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Debt Relief Nevada

Overcoming personal challenges with debt through credit counseling.

Borrowers aren’t exactly having an easy time with debt no matter they live in the U.S. but borrowers from Nevada are definitely faced with an uphill battle. Nearly one in four homes is underwater because the value of the home doesn’t even match the remaining balance on the mortgage. Five out of every 100 borrowers have at least one account that’s past due, while almost half have at least one debt in collections.

Luckily, there are solutions that can often help struggling borrowers find relief and regain control. If you’re facing challenges with debt that you can’t overcome on your own, give us a call at (844) 276-1544 or complete an online application to request a free debt analysis from a certified credit counselor.

Join other debt-free Nevadans and start your journey toward debt relief today. We can help you find the best solution for you.

Free Evaluation

Nevada Credit Card Debt Statistics

The following statistics can provide some perspective on how debt is currently impacting Nevada residents:

  • Average credit card debt per household: $12,305 [1]
  • Average available credit limit: $15,829 [2]
  • Credit utilization ratio (debt vs available limit): 30.05% [2]
  • Average number of cards: 3.18 [3]
  • % of accounts that are delinquent (at least 90 days past due): 10.76% [4]
  • Average credit score: 655 [3]
  • Most popular type of credit card: Travel rewards [5]

This chart shows a breakdown of average consumer debt in Nevada, based on the latest report of Household Debt report from the Federal Reserve.

2023 household debt in Nevada from Fed Reserve

Debt Relief Nevada: See our program in action

Case Study

Joan from Henderson, NV

“I have to thank Consolidated Credit for the great customer service that I received while going through the process of debt consolidation. I was receiving up to 18 calls per day before I called. I wish that I did this years ago. ”

Where she started:
  • Total unsecured debt: $28,014.00
  • Estimated interest charges: $15,544.62
  • Time to payoff: 12 years, 1 month
  • Total monthly payments: $1,121.80
After DMP enrollment:
  • Average negotiated interest rate: 4.51%
  • Total interest charges: $4,091.41
  • Time to payoff: 4 years, 5 months
  • Total monthly payment: $611.00
Time Saved

7 years, 8 months

Monthly Savings

$510.80

Interest Saved

$11,453.21

Case Study

Priscilla from Las Vegas, NV

“I am very appreciative of the services that I have received from every staff member I’ve worked with. Thank you! ”

Where she started:
  • Total unsecured debt: $6,460.00
  • Estimated interest charges: $3,496.61
  • Time to payoff: 8 years, 11 months
  • Total monthly payments: $258.40
After DMP enrollment:
  • Average negotiated interest rate: 9.67%
  • Total interest charges: $1,359.59
  • Time to payoff: 3 years, 8 months
  • Total monthly payment: $179.00
Time Saved

5 years, 3 months

Monthly Savings

$79.40

Interest Saved

$2,137.02

Ready to get rid of tour debt? Get a free debt and budget evaluation from a certified credit counselor today.

Get Help Now
Sources:
[1] https://wallethub.com/edu/credit-card-debt-by-state/128227
[2] https://www.creditsesame.com/blog/credit-cards/states-maxing-out-their-credit-cards/
[3] https://www.experian.com/blogs/ask-experian/state-of-credit/
[4] https://www.creditsesame.com/blog/debt/states-that-dont-pay-bill-on-time/
[5] https://www.nerdwallet.com/blog/credit-cards/most-popular-credit-cards-state-map-2015/