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Debt Relief Illinois

See how we’ve helped your Illinoisan neighbors find the relief they need.

Residents in Illinois don’t have the worst credit card debt problems in the nation, but that doesn’t mean credit users don’t face challenges. The average cardholder owes over $7,000 and currently uses over 28% of their available credit. That’s just shy of the 30% credit utilization limit you can have before it starts to hurt your credit score.

That means many Illinois credit users need to take action now to avoid serious financial hardship caused by credit card debt. With that in mind, Consolidated Credit’s has launched our Debt Relief Illinois program to help residents to overcome problems with debt. Below you can see how we’ve helped some of your neighbors become debt free. If you’re struggling with debt and looking for a solution, we can help. Call (844) 276-1544 for a free consultation with a certified credit counselor.

Want to know if Consolidated Credit’s debt relief program can help you, too? Talk to a certified credit counselor today for a free debt evaluation.

Find Relief Today

 Illinois credit card debt statistics

  • Average credit card debt per household: $7,278 [1]
  • Average available credit limit: $17,837 [2]
  • Credit utilization ratio (debt vs available limit): 28.07% [2]
  • Average number of cards: 3.14 [3]
  • % of accounts that are delinquent (at least 90 days past due): 6.3% [4]
  • Average credit score: 683 [3]
  • Most popular type of credit card: Travel rewards [5]

Debt relief Illinois: See our program in action!

Case Study

Gail from Third Lake, IL

“Everything has gone smoothly. We’re very pleased with program and the customer service has been awesome. The website is easy to navigate, too. Thank you! ”

Where she started:
  • Total unsecured debt: $40,962.00
  • Estimated interest charges: $23,944.43
  • Time to payoff: 15 years, 2 months
  • Total monthly payments: $1,628.48
After DMP enrollment:
  • Average negotiated interest rate: 6.76%
  • Total interest charges: $7,042.83
  • Time to payoff: 4 years, 2 months
  • Total monthly payment: $961.00
Time Saved

11 years

Monthly Savings

$677.48

Interest Saved

$16,901.60

Case Study

Jan from Prospect Heights, IL

“Consolidated Credit is great. You all have helped me through a really difficult time in my life. ”

Where she started:
  • Total unsecured debt: $84,908.00
  • Estimated interest charges: $49,932.98
  • Time to payoff: 15 years, 7 months
  • Total monthly payments: $3,396.32
After DMP enrollment:
  • Average negotiated interest rate: 6.74%
  • Total interest charges: $12,622.27
  • Time to payoff: 4 years, 8 months
  • Total monthly payment: $1,762.00
Time Saved

10 years, 11 months

Monthly Savings

$1,634.32

Interest Saved

$37,310.71

Case Study

Jason from Sterling, IL

“I’m so thankful I came across this help on the internet. It’s been a life saver! ”

Where he started:
  • Total unsecured debt: $17,162.00
  • Estimated interest charges: $9,791.37
  • Time to payoff: 12 years, 6 months
  • Total monthly payments: $686.48
After DMP enrollment:
  • Average negotiated interest rate: 2.25%
  • Total interest charges: $1,489.34
  • Time to payoff: 4 years 3 months
  • Total monthly payment: $370.00
Time Saved

8 years, 3 months

Monthly Savings

$316.48

Interest Saved

$8,302.03

Don’t spend another sleepless night stressing over your credit card debt. Talk to a certified credit counselor to find relief today

Next Step
Sources:
[1] https://www.valuepenguin.com/average-credit-card-debt#by-region
[2] https://www.creditsesame.com/blog/credit-cards/states-maxing-out-their-credit-cards/
[3] https://www.experian.com/blogs/ask-experian/state-of-credit/
[4] https://www.creditsesame.com/blog/debt/states-that-dont-pay-bill-on-time/
[5] https://www.nerdwallet.com/blog/credit-cards/most-popular-credit-cards-state-map-2015/