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No matter what your situation is, we can help you identify the right solution for your needs. Find solutions that help you get out of debt quickly, efficiently and in a way that’s best for your credit.

Using debt consolidation »

Credit Card

Credit cards offer a unique challenge when it comes to debt due to high interest rates and minimum payments that barely make a dent in your balances. Learn to manage your debt effectively.

Control credit card debt »


Your home is your most important asset and we can help you protect it! From reverse mortgages for seniors to counseling for first-time homebuyers, our HUD-certified team is here to help.

Find your way home »


Whether you need help with budgeting and saving, you want to maximize your credit, or you’re planning ahead for a major life event, we have the personal finance advice you need to get ahead.

Make your financial plan »

See What
You Could Save
Estimate Your New Credit Card Payment by entering Your Total Credit Card Balance
Member of United Way's Chairman's Circle
Consolidated Credit Carries an A+ rating by the Better Business Bureau

With this amount of debt, you'd pay around

$ per month
This estimate compares paying your credit card debt on your own vs. the potential benefit of using a Debt Management Plan through completion. IT'S NOT AN ACTUAL QUOTE. Estimate is based on 2.1% of your balance owed. Actual interest rates will vary by consumer and creditor – yours could be higher or lower. Consolidated Credit might be able to reduce your interest rates and late fees allowing you to pay off your credit card debt quicker (since more payments are applied to your principal balances, saving you lots of money in the long run). To complete the program, you must make on-time payments each month. Late or missed payments may cause your program to be cancelled and in that event, this estimate would not apply to you.

Free Webinars & Seminars

Consolidated Credit offers free online financial education webinars each month, hosted by our certified credit counseling team. We also provide live monthly, HUD-approved first-time homebuyer workshops at our home offices in Southeast Florida.

Sign up for upcoming webinars and seminars »

Profiles of Credit Counseling Success

We talk to clients and alumni of Consolidated Credit’s debt management program to learn how it helped them achieve stability. These stories show you’re not alone when it comes to facing challenges with debt. With the right help, you can overcome any obstacle to find relief.

Read our credit card debt stories »

Debt Consolidation in Action

Review case studies from real debt management program graduates to see how credit counseling helped them find debt relief through credit consolidation. Working with a certified credit counselor can reduce or eliminate interest charges and lower your total credit card payments by up to 30% to 50%.

See debt consolidation in action »

Ask the Experts

Have a question? Our team of certified credit counselors and HUD-approved housing counselors can answer any question you have about your debt. Find answers to the most common questions we receive and ask your own question directly to our experts!

See what our experts have to say »

Financial Education Videos

Reading about finance may be a good way to build financial literacy, but it’s not always entertaining. Consolidated Credit’s Financial Education Videos let you learn about budgeting, debt and credit in a fast and fun way. Now you can watch your way to financial success!

Browse our video archives now »

Personal Finance Infographics

Infographics offer an easy visual way to understand complex personal finance topics. Find infographics that explain key financial processes like credit counseling and strategies to reduce debt. You can also how financial experts calculate things like interest rates and credit scores.

Check out all infographic topics »

Money in the Military

Consolidated Credit offers specialized credit counseling for military Service Members, Veterans and military families. Whether you’re about to deploy and need to know how to handle your credit or you’re making the transition to civilian life, we help protect and ensure your financial freedom.

Learn about options available to military personnel »

In the Community

From serving as a member of the United Way Chairman’s Circle to supporting charities both locally and nationwide, Consolidated Credit is dedicated to promoting financial stability for those most vulnerable to today’s financial challenges. Learn about our latest efforts.

Explore our community outreach programs »

Corporate Financial Wellness

Consolidated Credit offers customized financial wellness programs for your business or organization. Help your employees, members or customers find financial success with a range of free resources, from interactive courses and calculators, to self-help guides.

Get more details on our customized solutions for businesses »