Find out how Consolidated Credit can help you!

Call Now
Get Started
Chat

Debt Relief in Action: Washington

Learn how your neighbors in Washington are finding debt relief.

Credit users in Washington don’t have the highest debt levels of any state in the nation, but that doesn’t mean that they’re short on challenges with debt. The average household owes $11,482 in credit card debt, and the total credit card debt in the state adds up to a whopping $31,201,022,683. The credit card delinquency rate, which denotes the rate of people falling behind on required monthly payments, is 6.99.

The information below can help you understand how debt is affecting you and your neighbors in Washington. If you’re tired of struggling on your own and think consolidation may be the right option for debt relief, give us a call at (844) 276-1544 or use our online application to ask for help now.

Having trouble with credit card debt? We can help you find the right solution for your needs. Join other Washingtonians who are finding debt relief!

Free Evaluation

Debt statistics in Washington

Want to know what you can expect with consolidation through a debt management program? Here’s how the program has helped other Washington residents overcome their issues with debt.

  • Household credit card debt: $11,482
  • Total credit card debt in the state: $31,201,022,683    
  • Average number of cards per user: 2.63
  • Average credit card debt per user: $7,728
  • Credit card delinquency rate: 6.99
  • Average credit card late fee: $20
  • Credit card fraud reports per capita: 5.8
  • Average credit score: 718

This chart shows a breakdown of average consumer debt in Washington, based on the latest report of Household Debt report from the Federal Reserve.

2023 household debt in Washington from Fed Reserve

Debt Relief Washington: See our program in action

Case Study

Ken from Kent, WA

“You did a great job of helping me get through some major financial issues. ”

Where he started:
  • Total unsecured debt: $22,923.00
  • Estimated interest charges: $12,994.84
  • Time to payoff: 12 years, 2 months
  • Total monthly payments: $916.92
After DMP enrollment:
  • Average negotiated interest rate: 4.37%
  • Total interest charges: $1,741.97
  • Time to payoff: 4 years, 5 months
  • Total monthly payment: $455.00
Time Saved

7 years, 9 months

Monthly Savings

$461.92

Interest Saved

$11,252.87

Case Study

Liz from Puyallup, WA

“When I stumbled across Consolidated Credit it’s seemed too easy to be true but we decided to give it a try. Now 2½ years later I couldn’t be happier. We could never have paid this off on our own. ”

Where she started:
  • Total unsecured debt: $55,638.00
  • Estimated interest charges: $32,117.78
  • Time to payoff: 16 years, 1 months
  • Total monthly payments: $2,225.52
After DMP enrollment:
  • Average negotiated interest rate: 6.27%
  • Total interest charges: $4,208.58
  • Time to payoff: 4 years, 4 months
  • Total monthly payment: $1,137.00
Time Saved

11 years, 9 months

Monthly Savings

$1,088.52

Interest Saved

$27,909.20

Case Study

Stephanie from Quincy, WA

“Very helpful. Consolidated Credit was willing to work with me to help me finally get out from under my debt. ”

Where she started:
  • Total unsecured debt: $35,271.00
  • Estimated interest charges: $20,530.09
  • Time to payoff: 14 years, 6 months
  • Total monthly payments: $1,410.84
After DMP enrollment:
  • Average negotiated interest rate: 6.40%
  • Total interest charges: $3,809.84
  • Time to payoff: 3 years, 7 months
  • Total monthly payment: $891.00
Time Saved

10 years, 11 months

Monthly Savings

$519.84

Interest Saved

$16,720.25

Find out if you meet the requirements for a debt relief program. Talk to a certified credit counselor for a free debt and budget evaluation now and get the credit card debt relief you deserve.

Get Help Now