Affording College
Don’t let the high cost of school lead to student loan debt! This free guide makes affording college easier so you can avoid debt problems after graduation.
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Library
Explore over 45 topics and build financial literacy anywhere you are!
Financial literacy refers to your ability to understand key financial topics that a crucial for your everyday life. This virtual library allows you to explore over 40 topics so you can build financial literacy for free. The guides cover everything from basic budgeting and saving, to buying a home and planning for retirement. If you have questions or would like a free consultation to find better ways to manage your finances, call (844) 276-1544.
All the publications
Banking 101
This free guide walks kids and teens through the basics about banking. Learn how to use checking and savings accounts while avoiding fees.
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Banking Basics
If you've avoided bank accounts in the past or had accounts closed for too many fees, this guide helps you learn better banking techniques.
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Budgeting
Don’t let overspending lead to debt problems! This free budgeting guide teaches you how to build a household budget that works.
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Budgeting 101 for College Students
In Budgeting 101, you learn how to build an effective budget while you attend school, so you can set yourself up for stability after graduation.
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Budgeting for Kids & Teens
Start your kids off with the right financial lessons! This free My First Budget guide teaches kids how to budget effectively and save for the future.
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Buying a Home
This free homebuyer's guide helps you learn the right steps to take to buy a home, with three key questions to answer to ensure you're ready to buy.
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Coping with Financial Stress
Financial stress can lead to physical and mental health problems. This guide helps you find healthy ways to productively deal with debt stress.
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Credit Cards
Credit cards can be an effective financial tool, but only when used correctly. Learn how to use credit without inviting debt problems.
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Credit in a New Country
America is the land of opportunity, but it can also be the land of serious debt problems for immigrants. Learn how to use credit in a new country.
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Cutting Car Costs
Transportation eats up roughly 17 percent of the average budget.. This guide helps you cut car costs so you can save money.
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Cutting Food Costs
This free guide helps you reduce food costs, whether you're cooking at home or dining out. Learn to set a budget that won't eat your income.
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Cutting Healthcare Costs
Out-of-pocket medical expenses are now a leading cause of debt problems in the U.S., but this free guide can help you keep healthcare costs low.
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Dealing with Debt Collectors
Find strategies to deal with debt collectors to stop harassment that violdates Fair Debt Collection law and how to handle the debt even if you can't pay.
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Death of a Spouse: Financial Recovery
The death of a spouse can place a significant financial burden on your household. Learn to overcome financial challenges caused when you lose a loved one.
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Disaster Planning Guide
Financial considerations should be a key part of your annual disaster planning preparedness plan. This guide helps ensure your finances weather the storm.
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Divorce and Your Credit
The financial impact of divorce can be catastrophic on your credit score if you don’t take steps to ensure the separation doesn’t lead to debt problems.
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Does Your Financial Situation Scare You?
Are you facing a scary financial situation that's sent your stress levels through the roof? This free booklet can help you find peace of mind.
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Financial Guidance for Navigating COVID-19
Between cut hours, closures and a volatile stock market, there’s plenty to be concerned about. This guide helps you maintain stability and minimize stress.
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Financial Realities for College Grads
College grads face more challenges today as they transition to financial independence. This free guide helps you achieve financial stability faster.
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Financial Strategies for Single Parents
Budgeting, saving and avoiding debt are all harder when you support a family on one income. This free finance for single parents guide helps you get ahead.
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Financial Wedding Planner
Don't let wedding debt get in the way of your marital bliss. This free financial wedding planner helps keep wedding costs low so you can avoid debt.
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Foreclosure Prevention Guide
This free guide can help you understand critical options that can help you prevent foreclosure so you can keep your home and save your credit.
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Holiday Budgeting Guide
Don’t let excessive spending for the winter holidays leave you with a holiday debt hangover! Curb overspending with this free holiday budgeting guide.
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How to Read a Credit Card Statement
Consolidated Credit offers a free guide on how to read a credit card statement so you can understand the important account information it contains.
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Identity Theft
Don’t let identity theft cost you time and money! This free ID theft prevention guide helps you avoid fraud and fight back when it happens.
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Make the Most of Your Credit Score
Your credit score plays an important role in your ability to achieve key financial goals. Learn how to maximize your credit score so you can get ahead.
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Marriage and Money Guide
Learn how to have the right conversations when marriage and money meet, so you can avoid financial stress in your relationship that can lead to divorce.
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Medical Bills and Credit Cards
When out-of-pocket medical bills can’t get paid, people often turn to high interest rate credit cards to cover the cost. This is how you cut that debt.
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Money Mistakes
Learn about the five most common money mistakes that people make. Learn how to avoid them and how to recover quickly if they happen.
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Money-Saving Tips for New Parents
Raising a child to the age of 18 is estimated to cost a quarter of a million dollars. This free guide offers financial tips for new parents to avoid debt.
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Mortgage Guide for Homebuyers
This free mortgage guide explains how mortgages work and what every homebuyer needs to know to qualify for the best mortage to fit their needs.
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Mortgage Help for Homeowners
Thie free mortgage help guide offers relief options that can help homeowners avoid foreclosure or navigate the process if it's is unavoidable.
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Predatory Lending
This free guide can help you understand what predatory lending is, how to recognize it, and what to do if you think you are a victim.
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Rebuilding Credit Guide
If you’re struggling to overcome a bad credit score this free guide to rebuilding credit can show you the right steps to take to clean up your credit.
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Repair Your Credit
Learn how to review your credit report and dispute mistakes and errors to repair your credit, which may help improve your score.
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Retirement Planning
Learn how to strategic retirement planning can help you enjoy your golden years without the burden of debt, even if you face challenges like limited income.
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Reverse Mortgages: A Guide for Seniors
Learn what a reverse mortgage is and how it can help homeowners over age 62 safely access valuable equity in their homes without risking foreclosure.
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Save Energy, Save Money
Saving money on energy costs around your home is a great way to keep energy bills low so you can balance your budget. Find low-cost ways to save.
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Service Members Managing Money in the Military
This free guide offers money management to help Service Members and Veterans address the unique financial challenges that they face.
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Shop Smart and Save
Use this free guide to learn how to shop smart so you can save money and avoid debt. When it comes to your budget, little actions add up to big savings.
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Surviving a Layoff
Learn how to handle your finances after a layoff to minimize credit card debt and kee your finances stable as you look for a new job.
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Surviving a Recession
This guide will walk you through six key steps that can help you get through a recession, with advice on what to do if you're already behind.
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Talk Finance with Your Aging Parents
This free guide helps you start financial conversations with aging parents, about everything from healthcare costs during retirement to estate planning.
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Talking to Your Kids about Money
Talking to your kids about money regularly and in the right way fosters a lifetime of good financial habits. This guide teaches you how.
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Teenagers and Credit Cards
Use this free guide to navigate having teenagers and credit cards, so you can keep both without running into trouble. Introduce credit without abusing it.
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Vacation Budgeting Guide
Three out of four people take on credit card debt to getaway, but this free vacation budgeting guide can help you take a debt-free vacation with the family.
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Women & Money: Finance for Women
Women face unique challenges with debt and credit, but this free guide to personal finance for women helps you overcome gender norms to achieve success.
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