http://www.consolidatedcredit.org Consolidated Credit Counseling Services: Personal Finance News http://www.consolidatedcredit.org/press/article/1438 Getting a divorce can be emotionally and mentally trying on spouses, and the last thing divorcing couples may want to think about is their finances during this period. Wed, 8 Feb 2012 14:05:49 EST http://www.consolidatedcredit.org/press/article/1437 Spiraling into credit card debt is a slow process. Tue, 7 Feb 2012 14:08:10 EST http://www.consolidatedcredit.org/press/article/1434 Consumers have had a tumultuous relationship with credit cards in the years following the recession. Mon, 6 Feb 2012 15:34:59 EST http://www.consolidatedcredit.org/press/article/1429 Taxes can constitute a sizable financial burden for Americans who owe money to the IRS each year. Fri, 3 Feb 2012 13:37:54 EST http://www.consolidatedcredit.org/press/article/1428 Receiving late payment notices in the mail and letters from creditors threatening legal action can be terrifying for already stressed-out consumers whose budgets are stretched thin. Thu, 2 Feb 2012 14:11:21 EST http://www.consolidatedcredit.org/press/article/1426 Perhaps not surprisingly, the amount of money spent during the holiday shopping season is much larger than for all other major holidays combined. But with consumers feeling better about their finances, some are concerned about how much was spent, and whet Tue, 31 Jan 2012 11:32:03 EST http://www.consolidatedcredit.org/press/article/1425 The number of credit card bills that were 60 days or more behind at the end of 2011 was down considerably from the same point in 2010, as consumers continue to reduce debt. Mon, 30 Jan 2012 12:04:09 EST http://www.consolidatedcredit.org/press/article/1423 In the past, many consumers have said that sometimes when they run into credit card debt they cannot keep under control, it's because they found their credit card agreement to be too confusing. But now, many banks are working to help with that common issu Fri, 27 Jan 2012 11:12:23 EST http://www.consolidatedcredit.org/press/article/1422 These days, lots of Americans are joining social couponing services like Groupon or LivingSocial to get better deals in their day-to-day lives. But now Bank of America and other major financial institutions want to get in on the act. Thu, 26 Jan 2012 11:28:33 EST http://www.consolidatedcredit.org/press/article/1421 The way people pay for small, everyday purchases has been changing a lot in the last few years. And these days, more consumers are relying on cash instead of running up credit card debt. Wed, 25 Jan 2012 11:38:31 EST http://www.consolidatedcredit.org/press/article/1420 A private suit between millions of retailers all across the nation and some of the country's largest credit card lenders and payment processors could lead to billions in settlements and a new limit on the fees charged to merchants for accepting a credit c Tue, 24 Jan 2012 11:27:19 EST http://www.consolidatedcredit.org/press/article/1419 The state of New Hampshire is currently weighing a bill introduced in its House of Representatives that would cut the amount payment processors can charge businesses for accepting credit card purchases significantly. Mon, 23 Jan 2012 12:04:53 EST http://www.consolidatedcredit.org/press/article/1418 Consumers have generally been feeling hesitant about dealing with credit card debt in the last several months thanks to improvements in the economy, and it appears they are now once again opening new accounts at a considerable rate. Fri, 20 Jan 2012 11:08:29 EST http://www.consolidatedcredit.org/press/article/1417 The number of companies using small, mobile credit card readers to complete transactions is growing considerably as consumers and small business owners alike begin to trust this technology more, and it becomes more readily available. Thu, 19 Jan 2012 11:44:47 EST http://www.consolidatedcredit.org/press/article/1414 The nationwide total of credit card debt owed to the top six lenders in the U.S. is expected to increase somewhat significantly this year, reversing a trend of declines in credit card balances seen since soon after the recession began. Wed, 18 Jan 2012 11:10:48 EST http://www.consolidatedcredit.org/press/article/1413 According to a report by the Boston Globe, many credit card companies are beginning to loosen their restrictions for lending, signaled by an increase in credit card applications sent to consumers nationwide in 2011. Mon, 16 Jan 2012 13:10:11 EST http://www.consolidatedcredit.org/press/article/1412 For some time now, experts have been saying that consumers may one day ditch the credit cards in their wallet and load all their payment information onto a smartphone. But now a new method for those mobile payments has been introduced. Fri, 13 Jan 2012 12:07:13 EST http://www.consolidatedcredit.org/press/article/1411 President Barack Obama recently installed a top executive for the new government agency tasked with protecting consumers from predatory or misleading lending practices, and has drawn considerable fire for doing so. Now, some say the complaints could lead Thu, 12 Jan 2012 12:36:20 EST http://www.consolidatedcredit.org/press/article/1410 Having a credit card lost or stolen can be a consumer's worst nightmare, but a new company recently unveiled a new product designed to help mitigate the risk cardholders face in these instances. Wed, 11 Jan 2012 12:08:20 EST http://www.consolidatedcredit.org/press/article/1409 The lingering effects of the recession and the burgeoning consumer optimism that the national economy is now recovering has combined to boost profits for both credit card lenders and payment processors, as consumers are once again becoming more comfortabl Tue, 10 Jan 2012 11:56:06 EST