Debt Relief in Action: Utah

Over $12.2 million of debt resolved in the past two years.

Credit users in Utah don’t have the highest debt levels of any state in the nation, but that doesn’t mean that they’re short on challenges with debt. The average household owes $11,941 in credit card debt, and the total credit card debt in the state adds up to a whopping $11,574,715,632. The credit card delinquency rate, which denotes the rate of people falling behind on required monthly payments, is 6.37.

With that in mind, the information below can help you understand how debt is impacting Utah residents today and how some have found a way to regain control through credit counseling and debt consolidation. If you’re facing your own challenges, call Consolidated Credit at (844) 276-1544 or complete an online application to schedule a free debt analysis with a certified credit counselor to see if you are eligible for a credit card debt relief program.

We’ve helped Utah residents get out of debt. Find the debt relief solution that’s right for you today.

Debt Statistics in Utah

These statistics provide a quick look at the current situation Utahns face with personal debt today:

  • Household credit card debt: $11,941
  • Total credit card debt in the state: $11,574,715,632
  • Average number of cards per user: 2.46
  • Average credit card debt per user: 7,528
  • Credit card delinquency rate: 6.37
  • Average credit card late fee: $20
  • Credit card fraud reports per capita: 5.08
  • Average credit score: 712

This chart shows a breakdown of average consumer debt in Utah, based on the latest report of Household Debt report from the Federal Reserve.

2023 household debt in Utah from Fed Reserve

Debt Relief Utah: See our program in action

Case Study

Robert from Ogden, UT

“Finding Consolidated Credit has been such a blessing. I feel like I can see a light at the end of the tunnel. ”

Where he started:
  • Total unsecured debt: $39,258.00
  • Estimated interest charges: $22,922.36
  • Time to payoff: 14 years, 10 months
  • Total monthly payments: $1,570.32
After DMP enrollment:
  • Average negotiated interest rate: 4.38%
  • Total interest charges: $4,077.58
  • Time to payoff: 4 years, 6 months
  • Total monthly payment: $807.00
Time Saved

10 years, 4 months

Monthly Savings

$763.32

Interest Saved

$18,844.78

If you’re ready to find debt relief, then you’re ready to talk to us. Get a free debt and budget evaluation from a certified credit counselor now.