Find out how Consolidated Credit can help you!
Debt Relief Oregon
More than $24.8 million in debt resolved.
Oregonians have an interesting relationship with personal debt. They have lower student loan balances and fewer underwater mortgages than national averages, but higher delinquency and default rates than people in other parts of the country.
But many residents have found ways to overcome these challenges. In many cases, debt consolidation through a credit counseling agency has provided a means for residents to regain control. The information below can help you understand how debt currently impacts residents and how some have regained stability through credit counseling. If you need help finding a path forward, call us at (833) 868-3776 or fill out an online application to request a free and confidential debt analysis from a certified credit counselor today.
Oregon Credit Card Debt Statistics
The following statistics provide a quick snapshot of personal debt in Oregon today:
- Household credit card debt: $10,462
- Total credit card debt in the state: $16,038,452,869
- Average number of cards per user: 2.61
- Average credit card debt: $6,869
- Credit card delinquency rate: 7.32
- Average credit card late fee: $20
- Credit card fraud reports per capita: 5.53
- Average credit score: 715
This chart shows a breakdown of average consumer debt in Oregon, based on the latest report of Household Debt report from the Federal Reserve.

Debt Relief Oregon: See our program in action
We’ve helped other residents of Oregon become debt-free. We can help you, too. Start your journey out of debt today.