Debt Relief Hawaii

Consolidated Credit is helping Hawaiians find the debt relief they need.

Credit users in Hawaii don’t have the highest debt levels of any state in the nation, but that doesn’t mean that they’re short on challenges with debt. The average household owes $14,507 in credit card debt, and the total credit card debt in the state adds up to a whopping $6,402,784,698. The credit card delinquency rate, which denotes the rate of people falling behind on required monthly payments, is 8.31. Missing payments leads to owing more money without gaining anything in return, making it a slippery slope to descend.

The good news is that there’s a program that’s helping thousands of Hawaiians find debt relief, regardless of how much they owe or how bad their credit score is. The information below can help you understand how Consolidated Credit has helped other Hawaii credit users get out of debt. If you’re struggling, take action to get the help you need. Call Consolidated Credit at (844) 276-1544 for a free, confidential debt analysis today.

Ready to see if Consolidated Credit can help you find relief from credit card debt? Talk to a certified credit counselor today to find the best way out of debt for your situation.

Hawaii credit card debt statistics

  • Household credit card debt: $14,507
  • Total credit card debt in the state: $6,402,784,698
  • Average number of cards per user: 2.75
  • Average credit card debt per user: 7,330
  • Credit card delinquency rate: 8.31
  • Average credit card late fee: $20
  • Credit card fraud reports per capita: 4.8
  • Average credit score: 714

This chart shows a breakdown of average consumer debt in Hawaii, based on the latest report of Household Debt report from the Federal Reserve.

2023 household debt in Utah from Fed Reserve

Debt relief Hawaii: See our program in action!

Case Study

Estella from Kailua Kona, HI

“I love the lower monthly payments and lower interest charges. It makes everything so much easier. ”

Where she started:
  • Total unsecured debt: $12,614.00
  • Estimated interest charges: $7,188.72
  • Time to payoff: 11 years, 11 months
  • Total monthly payments: $504.56
After DMP enrollment:
  • Average negotiated interest rate: 10.63%
  • Total interest charges: $3,452.21
  • Time to payoff: 4 years, 4 months
  • Total monthly payment: $312.00
Time Saved

7 years, 7 months

Monthly Savings

$192.56

Interest Saved

$3,736.51

Case Study

Todd from Ewa Beach, HI

“This is a great service! They’re always very helpful whenever I have a question. ”

Where he started:
  • Total unsecured debt: $37,083.45
  • Estimated interest charges: $21,491.50
  • Time to payoff: 14 years, 7 months
  • Total monthly payments: $1,483.34
After DMP enrollment:
  • Average negotiated interest rate: 8.50%
  • Total interest charges: $5,973.73
  • Time to payoff: 4 years
  • Total monthly payment: $897.00
Time Saved

10 years, 7 months

Monthly Savings

$586.34

Interest Saved

$15,517.77

Want to find the best way to get out of debt for your unique financial situation? Talk to a certified credit counselor today for a free debt analysis

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