How to Monitor Your Credit Effectively
Give your credit a checkup ahead of Oct 16. Get free weekly reports at AnnualCreditReport.com, monitor activity, and follow steps to dispute errors or fraud.
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Credit
Take the right steps to boost your credit score and maximize your borrowing power.
A good credit score means everything in your financial life. If you want to buy a home or finance other purchases like your next car, you need good credit. Your score matters for renting anything from an apartment to a rental car for your vacation. It’s critical that you understand how scoring works and what steps you can take to achieve the best credit possible.
These articles help you stay up-to-date on the latest credit trends and scoring changes. If you’re looking for more information about your credit, from reporting to scoring, visit our Credit Guide.
Understanding Interest Rates: How They Affect Your Loans and Credit Cards
Knowing how interest rates work on credit cards and loans is essential to your financial success. Learn the pitfalls of paying money on interest charges.
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How to Improve Your Credit Score in 90 Days
For this National Credit Education Month, learn how to make significant improvements to your credit in only 90 days. Apply those lessons to the rest of your life.
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Credit Education Month: Understanding Your Credit Report
March is Credit Education Month. Established in 1989 by the National Foundation for Credit Counseling, March is a time to review your reports for mistakes and ensure your credit is optimal.
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Credit Score Myths Debunked: What Really Affects Your Score?
Credit score myths like "will checking your score bring it down" is a common misconception that isn't true. Find out what else.
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4 Tips to Prevent Tax ID Theft
Don't let tax identity theft catch you off guard. Discover how to protect your Social Security number and prevent false tax returns.
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Data Privacy Day: A Reminder to Protect Your Personal Data
Hacks and data breaches are more common than ever. Data Privacy Day is a reminder to take online security seriously and take action.
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March is National Credit Education Month
1 in 10 Americans don't know their credit score and twice as many people don't know how to find it. Master your credit with these essential concepts.
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CFPB Investigating Credit Card Late Fees and Penalties
Credit card companies make a large percentage of their profits from fees and penalties. The CFPB has begun investigating if they're higher than legally allowed.
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How to Avoid Imposter Scams
This year, scammers are taking advantage of fear and uncertainty to trick Service Members, Veterans, and civilians. Know what to look out for.
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New FICO Credit Score Changes: Some Will Soar, Other Will Crash
Learn how the latest credit score changes with FICO 10 will affect people who are working to pay off credit card debt, and those using consolidation loans.
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Read This If You Were a Victim of the 2017 Equifax Data Breach
If you were a victim of the 2017 Equifax data breach, you may be eligible for one year of free credit monitoring or $125. Learn how to see if you qualify.
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New UltraFICO™ Score Could Make Rebuilding Your Credit Easier
Challenges with credit card debt can often lead to credit score damage, but the new UltraFICO™ score could help you rebuild faster after debt repayment.
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Should You Freeze Your Credit?
As of September 21, 2018, credit report freezes with all three bureaus are now free, but should you freeze your credit and what are the downsides?
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Avoiding ID Theft in the New Age of Credit Card Fraud
Counterfeit credit card fraud is down 75% thanks to EMV chips, but the top three sources of fraud aren’t stopped by chips if you want to prevent ID theft.
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How Security Clearance Credit Check Rules Impact Many Military Service Members
New security clearance credit check rules from the Department of Defense make it more critical than ever that Service Members actively monitor their credit.
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Is There a Tie between Student Loans and Credit Health?
Is there are correlation between student loans and credit health? A new FICO study suggests that although student loan borrowers don’t always have bad credit scores, having student loans may make overcoming financial challenges much harder.
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Credit Card Skimmers Hidden in Plain Sight at Aldi Supermarkets
Discount grocer Aldi is the latest company to be targeted by identity thieves. Credit card skimmers were camouflaged on top of payment terminals, storing card numbers and PINs for Aldi customers. We offer tips on how to protect your identity in a technology-driven world.
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Say Goodbye to Credit Card Signature Requirements
The last major credit issuer just announced they will phase out signature credit card signature requirements on most transactions this year. As EMV chip technology improves, you should see less request for your John Hancock, and hopefully less fraud.
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Don’t Play the Credit Card Balance Shuffle
Trying to game the credit system to achieve a higher score can seem like a great idea, but one wrong move could land you in a heap of credit card debt.
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CFPB: Credit Monitors Need Monitoring
In the wake of the Equifax breach, CFPB Director Richard Cordray explains why the credit monitors in the U.S. need some monitoring of their own.
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A Virtual Credit Card May Offer Extra Security
With retail data breaches becoming commonplace, a virtual credit card could give you more ID theft and fraud protection in an unsecure world.
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Do You Have More Credit Knowledge than These Millennials?
LendEDU finds that Millennials have some interesting (and wrong) thoughts about how credit scores work. Is this lack of credit knowledge a recipe for debt?
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How Many Credit Cards Do You Have?
In answering the question, “How many credit cards do you have?” the real question should be, “Do you have one card too many?” Find the answer here!
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