Personal Finance News http://www.consolidatedcredit.org Consolidated Credit Counseling Services: Personal Finance News Managing finances during a divorce http://www.consolidatedcredit.org/press/article/1890 Divorce can be an ugly situation that no couple wants to think about, but when the worst happens, the financial ramifications are one of the many obstacles that partners must deal with. Tue, 21 May 2013 10:48:09 EST Growing your savings through smart budgeting http://www.consolidatedcredit.org/press/article/1889 Most people are aware that developing a solid budget is one of the core strategies to building a healthy savings fund, but the confusion often lies in how to create a sound spending plan. Mon, 20 May 2013 09:10:43 EST Study: Generation X to face worse retirement than boomers http://www.consolidatedcredit.org/press/article/1888 Most adults begin focusing more attention on their retirement savings when they enter their 30s and 40s and the frightening possibility of falling short on savings starts to take its toll. Fri, 17 May 2013 09:41:26 EST Americans delay marriage, savings to pay off student debt http://www.consolidatedcredit.org/press/article/1883 Student loan debt has ballooned to more than $1 trillion dollars, and many overwhelmed borrowers are being forced to put off significant life events as a result of their large balances. Fri, 17 May 2013 09:24:56 EST Study reveals cities with highest credit card debt http://www.consolidatedcredit.org/press/article/1887 There are several reasons individuals may rack up thousands of dollars in credit card debt, ranging from job losses and medical bills to irresponsible spending and living beyond their means. Thu, 16 May 2013 09:08:47 EST Americans still lack credit score knowledge http://www.consolidatedcredit.org/press/article/1886 Individuals' credit scores will play a significant role in their financial health and ability to secure the best loan terms, insurance rates and employment prospects. Wed, 15 May 2013 09:07:33 EST One-third of home buyers misinformed about mortgages http://www.consolidatedcredit.org/press/article/1882 Understanding the complexities of the mortgage process can help potential buyers navigate home buying procedures more easily, but a new study shows that many Americans carry a great deal of misinformation. Thu, 9 May 2013 09:26:22 EST Managing the financial shock of an unexpected illness http://www.consolidatedcredit.org/press/article/1881 Learning that you or a loved one has a long-term illness can be an emotional and scary situation, and, naturally, most individuals' first concern is understanding the steps they must take to get better. Wed, 8 May 2013 10:23:21 EST Americans' financial worry falls to pre-recession lows http://www.consolidatedcredit.org/press/article/1880 Many Americans have been battling financial anxiety as a result of persistent unemployment, credit card debt, mortgage problems and living paycheck-to-paycheck. Tue, 7 May 2013 09:31:38 EST Questions to consider before purchasing a home http://www.consolidatedcredit.org/press/article/1879 Purchasing a home can have myriad benefits for new owners, but it can also pose financial and credit risks for individuals who are not prepared for the responsibility of homeownership. Mon, 6 May 2013 09:56:14 EST Mother's Day spending could decline this year http://www.consolidatedcredit.org/press/article/1878 Mother's Day is just around the corner and numerous sons and daughters plan to purchase gifts to demonstrate just how much they care. Fri, 3 May 2013 12:58:21 EST Americans concerned about savings and the economy http://www.consolidatedcredit.org/press/article/1877 Recent economic gains have done little to assuage the concerns of most Americans, and many say that they are worried about the state of the nation's fiscal health and their own personal finances. Thu, 2 May 2013 07:45:12 EST New CARD Act rule may give more people credit access http://www.consolidatedcredit.org/press/article/1876 The economic collapse of 2008 resulted in sweeping changes to credit card regulations throughout the country that were designed to provide more protection to consumers. Wed, 1 May 2013 07:44:48 EST Consumers have room to improve their credit scores http://www.consolidatedcredit.org/press/article/1874 When it comes to building and maintaining a strong credit rating, new data shows that there is a great deal of room for improvement. Thu, 25 Apr 2013 07:52:43 EST Long-term financial planning trumps immediate gains http://www.consolidatedcredit.org/press/article/1872 Some people may thrive on instant gratification, but the majority of Americans believe long-term planning is more effective than immediate gains when it comes to their finances. Wed, 24 Apr 2013 07:56:41 EST Three areas to examine when checking your credit report http://www.consolidatedcredit.org/press/article/1871 There are no documents that can paint you a more accurate and comprehensive analysis of your credit health than your credit report. Tue, 23 Apr 2013 09:28:15 EST