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Cupid’s PAYnful Arrow?

How to ensure those warm fuzzies don’t wear a hole in your wallet.

Valentine’s Day spending in 2022 is set to be the second-highest spend on record. But some couples are avoiding getting stuck with a huge bill by focusing on moments instead of momentos.

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Consolidated Credit's Valentines Day Infographic explores how to avoid credit card debt this season

Cupid’s PAYnful Arrow? Valentine’s Day spending may break records in 2022, but many will avoid getting stuck with a bill. $23.9 billion – expected U.S. Valentines spending It’s the second highest year on record $175.41 – what average Americans will spend in 2022 Does love need to be PAYnful? 40% of Americans skipped Valentine’s Day last year to save money 88% don’t expect their partner to spend anything if they’re having money trouble 50% say they’d be happy if their partner skipped gifting to save money 12% decided not to spend anything in 2021 38% say $50 is the most anyone should spend Tips for avoiding a PAYnful shot this year 1. Decide if you want to gift at all this year 2. If so, set reasonable spending limits together 3. If not, brainstorm free ways to celebrate your love 4. Focus on making moments instead of buying mementos Sources: https://nrf.com/media-center/press-releases/americans-spend-239-billion-valentines-day-year https://www.debt.com/research/debt-com-survey-valentine-isnt-keen-adding-debt/ https://www.lendingtree.com/credit-cards/study/valentines-day-survey/

Use this infographic

<a href="https://www.consolidatedcredit.org/infographics/cupids-paynful-arrow/" target="_blank"><img src="https://www.consolidatedcredit.org/wp-content/uploads/2017/04/ValentinesDay2022Infog.png" alt="Consolidated Credit's Valentines Day Infographic explores how to avoid credit card debt this season" class="img-fluid" /></a>