Revolver vs. Transactor: What Kind of Credit User are You?
We compare the credit habits of revolver vs transactor cardholders so you can see the difference and choose the right credit management strategy for you.
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Student Loan Default Now Even Worse for Your Finances
The Department of Education just changed the rules on student loan late fees. Just one student loan default could cost you significantly more now.
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Using Credit Cards for Everyday Purchases
A new poll finds more Americans use credit cards for everyday purchases, even when spending less than $5. Is credit the new debit? Should it be?
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Is There Deception Hidden in Your Auto Loan?
A study predicts deception in auto loans may lead to increased default rates this year. Is your car loan hiding auto loan fraud committed by the dealer?
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Statute of Limitations on Debt
Arizona increased the statute of limitation on debt collections for credit card debt. Learn about the debt clock and when it starts where you live.
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Delinquent Cars and Credit Cards
A new report shows an increase in the number of delinquent auto loans and credit cards. We explain what delinquent debt is and how you can overcome it.
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Feeling Debt Shy?
A new survey consumers are feeling debt shy and don’t intend to take on new debt this year as a result. Here’s what to do about the debt you already have.
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Is Your Credit Card APR up to Par?
Today’s rates are at record highs on new credit cards, but if you haven’t checked your credit card APR lately, your personal rates may be even higher.
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Seniors’ Student Debt Burden
A new report finds seniors’ student debt burden has more than doubled in the past decade. We explain what seniors can do to eliminate student debt.
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Do You Live Where It’s Easy to Repay Debt?
Where you live can have a serious impact on your ability to repay debt. Is cost of living a factor that’s keeping you from achieving freedom from debt?
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Will You Live to Be Debt Free?
A new survey finds Americans are optimistic that they will live to be debt free, but savings often takes a back seat to that goal. Here is what you can do.
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Feeling the Threat of Debt Collectors
A new report finds one in four consumers felt threatened during a collection call. Here’s what you can do to avoid the threat of debt collectors.
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BadCredit.org Recommends Consolidated Credit
BadCredit.org has officially recognized Consolidated Credit as the right nonprofit credit counseling agency for consumers who are facing debt problems.
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Upside Down Auto Industry
A record number of car buyers are coming to the lot with upside down auto trade-ins, meaning they actually owe money on the old vehicle when they upgrade.
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Which Generation Has the Most Credit Card Debt?
A study finds Millennials are having more problems with credit than previous generations. So how can Millennials overcome problems with credit card debt?
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United We Stand in Debt
A new infographic compares consumer debt levels in red and blue states, but the real conclusion is we all have too much debt, regardless of politics.
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Not Out of the Woods with Student Loan Debt
The CFPB estimates that one in three rehabilitated student loan borrowers is at risk of re-defaulting on their student loan debt in the next 2 years.
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How Likely Are You to Default on Student Loan Debt?
In some states, nearly one out of five borrowers who graduated during the 2012-2013 schoolyear have defaulted on their student loan debt payments.
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Credit Card APR at 5-Year High
The average credit card interest rate is now at 15.22%. What does that mean for your ability to manage credit card debt effectively within your budget?
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Can You Read a Credit Card Agreement?
A new study finds most customers can’t understand credit card agreements. We explain what you’re missing and how to get up to speed with your agreement.
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A Cautionary Tale of Debt Settlement
Navys Flores thought debt settlement was the right way to eliminate credit card debt, but three years later she was forced to call NBC 6 Responds for help.
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IRS Revises Installment Agreement Fees
The new 2017 structure for installment agreement fees offers serious incentives to set up IAs and make payments online in the form of lower fees.
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The Carrot and Stick of Student Debt Repayment
Collection practices for defaulted student loan debt won’t get any gentler, but customer service for repayment on current student loans may get better.
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The Stress of Debt
You know your debt puts stress on your budget, but what about the stress it creates in your psyche? We look at the impact of financial anxiety in your life.
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