Personal Finance News http://www.consolidatedcredit.org Consolidated Credit Counseling Services: Personal Finance News Are you jeopardizing retirement to help family members? http://www.consolidatedcredit.org/press/article/1537 Families often pull together and help each other in tough financial times, and this is especially true following the recent recession. Wed, 16 May 2012 10:50:28 EST Making sound financial decisions with a partner http://www.consolidatedcredit.org/press/article/1535 Arguments over money are among the most common reasons for break-ups and divorces, and many couples try to avoid these issues by being honest about their spending and reaching a joint money management agreements. Tue, 15 May 2012 10:29:13 EST Put a stop to illegal debt collection tactics http://www.consolidatedcredit.org/press/article/1534 Receiving a call or letter from a debt collector can be frightening for individuals who are already stressed and financially burdened by medical, student loan or credit card debt. Mon, 14 May 2012 13:21:03 EST More households admit to having no savings http://www.consolidatedcredit.org/press/article/1532 Many individuals struggle with two wealth-building initiatives over the course of their lives: eliminating debt and building savings. Fri, 11 May 2012 13:07:49 EST Are you far enough along in your retirement savings? http://www.consolidatedcredit.org/press/article/1530 After making a mortgage payment, chipping away at credit card debt and meeting day-to-day financial obligations, many consumers are too financially drained to make adequate contributions to their retirement accounts. Thu, 10 May 2012 12:24:29 EST Prepare in advance for student loan changes http://www.consolidatedcredit.org/press/article/1529 Student loan balances have surpassed credit card debt as the largest balances consumers carry. Wed, 9 May 2012 12:10:01 EST Wean yourself off excessive credit card spending http://www.consolidatedcredit.org/press/article/1528 Many consumers get to a point in their spending when they realize they may be amassing more credit card debt than they can afford to pay off. Tue, 8 May 2012 12:23:51 EST Prepare for a financial separation http://www.consolidatedcredit.org/press/article/1526 Beginning divorce proceedings can be a painful and emotional process. Mon, 7 May 2012 11:43:03 EST Working together to overcome financial infidelity http://www.consolidatedcredit.org/press/article/1525 Infidelity can take its toll on relationships, but many couples fail to realize there are different types of this transgression. Fri, 4 May 2012 11:44:11 EST Getting 'too comfortable' with finances may impede growth http://www.consolidatedcredit.org/press/article/1522 Most consumers have a money management routine that helps them plan out when to pay their bills, how much to spend on groceries each week and the amount to put toward savings and retirement each month. Wed, 2 May 2012 12:30:36 EST Consider these factors before loaning money to adult children http://www.consolidatedcredit.org/press/article/1521 It's a natural inclination for parents to want to help their adult children when they run into financial troubles. Tue, 1 May 2012 15:41:03 EST Generation Y is less financially prepared than previous generations http://www.consolidatedcredit.org/press/article/1520 Each generation has certain financial characteristics that are indicative of the time they were brought up in. Fri, 27 Apr 2012 15:40:24 EST Making the decision to buy vs. rent http://www.consolidatedcredit.org/press/article/1518 Housing costs typically take up the majority of a consumer's take-home pay each month. Thu, 26 Apr 2012 15:35:28 EST Don't let medical bills ruin your finances http://www.consolidatedcredit.org/press/article/1516 Medical debt can be one of the most costly types of balances to carry, as well as the most damaging to consumers' credit standing if left unpaid. Wed, 25 Apr 2012 15:24:01 EST Discuss these money factors before combining finances http://www.consolidatedcredit.org/press/article/1515 Many couples may decide to combine finances and open joint credit card accounts at some point in their lives. Tue, 24 Apr 2012 15:22:44 EST Home equity vs. credit cards: Which is the better option? http://www.consolidatedcredit.org/press/article/1514 When individuals are in a tough spot financially, they tend to explore all of their available credit options before turning to a traditional loan. Mon, 23 Apr 2012 15:47:19 EST Credit vs. debit cards: Which is the better option http://www.consolidatedcredit.org/press/article/1512 When individuals are trying to get a handle on their finances and curb their debt, they may run into the common question of whether to shun credit cards altogether in favor of debit cards. Fri, 20 Apr 2012 15:49:14 EST Find creative ways to save money http://www.consolidatedcredit.org/press/article/1509 For many Americans, paying off debt is their No. 1 concern. Thu, 19 Apr 2012 15:21:31 EST Pass tough money management lessons onto kids http://www.consolidatedcredit.org/press/article/1510 After the great recession, more credit counselors, financial advisors and industry professionals focused their attention on promoting financial literacy among adults. Wed, 18 Apr 2012 15:15:11 EST Downsizing housing costs http://www.consolidatedcredit.org/press/article/1506 Many consumers who are facing considerable debt develop repayment plans that involve curbing spending and downsizing their living costs. Tue, 17 Apr 2012 14:44:47 EST Generation Y pessimistic about financial future http://www.consolidatedcredit.org/press/article/1504 Many young adults have expressed pessimism about their ability to build a financially sound framework as a result of the economy. Mon, 16 Apr 2012 14:47:03 EST