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Debt Relief Mississippi
Finding solutions to avoid delinquency, debt collections and bankruptcy.
Residents in Mississippi have no shortage of challenges when it comes to debt. Seven out of every 100 borrowers have at least one bill that’s more than 90 days past due. The average credit score is just 672 and that’s not surprising, given that credit users currently use almost 40% of their available credit. Anything higher than 30% credit utilization will decrease consumer credit scores.
It’s a tough situation, but savvy borrowers are finding ways to overcome these challenges, such as using debt consolidation to solve issues with credit card debt. If you’re struggling to overcome your own challenges with debt, we can help. Call Consolidated Credit today at (844) 276-1544 to request a free debt and budget analysis from a certified credit counselor.
The following case studies come from real clients of Consolidated Credit who live in Mississippi. This gives you an idea of how we’ve been able to help some of your neighbors, so you can decide if credit counseling is the right choice for you, too.
Breanna, a Consolidated Credit Alumna Shares Her Experience With the Program
We were just getting eaten alive as far as interest rates.
You know, we’d pay $300 on something and maybe 10 of it would go to the actual note, and the rest is interest.
So I was trying to find something to consolidate, you know at least a few things.
And it just so happened to come up and as I was reading about it.
I tried to do my research and I looked at reviews and different things like that.
It was very intimidating at first to actually trust that this is going to happen.
You know that they’re actually going to follow through with it.
But thankfully they did and it’s worked out great.
So far, not having to worry that those are getting paid. They come out at the beginning of the month and I know if nothing else happens those are paid.
They’re actually going down.
Don’t keep struggling to pay off your credit card balances with minimum payments! Talk to a certified credit counselor to find a solution today.
Mississippi credit card debt statistics
The statistics below can help you understand the current situation with household debt that families in Mississippi face today.
- Household credit card debt: $9,668
- Total credit card debt in the state:
$9,886,711,471 - Average number of cards per user: 2.81
- Average credit card debt per user: $5,587
- Credit card delinquency rate: 10.60%
- Average credit card late fee: $29
- Credit card fraud reports per capita: 08.98
- Average credit score: 672
This chart shows a breakdown of average consumer debt in Mississippi, based on the latest report of Household Debt report from the Federal Reserve.

Debt Relief Mississippi: See our program in action!
Breanna of Petal, Mississippi, called Consolidated Credit. She’s now debt-free, thanks to her hard work and dedication to sticking to a Debt Management Program.
Consolidated Credit caught up with Breanna recently. Here’s what she has to say about the program:
Take the first step to find relief from credit card debt today. Talk to a certified credit counselor to find the fastest way to get out of debt.