Residents overcome challenges with debt to achieve financial stability.

New Hampshire is no stranger to debt. The latest available data says that the average New Hampshire household has $11,108 in credit card debt. Citizens in this state collectively owe $5,522,703,700, an increase of $154,130,783 from the beginning of the year.

Thankfully, New Hampshire residents have found ways to achieve and maintain financial stability in spite of these challenges. Many borrowers have turned to debt consolidation to reduce credit card debt. If you’re in debt and exploring options to regain control of your own financial life, we can help. Call Consolidated Credit at (844) 276-1544 or fill out an online application to request a free, confidential debt analysis from a certified credit counselor.

Are you struggling with credit card debt? We’ve helped other New Hampshire residents find debt relief, and we can help you, too. Find the best solution for you today.

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Debt Statistics in New Hampshire

The stats below can help you understand where the average New Hampshire family stands with debt today:

Household credit card debt: $11,108
Total credit card debt in the state: $5,522,703,700
Average number of cards per user: 2.84
Average credit card debt per user: $6,641
Credit card delinquency rate: 7.90%
Average credit card late fee: $20
Credit card fraud reports per capita: 05.48
Average credit score: 723

This chart shows a breakdown of average consumer debt in New Hampshire, based on the latest report of Household Debt report from the Federal Reserve.

2023 household debt in New Hampshire from Fed Reserve

Debt Relief New Hampshire: See our program in action

Case Study

Barbara from Bethlehem, NH

“My experience has been nothing but excellent. ”

Where she started:

Total unsecured debt: $20,370.00
Estimated interest charges: $11,716.12
Time to payoff: 12 years, 6 months
Total monthly payments: $814.80

After DMP enrollment:

Average negotiated interest rate: 7.93%
Total interest charges: $3,585.24
Time to payoff: 4 years, 2 months
Total monthly payment: $486.00

Time Saved

8 years, 4 months

Monthly Savings

$328.80

Interest Saved

$8,130.88

Case Study

Richard from Dover, NH

“Debt free in 4 years – what would have been a lifetime… Priceless! I sleep at night now. Seeing my debt go down each month and lifted my spirits and made me SMILE every time! ”

Where he started:

Total unsecured debt: $6,927.00
Estimated interest charges: $3,903.32
Time to payoff: 11 years, 2 months
Total monthly payments: $277.08

After DMP enrollment:

Average negotiated interest rate: 2.00%
Total interest charges: $310.63
Time to payoff: 4 years, 3 months
Total monthly payment: $142.00

Time Saved

6 years, 11 months

Monthly Savings

$135.08

Interest Saved

$3,592.69

Case Study

Robin from Manchester, NH

“All of the representatives have been knowledgeable, helpful and professional. ”

Where he started:

Total unsecured debt: $23,278.00
Estimated interest charges: $13,208.13
Time to payoff: 14 years
Total monthly payments: $931.12

After DMP enrollment:

Average negotiated interest rate: 6.30%
Total interest charges: $2,321.85
Time to payoff: 3 years, 9 months
Total monthly payment: $570.00

Time Saved

10 years, 3 months

Monthly Savings

$361.12

Interest Saved

$10,886.28

Want to know if you qualify for a debt management program? Reach out to our certified credit counselors today for a free debt and budget evaluation.

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