How to Build Credit
Teach yourself how credit really works – and how to make it work for you.
If you’re building credit from scratch, you likely fall into one of two categories:
- immigrants who haven’t experienced the US credit system
- young adults who are just starting their own financial lives
American credit rating systems can seem daunting at first. There are so many factors that go into credit reports and credit scores. How is it possible to understand it all enough to start building credit, much less good credit?
Luckily, it’s not as overwhelming as it seems. Once you understand the basics of how credit works, you can learn how to build credit with the method that works best for you.