Contests by Consolidated Credit

Consolidated Credit holds regular contests, raffles, and sweepstakes to make getting out of debt and budgeting a little more exciting. We love giving people a little extra incentive to be financially savvy and successful. See general contest rules here.

Active Contests

Share the Tip of the Week

Each week, Consolidated Credit offers a personal finance tip on smart ways to budget, save, build credit, and manage debt. Win a $50 gift card just for sharing these tips on your Facebook, Twitter, or Pinterest accounts.

To enter, go to our Facebook, Twitter, or Pinterest and find Consolidated Credit’s Personal Finance Tip of the Week. Share it, tweet it, repost it, or pin it and you’ll be entered automatically to win.

New winners are selected each month and announced on the 15th of the following month. Make sure to check back to see if you won!

This contest is open to everyone; being a Consolidated Credit client is not required to win.

30th Anniversary Photo Contest

Consolidated Credit turns 30! And that means 30 years of helping Americans just like you get out of debt and achieve financial freedom. Because we could not have achieved this feat without you, this in essence is a celebration of you and your achievements.

To commemorate this milestone, we’re hosting a Client Photo Contest for your chance to win one of six $150 Amazon gift cards.

Participating in the contest is as easy as 1-2-3…

Create a sign with the amount of debt Consolidated Credit has helped or is helping you pay off.
Have someone else take a clear, unobstructed photo of you holding the sign you created.
Email the photo to us at [email protected] for your chance to win.
To qualify for the drawing, your photo must clearly display you and the sign with the amount of debt you’re thrilled to be eliminating or have eliminated. Entries without signs or hidden faces will be disqualified.

Photos may be used in advertising and will be posted on our social networks, including Facebook, Instagram, and Twitter.

Participants may enter the photo contest more than once per month but must submit a unique photo each time in order to be considered an eligible entry. Duplicate photos will only count towards that initial submission, even if that photo was not selected as a winner.

Photos must be received by 11:59 PM on the last day of every month.

30 Days, 30 Ways

Consolidated Credit is proud to have helped Americans get out of debt for the past 30 years — and we want to celebrate this milestone with you! In honor of our 30th anniversary, we’re sharing 30 of our best financial tips and tricks to our Facebook, Twitter, and Facebook accounts. Share your favorite ones for a chance to win!

To enter, simply follow us on our social media platforms and then retweet, repost, like, and share those daily tips with the hashtag included. Each retweet and share earns you one entry into the monthly raffle drawings.

This contest is not limited to current or former clients of Consolidated Credit to win. Anyone can enter!

Instagram Contest (Ongoing)

We frequently host contests offering cash prizes for following, liking, sharing, or tagging others in our Instagram posts. Visit Consolidated Credit’s Instagram to see the latest contest.

Past Contests

Consolidated Credit: 100 Days, 100 Ways to Save

100 Days, 100 Ways to Save Money

September 16 marks the official start of the holiday shopping season, with exactly 100 days to shop before Christmas Eve. As the busiest shopping season of the year, the holidays often wreak havoc on family budgets. Consolidated Credit is here to help you stay on track and avoid overspending.

Every day on Twitter, Facebook, Instagram, and Pinterest, we will post a new daily tip for how to save money and avoid debt during the holiday shopping season. These posts will include the hashtag #100Days100Ways. To get entered, simply follow us on our social media platforms and then retweet, repost, like, and share those daily tips with the hashtag included. You don’t even need to be a current or former client of Consolidated Credit to win. Anyone can enter!

Each retweet and share earns you one entry into the monthly raffle drawings for a $100 gift card.

First drawing: Friday, October 14th, 2022
Second drawing: Friday, November 18th, 2022
Third drawing: Tuesday, December 30th, 2022

For contest rules and regulations, please read the “General Contest Rules” provided below.

Share Your Story

We’d love to hear your story of how Consolidated Credit helped you get your budget on track and assisted you in tackling your debt. Stories have the power to inspire, motivate, and elevate! Three lucky people will win $500, $250, or $100 for their story submission.

Contest rules are simple:

Stories must be between 500 and 1,000 words
Once you complete your story, email it to us at [email protected]
Stories must be received by January 31, 2023, at 12:00 a.m. (EST)

Your story can offer hope to people who feel alone and isolated with their debt. These stories provide people with the courage and motivation they need to start their own journey to become debt-free. So, please take some time to pay it forward and help other people facing similar situations with debt!

