Debt Relief North Dakota

Residents use credit counseling to maintain stability and achieve success.

North Dakotans enjoy some of the lowest personal debt levels in the country. That’s not to say North Dakotans don’t face challenges, but they’re highly proactive about finding solutions when issues arise. Still, North Dakota households owe an average of $9,105, and the entire state has a total of $2,657,781,684 in credit card debt.

The information below can help you understand how state residents are currently being impacted by debt, as well as a case study showing how one of your neighbors achieved freedom from debt with the help of credit counseling. If you’re facing your own challenges with debt, call Consolidated Credit today at (866) 406-0921 or complete our online application to request a free debt and budget analysis from a certified credit counselor. You can explore your options and get professional assistance in identifying the right solutions for your situation.

You deserve relief from debt. Start getting out of credit card debt now and join other North Dakota residents we’ve helped.

Free Evaluation

North Dakota Credit Card Debt Statistics

The following statistics can help you understand the current state of debt in North Dakota today and how it’s impacting residents’ ability to achieve financial freedom.

Household credit card debt: $9,105
Total credit card debt in the state: $2,657,781,684
Average number of cards per user: 2.67
Average credit card debt per user: $6,892
Credit card delinquency rate: 7.32
Average credit card late fee: $21
Credit card fraud reports per capita: 4.22
Average credit score: 719

This chart shows a breakdown of average consumer debt in North Dakota, based on the latest report of Household Debt report from the Federal Reserve.

2023 household debt in North Dakota from Fed Reserve

Debt Relief North Dakota: See our program in action

Case Study

Chris from Bismarck, ND

“This is a great service! I’m glad I called. ”

Where he started:

Total unsecured debt: $33,372.00
Estimated interest charges: $19,011.46
Time to payoff: 11 years, 11 months
Total monthly payments: $1,334.88

After DMP enrollment:

Average negotiated interest rate: 5.81%
Total interest charges: $4,605.87
Time to payoff: 4 years, 4 months
Total monthly payment: $738.00

Time Saved

7 years, 7 months

Monthly Savings

$596.88

Interest Saved

$14,405.59

Ready to get started? Get a free debt and budget evaluation from a certified credit counselor today!

Get Help Now