Confused about who you’ll end up owing once you enroll in a debt management program? Consolidated Credit President Gary Herman explains how it works in this month's featured Ask the Expert video.Ask the Experts Answers to all your financial questions » If you have a financial question, we’re here to help! Get expert advice and easy-to-understand answers to your toughest financial questions so you can meet financial challenges head-on. Corporate Financial Wellness Customized programs for your business » Take advantage and enjoy full access to resources including financial calculators, step-by-step self-help guides and much more. In the Community Proud partner of United Way » As a member of the United Way Chairman’s Circle, we’re proud of the work we do providing the best financial education possible to everyone, regardless of income or social standing.