Share Your Experience Video Contest

Attention Clients and Alumni: Submit a video review of your experience with Consolidated Credit for a chance to win $250! Simply record a quick video using your mobile phone sharing how Consolidated Credit is helping you pay off your debt and submit it using the form below. People who enter will have the chance to win $250 as a thank you!

Online Shopping Survey

Share your thoughts about online shopping in a quick survey for a chance to win $150. To win, simply click on this link to go to t he survey, answer all the questions and provide the required contact information. Your name will then be entered into the drawing.

The winner will be selected on March 21, 2022. You don’t need to be a client of Consolidated Credit to participate in this contest. Surveys must be received by midnight on March 20, 2022, to qualify. The winner will be emailed their gift card redemption instructions.

Want to take the survey anonymously? It’s not required to put personal information to take the survey, however, all contact information requested at the end of the survey must be provided to be entered in the $150 gift card drawing.

Thankful Photo Contest

Need a little extra cash for the winter holidays? Enter Consolidated Credit’s Thankful Photo Contest and you’ll be automatically entered to win a gift card. Here’s how to enter:

Make a sign showing how much debt you’re thankful to be paying off. It can be numbers or spelled out, but the amount should be clear and easy to read.
Take a picture holding the sign. Selfies are eligible for the contest. Filters and effects on the photos are allowed as well.
Email the photo to thanks@consolidatedcredit.org

The winner will be announced on our social networks and contacted via email. Once we receive your contact info, we will send you the gift card.

This contest is only open to Consolidated Credit clients and alumni, currently or previously enrolled in a debt management program.

General Contest Rules

We will notify prize winners via email.
The names of all prize winners may also be announced on our website and posted on our social networks.
Prizes are not transferable or exchangeable; they cannot be redeemed for cash. The Promoter accepts no responsibility for any variation in prize value following the commencement date of the competition.
The Promoter and its associated agencies and companies will not be liable for any loss (including, without limitation, indirect, special or consequential loss or loss of profits), expense, damage, personal injury or death which is suffered or sustained (whether or not arising from any person’s negligence) in connection with this competition or accepting or using any prize, except for any liability which cannot be excluded by law (in which case that liability is limited to the minimum allowable by law).
In addition, the promoter reserves the right in its sole discretion to take any action that may be available and to cancel, terminate, modify or suspend the competition. The Promoter also reserves the right to disqualify any individual who tampers with the entry process including if an automated entry or voting mechanism is used.
The promoter reserves the right to contact entrants via email about the promotion and a future promotion.
Each winner is responsible for any tax implication arising from winning a prize.
In the event of any prize not being accepted or claimed within 3 weeks of the winner’s name being announced, the relevant winner’s entry will be deemed invalid. The Promoter reserves the right to award the unclaimed prize to the next best Eligible Entrant determined by the Promoter in its sole discretion.
Except for any liability that cannot be excluded by law, the Promoter, their related entities and their officers, employees and agents, exclude all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the Promotion, including, but not limited to, where arising out of the following: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorized access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoters) due to any reason beyond the reasonable control of the Promoters; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a winner or entrant; (f) redemption of the prizes; and/or (g) participation in the Promotion.
If the Promoter, in its absolute discretion, considers an entry is in violation of any laws, the Promoter may report the entrant to the appropriate law enforcement authority and the entrant will have no claim against the Promoter, including for any loss or damage it may suffer as a result.
All entries will be the property of the Promoter and may be used by the Promoter in advertising the Promoter’s products and services. All Eligible Entrants assign all copyright in their entries to the Promoter and expressly waive all of their moral rights under the Copyright Act 1968 in favor of the Promoter and all Eligible Entrants agree to do all things reasonably necessary to give effect to this term. The personal information entrants provide will be used by the Promoter for the purpose of conducting this competition. The Promoter may disclose entrant’s personal information to its contractors and agents to assist in conducting this competition or communicating with entrants.
Where the prize is awarded in the form of a gift card, voucher or letter (“Voucher”), the Promoter will not be liable for any Voucher that has been lost, stolen, forged, damaged or tampered with in any way. Redemption of the Voucher is subject to the terms and conditions specified on the Voucher.
Failure by the Promoter to enforce any of its rights at any time does not constitute a waiver of those rights.