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Debt Relief Pennsylvania

We help Pennsylvanians like you start their debt relief journeys.

Pennsylvanians don’t have a monopoly on debt problems, but residents do face some unique challenges. This is evident in their credit utilization percentage of 30.67%. Anything over 30% actually damages your credit score. Also, although the average credit card debt per borrower in Pennsylvania is lower than the national average of $4,965, Pennsylvanians carry some of the highest student loan debt balances in the nation. When it comes to housing, roughly fifteen out of every one hundred homes are valued less than the remaining balance on its mortgage.

These challenges kinds of challenges can make it difficult to maintain financial stability, especially if you also happen to be struggling personally with credit card debt. The information below can help you understand your situation. If you’re working to regain control, call us at (844) 276-1544 or complete an online application to request a free confidential debt evaluation from a certified credit counselor.

Start finding the debt relief you deserve and join your fellow debt-free Pennsylvanians today.

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Pennsylvania Credit Card Debt Statistics

Here is what the current financial environment looks like in Pennsylvania.

  • Average credit card debt per household: $6,065 [1]
  • Average available credit limit: $15,329 [2]
  • Credit utilization ratio (debt vs available limit): 30.67% [2]
  • Average number of cards: 3.07 [3]
  • % of accounts that are delinquent (at least 90 days past due): 6.36% [4]
  • Average credit score: 687 [3]
  • Most popular type of credit card: Cash back rewards [5]

Debt Relief Pennsylvania: See our program in action

Case Study

Donna from Brackenridge, PA

“This was the most painless, hassle-free experience ever. I would highly recommend Consolidated Credit to anyone in serious debt. ”

Where she started:
  • Total unsecured debt: $24,709.00
  • Estimated interest charges: $14,319.46
  • Time to payoff: 13 years, 3 months
  • Total monthly payments: $818.04
After DMP enrollment:
  • Average negotiated interest rate: 4.33%
  • Total interest charges: $2,549.95
  • Time to payoff: 5 years
  • Total monthly payment: $457.00
Time Saved

8 years, 3 months

Monthly Savings

$361.04

Interest Saved

$11,769.51

Case Study

Joe from Monessen, PA

“Consolidated Credit is helping us get our lives back on track. Starting from a very scary situation, we’re making progress to be free of crippling debt in just a few years. ”

Where he started:
  • Total unsecured debt: $72,516.00
  • Estimated interest charges: $42,624.15
  • Time to payoff: 16 years, 7 months
  • Total monthly payments: $2,900.64
After DMP enrollment:
  • Average negotiated interest rate: 5.28%
  • Total interest charges: $10,765.25
  • Time to payoff: 4 years, 8 months
  • Total monthly payment: $1,496.00
Time Saved

11 years, 11 months

Monthly Savings

$1,404.64

Interest Saved

$31,858.90

Case Study

Keith from Wind Gap, PA

“To go from over $30,000 in debt down to just over $300 now is an amazing thing. Couldn’t have done it without Consolidated. You’re an awesome group that really does care. ”

Where he started:
  • Total unsecured debt: $30,858.00
  • Estimated interest charges: $17,882.31
  • Time to payoff: 14 years, 1 month
  • Total monthly payments: $1,234.32
After DMP enrollment:
  • Average negotiated interest rate: 5.44%
  • Total interest charges: $3,402.86
  • Time to payoff: 4 years, 5 months
  • Total monthly payment: $649.00
Time Saved

9 years, 8 months

Monthly Savings

$585.32

Interest Saved

$14,479.45

You deserve a life free from debt. Talk to a certified credit counselor today for a free budget and debt evaluation to start your journey.

Get Help Now
Sources:
[1] https://www.valuepenguin.com/average-credit-card-debt#by-region
[2] https://www.creditsesame.com/blog/credit-cards/states-maxing-out-their-credit-cards/
[3] https://www.experian.com/blogs/ask-experian/state-of-credit/
[4] https://www.creditsesame.com/blog/debt/states-that-dont-pay-bill-on-time/
[5] https://www.nerdwallet.com/blog/credit-cards/most-popular-credit-cards-state-map-2015/