Ana Maria Ceballos
Community and Business Relationship Manager
Adept at formulating, implementing, and evaluating cross-functional decisions related to workforce management, Ana Maria Ceballos enables each organization she works with the ability to achieve set objectives and reach them efficiently. She is an expert at creating and implementing process road maps and optimizing work efficiency and business performance.
Ana obtained her M.B.A in Business Administration & Management from Nova Southeastern University after obtaining her bachelor’s degree from Universidad Pontificia Bolivariana in Colombia, her native country.
In the United States, Ana would join The Hispanic Unity of Florida, working as a team leader in the VITA and Small Business Services department. In that position, she helped to improve customer service satisfaction and data management by 50% and increased earned income tax credits by 49%.
After 5 years in that role, Ms. Ceballos became Program Coordinator of the same department. There, she oversaw and enabled the delivery of VITA services to over 25,000 low-to-moderate income individuals and had a role in over $29 million in refunds to the Broward County community.
Her continued excellence would see Ana promoted to Senior Program Manger in the Income Supports & Small Business Services department in 2018. There she assessed the needs and eligibility for public benefits, in addition to providing access to healthcare by leading high performing of navigators. Ana also managed all aspects of the recruiting process including screening, interviewing, and selecting over 30+ candidates each tax season.
Joining Consolidated Credit in September 2022 as a Community and Business Relationship Manager, Ana’s focus has been on the KOFE platform, and how it can help companies, their employees, and clients.
This Mortgage Might Cost You an ARM and a Leg
Adjustable-rate mortgages are popular again. But maybe they shouldn’t be.
Staying in your Home Is Getting as Expensive as Buying a New One
Existing homeowners need help, too. Luckily, it’s available.
Understanding the Latest Tax Law Changes for the 2025 Tax Year (Filed in 2026)
The 2026 tax filing season is underway, which means many taxpayers are preparing their returns. Each year, the IRS adjusts…
Credit Education Month: Understanding Your Credit Report
Your credit report is the detailed record lenders use to review your borrowing history.
The 2026 Money Confidence Roadmap: March Is Where Confidence Becomes Momentum
You’ve learned to reset and take awareness. Now, it’s time to take action –– and rebuild.
The Grandparent Trap: When Love Turns Into Debt
Susan overspent on her first grandchild – just like so many Consolidated Credit clients have.
Is It Slowly Getting Easier to Buy a Home?
Four encouraging signs are pointing to that possibility.
The 2026 Money Confidence Roadmap: February Is Where Awareness Turns into Smart Decisions
This post introduces the February Financial Review, the second phase of the2026 Money Confidence Roadmap.
How To Create a Realistic Budget You’ll Actually Stick To
These 5 steps can help you master financial planning in the new year.
10 Valentine’s Day Money Do’s and Don’ts for Your Heart and Your Wallet
Spending decisions made for love often reveal money habits that affect relationships long after the celebration ends.
Your Tax Refund Could Help Your Debt Problem – If You Use It Strategically
Before spending your refund, consider how it could strengthen your financial safety net.
The 2026 Budget Blueprint: Systems That Actually Work
A practical guide to choosing a budgeting style that fits your personality and financial habits.
