years, but are old credit cards effective or is it time for an update? Learn what to do with old accounts to avoid credit damage...Read full article
A new report finds long term auto loans are getting longer and longer, leading to more time in debt and higher costs due to added interest charges. Do borrowers really benefit from that commitment?..Read full article
A Texas teacher lost his dream job as a teacher after he defaulted, and Texas isn’t the only state that does this. We detail what states can revoke professional licenses for defaulted student loans...Read full article
First Command finds that there is a financial confidence gap between Service Members and their spouses, who typically manage the household finances. What can be done to improve financial confidence?..Read full article