Personal Debt Stories (Page3)
Stories of people overcoming challenges with credit card debt.
Americans have record-levels of credit card debt. We owe $482 billion to credit card companies.[1] Although every financial situation is unique, common themes run through the financial challenges that people face. These personal debt stories come from real clients of Consolidated Credit. They’ve shared their experiences with credit card debt in the hopes that it can inspire others facing similar situations.
If you’re struggling to eliminate credit card debt, it’s time to turn the page on your debt story today. Call 1-800-774-0313. A certified credit counselor will review your options for relief and help you find the best way to get out of debt in your situation. Turn the page on your debt story today.
Finding a Cure for Debt Stress
Credit card debt stress can overwhelm you when your balances are high and minimum payments don’t make a debt. See how we helped Paula take control....
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Wanda Pays Off Despite Being in Early Retirement
When Wanda was forced into early retirement with no money to pay off $50,000 credit card debt, a debt management program helped her take control of her finances and balance her budget so she could enjoy her golden years....
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Linda Start Living without Credit Cards
Linda thought living without credit cards would be impossible, but with the help of Consolidated Credit and a debt management program, she developed better credit habits to break the cycle of debt....
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A Special Needs Family Needs Specialized Debt Help
When a special needs family faced a $66,000 credit card debt problem, Consolidated Credit was there to help them find a path back to financial stability....
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What to Do When a Giving Heart Gives You Debt Problems
Margaret was happy to play Mother Theresa to friends and family whenever they needed help, but when it led to debt problems she called Consolidated Credit. See how a debt management program helped her eliminate the debt she built up by loaning money to friends....
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Deotha Goes from Reluctance to Relief
After being burned by another credit counseling agency, Deotha wondered is Consolidated Credit legit? She did some research and put her trust in the process, and now she's debt free. Read Deotha's story to see how she went from reluctant to relieved....
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Getting Through Grad School on Credit Cards
Paola focused on her studies during grad school, but without any income she built up credit card debt covering books and her daily expenses. Learn how Consolidated Credit helped Paola eliminate her college credit card debt so she could move forward debt-free....
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When Retail Therapy Turns into Financial Distress
Miriam picked up a bad retail therapy shopping habit in college to relieve stress. But she ended up with a debt problem that stressed her even worse. Read Miriam's story to learn how to quit retail therapy so you can take control of your financal life....
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From Holding Hands to a Helping Hand
When Cheryl quit her job to take care of her mother and then her father, her finances took a turn for the worse. See how Consolidated Credit helped her regain control and rein in her run away credit card debt....
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Going into Debt for a Better Autism Treatment
The average cost to raise a child with autism can run up to $60,000 per year, and often parents end up footing most of that bill themselves, particularly when it comes to alternative treatments. See how Cynthia's family took control of debt caused by out-of-pocket medical expenses....
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First Divorce, Then Debt
Rebecca’s divorce cost her $10,000, but the cost was even higher when she was forced to move. Learn how Consolidated Credit helped Rebecca find a solution to eliminate her debt after divorce so she could finally be free....
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When Life Happens and Creditors Sue
If you're getting sued for credit card debt, a debt management program may help you avoid court judgments, wage garnishment, and liens....
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Distraction over Debt Almost Ends in Disaster
Debt problems can weigh heavily and consume your thoughts. For Susie, this condition almost cost her her life. Read Susie's story and see how Consolidated Credit helped her pay off the debt and find better ways of coping with financial stress....
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Debt Management Program Déjà Vu
After 20 years of stability, Janis faced another onslaught of financial distress caused by credit card debt. See how Consolidated Credit helped her become debt free again so she could get back to financial stability....
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When Physical Pain Leads to Financial Pain
Statistics show the cost of pain management can run upwards of $25,000. For Ilma, most of that cost ended up on credit cards. See how Consolidated Credit helped Ilma take control of over $10,000 in credit card debt so she could balance her budget and find stability....
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When “Material Foolishness” Leads to Credit Card Debt
When asked, what led to her credit card debt problems, Althea blames it on material foolishness. See how Consolidated Credit helped her find stability....
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Client Profile: Tanya
Tanya only realized just how bad her credit card dependence was after her overtime was cut. See how Consolidated Credit helped her regain control....
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Client Profile: Danny F.
When an accident at work led to a disability that left Danny in a wheelchair, he struggled to pay back his credit card debt. We helped him take control....
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Sandra Has Some Sage Financial Advice for New Grandparents
Spoiling grandchildren is a joy, but it can also be a recipe for debt as their tastes get more expensive. We offer financial advice for new grandparents....
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Client Profile: Liz A.
After they were both laid off, Liz and her husband used Consolidated Credit to pay off $50,000 of debt in just 4.5 years on a debt management program....
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Client Profile: Brenda R.
When her grandmother fell ill, Brenda stepped in to cover her bills and ended up with $40,000 in credit card debt. Learn how she regained control....
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How to Get Out of Debt with No Extra Money
Wondering how to get out of debt with no money? See how Consolidated Credit helped Leslie eliminate $76K in credit card debt in spite of two layoffs....
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Client Profile: Rose S.
Parents often get into trouble with debt because they overextend when helping adult children get established. Here’s how we helped Rose out of debt....
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Client Profile: Troy W.
Troy wanted to do the right thing by taking all of the credit card debt in his divorce. Here's how we helped him pay off the debt on one income....
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