New FICO Credit Score Changes: Some Will Soar, Other Will Crash
Learn how the latest credit score changes with FICO 10 will affect people who are working to pay off credit card debt, and those using consolidation loans.
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A Snapshot of Credit Card Debt by State in 2019
Total debt and the number of delinquent accounts are both climbing. We look at average credit card debt by state and offer tips to eliminate debt.
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New UltraFICO™ Score Could Make Rebuilding Your Credit Easier
Challenges with credit card debt can often lead to credit score damage, but the new UltraFICO™ score could help you rebuild faster after debt repayment.
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Do You Have the Right Credit Score to Buy a House?
A new survey reveals how much credit is a barrier to first time homebuyers. But what's the right credit score to buy a house and how do you achieve it?
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How Many Credit Cards Do You Have?
In answering the question, “How many credit cards do you have?” the real question should be, “Do you have one card too many?” Find the answer here!
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Credit Report Changes 2017
The credit bureaus make significant changes to the VantageScore model. What do these new credit score changes mean for borrowers who are repaying debt?
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Fannie Mae Student Loan Solutions Offer Path to Homeownership
If you want to buy a home, but student loan debt is holding you back, these new Fannie Mae student loan payment options may help you achieve homeownership.
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Are You Looking at the Right Consumer Credit Score?
A new $3 million CFPB penalty against Experian reveals the difference between a consumer credit score that lenders use and your “educational” score.
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Credit Score Rebound
As penalties from foreclosures and short sales executed during the Great Recession expire, many consumers see their credit scores rebound significantly.
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Can Poor Credit Drive You Crazy?
Your poor credit score may be costing you more and that’s not just due to higher rates on credit cards and loans. Even insurance premiums may be higher.
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Hispanics Don’t Trust Banks and It’s Costing Them
Hispanics who had bad experiences with financial institutions in their home countries struggle to adapt and unbanked Latinos are becoming all too common.
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