Credit Basics
Maybe It's Time We Americans Stopped Feeling Guilty About Debt.
Wednesday, April 28, 2004
Newsday Long Island
Give yourself some credit. Keep unsecured credit card debt to no more than 10 percent of take-home pay and mortgage debt to 25-30 percent tops, warns Howard Dvorkin of Consolidated Credit Counseling Services. Consider whether you should put extra money into paying off your mortgage or into more liquid investments.

