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Debt Relief Georgia

See how we’ve helped other Georgians overcome challenges with debt.

If you live in Georgia, then there’s a good chance that you’re facing some challenges with credit card debt. Georgians owe over $7,000 to credit card companies. The average resident uses over 32% of their available credit limit –  anything higher than 30% is bad for your credit score. That may explain why Georgians’ average credit score is almost 50 points lower than the national average. That means many families have limited options when it comes to finding debt relief.

The good news is that Consolidated Credit’s Debt Relief Georgia program has helped thousands of residents get out of debt, regardless of their credit. The information below shows you just a few examples of the people we’ve helped in your state. If you’re facing financial challenges and need help, call us at (844) 376-2073 for a free debt evaluation with a certified credit counselor.

Ready to see if Consolidated Credit can help you, too? Talk to a certified credit counselor to find the best debt relief option for your situation.

Georgia credit card debt statistics

  • Average credit card debt per household: $7,090 [1]
  • Average available credit limit: $14,053 [2]
  • Credit utilization ratio (debt vs available limit): 32.28% [2]
  • Average number of cards: 2.97 [3]
  • % of accounts that are delinquent (at least 90 days past due): 7.64% [4]
  • Average credit score: 654 [3]
  • Most popular type of credit card: Travel rewards  [5]

Debt relief Georgia: See our program in action!

Case Study

Ken from Canton, GA

“Consolidated Credit entered our lives at a time when I couldn’t see the end of the road. Whenever I call they’re always knowledgeable and ready to assist. With your help, my family and I will get through this! ”

Where they started:
  • Total unsecured debt: $80,131
  • Estimated interest charges: $47,067.44
  • Time to payoff: 16 years, 2 months
  • Total monthly payments: $3,205.25
After DMP enrollment:
  • Average negotiated interest rate: 6.44%
  • Total interest charges: $14,115.96
  • Time to payoff: 4 years 9 months
  • Total monthly payment: $1,667.00
Time Saved

11 years, 5 months

Monthly Savings

$1,538.25

Interest Saved

$32,951.48

Case Study

Kimberly from Roswell, GA

“Great service! I would recommend it to anyone looking for an easy-to-use debt solution company. ”

Where she started:
  • Total unsecured debt: $39,233.00
  • Estimated interest charges: $23,033.64
  • Time to payoff: 13 years, 11 months
  • Total monthly payments: $1,569.32
After DMP enrollment:
  • Average negotiated interest rate: 7.22%
  • Total interest charges: $16,760.04
  • Time to payoff: 4 years, 3 months
  • Total monthly payment: $900.00
Time Saved

9 years, 8 months

Monthly Savings

$669.32

Interest Saved

$16,273.60

Case Study

Miriam from Hoschton, GA

“I am satisfied with the work that Consolidated Credit has done for me – setting up lowered interest rates and negotiating a payoff plan for my credit cards. ”

Where she started:
  • Total unsecured debt: $28,982.06
  • Estimated interest charges: $16,833.85
  • Time to payoff: 13 years, 7 months
  • Total monthly payments: $1,159.28
After DMP enrollment:
  • Average negotiated interest rate: 9.25%
  • Total interest charges: $5,481.50
  • Time to payoff: 3 years 11 months
  • Total monthly payment: $741.00
Time Saved

9 years, 8 months

Monthly Savings

$412.28

Interest Saved

$11,402.35

Don’t wait another day to find the debt relief you need. Find the best way to get out of debt for your situation now.