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Research Center

Consolidated Credit’s Research Section is your source for the latest statistics and insights on money, debt, and financial issues affecting Americans. We help you stay updated on economic challenges and financial behaviors of Americans.

Our team is committed to providing comprehensive research and data. Whether you’re a writer, researcher, or simply interested in personal finance trends, our research hub offers valuable information and analysis.

Explore our annual budgeting survey, debt and mental health poll, how medical debt affects stress levels, credit card usage trends, and more. From living paycheck to paycheck to the effectiveness of budgeting and debt relief strategies, our research covers it.

Latest Studies

Sep 30, 2026

Debt Management Program Survey: Over Half Don’t Get Help Until They Owe Five Figures

Americans are carrying near-record credit card debt — $1.25 trillion according to the latest Federal Reserve Bank of New York report — and even though they know they need help, they admit they wait until the last minute to ask for it. To understand how Americans are navigating that debt, Consolidated Credit surveyed 1,005 U.S. […]

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